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RBB Bancorp（RBB）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
READING INTERNATIONAL INC的季度营收约是RBB Bancorp的1.6倍（$50.3M vs $32.3M），RBB Bancorp净利率更高（31.5% vs -5.1%，领先36.6%），RBB Bancorp同比增速更快（12.6% vs -14.2%），RBB Bancorp自由现金流更多（$42.6M vs $4.1M），过去两年RBB Bancorp的营收复合增速更高（7.0% vs 5.6%）
RBB银行控股公司是总部位于美国的金融控股集团，旗下核心主体为皇家商业银行，主要服务亚裔社群、中小微企业、不动产投资者及零售客户，提供商业信贷、储蓄存款、财富管理等多元金融服务，业务覆盖美国沿海核心都会区。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
RBB vs RDI — 直观对比
营收规模更大
RDI
是对方的1.6倍
$32.3M
营收增速更快
RBB
高出26.8%
-14.2%
净利率更高
RBB
高出36.6%
-5.1%
自由现金流更多
RBB
多$38.5M
$4.1M
两年增速更快
RBB
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $32.3M | $50.3M |
| 净利润 | $10.2M | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | 39.5% | -1.9% |
| 净利率 | 31.5% | -5.1% |
| 营收同比 | 12.6% | -14.2% |
| 净利润同比 | 132.1% | -14.5% |
| 每股收益（稀释后） | $0.59 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RBBRDI
| Q4 25 | $32.3M | $50.3M | ||
| Q3 25 | $32.6M | $52.2M | ||
| Q2 25 | $35.8M | $60.4M | ||
| Q1 25 | $28.5M | $40.2M | ||
| Q4 24 | $28.7M | $58.6M | ||
| Q3 24 | $30.3M | $60.1M | ||
| Q2 24 | $27.5M | $46.8M | ||
| Q1 24 | $28.2M | $45.1M |
净利润RBBRDI
| Q4 25 | $10.2M | $-2.6M | ||
| Q3 25 | $10.1M | $-4.2M | ||
| Q2 25 | $9.3M | $-2.7M | ||
| Q1 25 | $2.3M | $-4.8M | ||
| Q4 24 | $4.4M | $-2.2M | ||
| Q3 24 | $7.0M | $-7.0M | ||
| Q2 24 | $7.2M | $-12.8M | ||
| Q1 24 | $8.0M | $-13.2M |
营业利润率RBBRDI
| Q4 25 | 39.5% | -1.9% | ||
| Q3 25 | 40.7% | -0.6% | ||
| Q2 25 | 36.1% | 4.8% | ||
| Q1 25 | 11.2% | -17.2% | ||
| Q4 24 | 17.6% | 2.6% | ||
| Q3 24 | 31.6% | -0.6% | ||
| Q2 24 | 35.6% | -16.4% | ||
| Q1 24 | 39.9% | -16.7% |
净利率RBBRDI
| Q4 25 | 31.5% | -5.1% | ||
| Q3 25 | 31.2% | -8.0% | ||
| Q2 25 | 26.1% | -4.4% | ||
| Q1 25 | 8.0% | -11.8% | ||
| Q4 24 | 15.3% | -3.8% | ||
| Q3 24 | 23.1% | -11.7% | ||
| Q2 24 | 26.4% | -27.4% | ||
| Q1 24 | 28.4% | -29.4% |
每股收益（稀释后）RBBRDI
| Q4 25 | $0.59 | $-0.11 | ||
| Q3 25 | $0.59 | $-0.18 | ||
| Q2 25 | $0.52 | $-0.12 | ||
| Q1 25 | $0.13 | $-0.21 | ||
| Q4 24 | $0.26 | $-0.11 | ||
| Q3 24 | $0.39 | $-0.31 | ||
| Q2 24 | $0.39 | $-0.57 | ||
| Q1 24 | $0.43 | $-0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $212.3M | $10.5M |
| 总债务越低越好 | $119.9M | $185.1M |
| 股东权益账面价值 | $523.4M | $-18.2M |
| 总资产 | $4.2B | $434.9M |
| 负债/权益比越低杠杆越低 | 0.23× | — |
8季度趋势，按日历期对齐
现金及短期投资RBBRDI
| Q4 25 | $212.3M | $10.5M | ||
| Q3 25 | $234.9M | $8.1M | ||
| Q2 25 | $191.9M | $9.1M | ||
| Q1 25 | $238.8M | $5.9M | ||
| Q4 24 | $257.7M | $12.4M | ||
| Q3 24 | $349.4M | $10.1M | ||
| Q2 24 | $252.8M | $9.3M | ||
| Q1 24 | — | $7.5M |
总债务RBBRDI
| Q4 25 | $119.9M | $185.1M | ||
| Q3 25 | $119.8M | — | ||
| Q2 25 | $119.7M | — | ||
| Q1 25 | $119.6M | — | ||
| Q4 24 | $119.5M | $202.7M | ||
| Q3 24 | $119.4M | — | ||
| Q2 24 | $119.3M | — | ||
| Q1 24 | $119.2M | — |
股东权益RBBRDI
| Q4 25 | $523.4M | $-18.2M | ||
| Q3 25 | $514.3M | $-12.1M | ||
| Q2 25 | $517.7M | $-7.7M | ||
| Q1 25 | $510.3M | $-8.1M | ||
| Q4 24 | $507.9M | $-4.4M | ||
| Q3 24 | $509.7M | $1.6M | ||
| Q2 24 | $511.3M | $6.5M | ||
| Q1 24 | $514.0M | $18.0M |
总资产RBBRDI
| Q4 25 | $4.2B | $434.9M | ||
| Q3 25 | $4.2B | $435.2M | ||
| Q2 25 | $4.1B | $438.1M | ||
| Q1 25 | $4.0B | $441.0M | ||
| Q4 24 | $4.0B | $471.0M | ||
| Q3 24 | $4.0B | $495.7M | ||
| Q2 24 | $3.9B | $494.9M | ||
| Q1 24 | $3.9B | $494.9M |
负债/权益比RBBRDI
| Q4 25 | 0.23× | — | ||
| Q3 25 | 0.23× | — | ||
| Q2 25 | 0.23× | — | ||
| Q1 25 | 0.23× | — | ||
| Q4 24 | 0.24× | — | ||
| Q3 24 | 0.23× | — | ||
| Q2 24 | 0.23× | — | ||
| Q1 24 | 0.23× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $43.4M | $4.3M |
| 自由现金流经营现金流 - 资本支出 | $42.6M | $4.1M |
| 自由现金流率自由现金流/营收 | 131.8% | 8.2% |
| 资本支出强度资本支出/营收 | 2.5% | 0.3% |
| 现金转化率经营现金流/净利润 | 4.26× | — |
| 过去12个月自由现金流最近4个季度 | $73.5M | $-2.9M |
8季度趋势，按日历期对齐
经营现金流RBBRDI
| Q4 25 | $43.4M | $4.3M | ||
| Q3 25 | $2.1M | $295.0K | ||
| Q2 25 | $21.7M | $1.6M | ||
| Q1 25 | $7.8M | $-7.7M | ||
| Q4 24 | $58.5M | $8.0M | ||
| Q3 24 | $24.5M | $1.3M | ||
| Q2 24 | $11.7M | $-10.4M | ||
| Q1 24 | $4.8M | $-2.8M |
自由现金流RBBRDI
| Q4 25 | $42.6M | $4.1M | ||
| Q3 25 | $1.8M | $-246.0K | ||
| Q2 25 | $21.6M | $1.2M | ||
| Q1 25 | $7.6M | $-8.0M | ||
| Q4 24 | $57.7M | $7.0M | ||
| Q3 24 | $24.2M | $-1.1M | ||
| Q2 24 | $11.5M | $-10.6M | ||
| Q1 24 | $4.7M | $-4.7M |
自由现金流率RBBRDI
| Q4 25 | 131.8% | 8.2% | ||
| Q3 25 | 5.4% | -0.5% | ||
| Q2 25 | 60.2% | 1.9% | ||
| Q1 25 | 26.7% | -19.8% | ||
| Q4 24 | 201.0% | 12.0% | ||
| Q3 24 | 80.0% | -1.8% | ||
| Q2 24 | 42.0% | -22.7% | ||
| Q1 24 | 16.6% | -10.4% |
资本支出强度RBBRDI
| Q4 25 | 2.5% | 0.3% | ||
| Q3 25 | 1.1% | 1.0% | ||
| Q2 25 | 0.3% | 0.6% | ||
| Q1 25 | 0.6% | 0.6% | ||
| Q4 24 | 2.7% | 1.7% | ||
| Q3 24 | 0.8% | 4.0% | ||
| Q2 24 | 0.5% | 0.5% | ||
| Q1 24 | 0.5% | 4.3% |
现金转化率RBBRDI
| Q4 25 | 4.26× | — | ||
| Q3 25 | 0.21× | — | ||
| Q2 25 | 2.32× | — | ||
| Q1 25 | 3.39× | — | ||
| Q4 24 | 13.34× | — | ||
| Q3 24 | 3.50× | — | ||
| Q2 24 | 1.61× | — | ||
| Q1 24 | 0.60× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RBB
暂无分部数据
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
