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Q2 Holdings, Inc.（QTWO）与Resolute Holdings Management, Inc.（RHLD）财务数据对比。点击上方公司名可切换其他公司
Q2 Holdings, Inc.的季度营收约是Resolute Holdings Management, Inc.的1.8倍（$216.5M vs $117.7M），Q2 Holdings, Inc.净利率更高（12.3% vs -1.5%，领先13.8%），Resolute Holdings Management, Inc.自由现金流更多（$189.2M vs $44.2M）
Q2 Holdings是一家全球金融科技企业，主要开发云原生数字银行平台及解决方案，服务地区性银行、社区银行、信用合作社等金融机构，帮助其为个人及企业客户提供安全便捷的线上、移动端银行服务，核心市场覆盖北美。
Resolute Holdings Management, Inc.是一家澳大利亚矿业企业，核心业务布局于非洲地区，目前运营两座金矿，分别为位于马里的 Syama 金矿和塞内加尔的 Mako 金矿，专注于黄金资源的勘探、开采及相关运营管理工作。
QTWO vs RHLD — 直观对比
营收规模更大
QTWO
是对方的1.8倍
$117.7M
净利率更高
QTWO
高出13.8%
-1.5%
自由现金流更多
RHLD
多$145.0M
$44.2M
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $216.5M | $117.7M |
| 净利润 | $26.6M | $-1.7M |
| 毛利率 | 59.1% | 55.7% |
| 营业利润率 | 12.8% | 30.2% |
| 净利率 | 12.3% | -1.5% |
| 营收同比 | 14.1% | — |
| 净利润同比 | 460.5% | — |
| 每股收益（稀释后） | $0.40 | $-0.20 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收QTWORHLD
| Q1 26 | $216.5M | — | ||
| Q4 25 | $208.2M | $117.7M | ||
| Q3 25 | $201.7M | $120.9M | ||
| Q2 25 | $195.1M | $119.6M | ||
| Q1 25 | $189.7M | $103.9M | ||
| Q4 24 | $183.0M | — | ||
| Q3 24 | $175.0M | — | ||
| Q2 24 | $172.9M | — |
净利润QTWORHLD
| Q1 26 | $26.6M | — | ||
| Q4 25 | $20.4M | $-1.7M | ||
| Q3 25 | $15.0M | $-231.0K | ||
| Q2 25 | $11.8M | $-611.0K | ||
| Q1 25 | $4.8M | $-3.4M | ||
| Q4 24 | $164.0K | — | ||
| Q3 24 | $-11.8M | — | ||
| Q2 24 | $-13.1M | — |
毛利率QTWORHLD
| Q1 26 | 59.1% | — | ||
| Q4 25 | 55.4% | 55.7% | ||
| Q3 25 | 54.0% | 59.0% | ||
| Q2 25 | 53.6% | 57.5% | ||
| Q1 25 | 53.2% | 52.5% | ||
| Q4 24 | 52.6% | — | ||
| Q3 24 | 50.9% | — | ||
| Q2 24 | 50.2% | — |
营业利润率QTWORHLD
| Q1 26 | 12.8% | — | ||
| Q4 25 | 8.1% | 30.2% | ||
| Q3 25 | 5.5% | 34.3% | ||
| Q2 25 | 5.0% | 34.0% | ||
| Q1 25 | 1.2% | 24.7% | ||
| Q4 24 | -0.9% | — | ||
| Q3 24 | -7.3% | — | ||
| Q2 24 | -7.9% | — |
净利率QTWORHLD
| Q1 26 | 12.3% | — | ||
| Q4 25 | 9.8% | -1.5% | ||
| Q3 25 | 7.5% | -0.2% | ||
| Q2 25 | 6.0% | -0.5% | ||
| Q1 25 | 2.5% | -3.2% | ||
| Q4 24 | 0.1% | — | ||
| Q3 24 | -6.7% | — | ||
| Q2 24 | -7.6% | — |
每股收益（稀释后）QTWORHLD
| Q1 26 | $0.40 | — | ||
| Q4 25 | $0.32 | $-0.20 | ||
| Q3 25 | $0.23 | $-0.03 | ||
| Q2 25 | $0.18 | $-0.07 | ||
| Q1 25 | $0.07 | $-0.39 | ||
| Q4 24 | $0.01 | — | ||
| Q3 24 | $-0.20 | — | ||
| Q2 24 | $-0.22 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $342.3M | $205.5M |
| 总债务越低越好 | — | $169.8M |
| 股东权益账面价值 | $611.7M | $6.5M |
| 总资产 | $1.2B | $333.4M |
| 负债/权益比越低杠杆越低 | — | 26.03× |
8季度趋势，按日历期对齐
现金及短期投资QTWORHLD
| Q1 26 | $342.3M | — | ||
| Q4 25 | $432.7M | $205.5M | ||
| Q3 25 | $568.7M | $148.0M | ||
| Q2 25 | $532.1M | $99.9M | ||
| Q1 25 | $486.0M | $71.0M | ||
| Q4 24 | $446.6M | — | ||
| Q3 24 | $407.9M | — | ||
| Q2 24 | $372.1M | — |
总债务QTWORHLD
| Q1 26 | — | — | ||
| Q4 25 | — | $169.8M | ||
| Q3 25 | — | $173.4M | ||
| Q2 25 | — | $177.1M | ||
| Q1 25 | — | $180.7M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益QTWORHLD
| Q1 26 | $611.7M | — | ||
| Q4 25 | $661.8M | $6.5M | ||
| Q3 25 | $622.9M | $10.8M | ||
| Q2 25 | $584.3M | $9.6M | ||
| Q1 25 | $545.5M | $8.9M | ||
| Q4 24 | $517.8M | — | ||
| Q3 24 | $495.1M | — | ||
| Q2 24 | $480.7M | — |
总资产QTWORHLD
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.3B | $333.4M | ||
| Q3 25 | $1.4B | $293.2M | ||
| Q2 25 | $1.4B | $253.3M | ||
| Q1 25 | $1.3B | $214.3M | ||
| Q4 24 | $1.3B | — | ||
| Q3 24 | $1.3B | — | ||
| Q2 24 | $1.2B | — |
负债/权益比QTWORHLD
| Q1 26 | — | — | ||
| Q4 25 | — | 26.03× | ||
| Q3 25 | — | 16.01× | ||
| Q2 25 | — | 18.42× | ||
| Q1 25 | — | 20.38× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $56.3M | $196.1M |
| 自由现金流经营现金流 - 资本支出 | $44.2M | $189.2M |
| 自由现金流率自由现金流/营收 | 20.4% | 160.8% |
| 资本支出强度资本支出/营收 | — | 5.8% |
| 现金转化率经营现金流/净利润 | 2.11× | — |
| 过去12个月自由现金流最近4个季度 | $196.1M | $313.2M |
8季度趋势，按日历期对齐
经营现金流QTWORHLD
| Q1 26 | $56.3M | — | ||
| Q4 25 | $63.7M | $196.1M | ||
| Q3 25 | $45.6M | $59.6M | ||
| Q2 25 | $48.6M | $48.9M | ||
| Q1 25 | $43.5M | $18.4M | ||
| Q4 24 | $43.0M | — | ||
| Q3 24 | $43.3M | — | ||
| Q2 24 | $36.0M | — |
自由现金流QTWORHLD
| Q1 26 | $44.2M | — | ||
| Q4 25 | $61.7M | $189.2M | ||
| Q3 25 | $42.9M | $58.6M | ||
| Q2 25 | $47.3M | $47.5M | ||
| Q1 25 | $42.7M | $17.8M | ||
| Q4 24 | $41.6M | — | ||
| Q3 24 | $40.9M | — | ||
| Q2 24 | $34.6M | — |
自由现金流率QTWORHLD
| Q1 26 | 20.4% | — | ||
| Q4 25 | 29.6% | 160.8% | ||
| Q3 25 | 21.3% | 48.5% | ||
| Q2 25 | 24.3% | 39.7% | ||
| Q1 25 | 22.5% | 17.1% | ||
| Q4 24 | 22.7% | — | ||
| Q3 24 | 23.3% | — | ||
| Q2 24 | 20.0% | — |
资本支出强度QTWORHLD
| Q1 26 | — | — | ||
| Q4 25 | 1.0% | 5.8% | ||
| Q3 25 | 1.3% | 0.8% | ||
| Q2 25 | 0.7% | 1.2% | ||
| Q1 25 | 0.4% | 0.6% | ||
| Q4 24 | 0.8% | — | ||
| Q3 24 | 1.4% | — | ||
| Q2 24 | 0.8% | — |
现金转化率QTWORHLD
| Q1 26 | 2.11× | — | ||
| Q4 25 | 3.12× | — | ||
| Q3 25 | 3.03× | — | ||
| Q2 25 | 4.13× | — | ||
| Q1 25 | 9.16× | — | ||
| Q4 24 | 262.41× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
QTWO
| Subscription | $179.9M | 83% |
| Services and Other | $18.8M | 9% |
| Transactional | $17.8M | 8% |
RHLD
暂无分部数据
