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RBB Bancorp（RBB）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
REGIS CORP的季度营收约是RBB Bancorp的1.8倍（$57.1M vs $32.3M），RBB Bancorp净利率更高（31.5% vs 0.8%，领先30.7%），REGIS CORP同比增速更快（22.3% vs 12.6%），RBB Bancorp自由现金流更多（$42.6M vs $891.0K），过去两年REGIS CORP的营收复合增速更高（7.8% vs 7.0%）
RBB银行控股公司是总部位于美国的金融控股集团，旗下核心主体为皇家商业银行，主要服务亚裔社群、中小微企业、不动产投资者及零售客户，提供商业信贷、储蓄存款、财富管理等多元金融服务，业务覆盖美国沿海核心都会区。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
RBB vs RGS — 直观对比
营收规模更大
RGS
是对方的1.8倍
$32.3M
营收增速更快
RGS
高出9.7%
12.6%
净利率更高
RBB
高出30.7%
0.8%
自由现金流更多
RBB
多$41.7M
$891.0K
两年增速更快
RGS
近两年复合增速
7.0%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $32.3M | $57.1M |
| 净利润 | $10.2M | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | 39.5% | 10.8% |
| 净利率 | 31.5% | 0.8% |
| 营收同比 | 12.6% | 22.3% |
| 净利润同比 | 132.1% | -94.0% |
| 每股收益（稀释后） | $0.59 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RBBRGS
| Q4 25 | $32.3M | $57.1M | ||
| Q3 25 | $32.6M | $59.0M | ||
| Q2 25 | $35.8M | $60.4M | ||
| Q1 25 | $28.5M | $57.0M | ||
| Q4 24 | $28.7M | $46.7M | ||
| Q3 24 | $30.3M | $46.1M | ||
| Q2 24 | $27.5M | $49.4M | ||
| Q1 24 | $28.2M | $49.2M |
净利润RBBRGS
| Q4 25 | $10.2M | $456.0K | ||
| Q3 25 | $10.1M | $1.4M | ||
| Q2 25 | $9.3M | $116.5M | ||
| Q1 25 | $2.3M | $250.0K | ||
| Q4 24 | $4.4M | $7.6M | ||
| Q3 24 | $7.0M | $-853.0K | ||
| Q2 24 | $7.2M | $91.2M | ||
| Q1 24 | $8.0M | $-2.3M |
营业利润率RBBRGS
| Q4 25 | 39.5% | 10.8% | ||
| Q3 25 | 40.7% | 10.0% | ||
| Q2 25 | 36.1% | 12.1% | ||
| Q1 25 | 11.2% | 8.8% | ||
| Q4 24 | 17.6% | 11.8% | ||
| Q3 24 | 31.6% | 4.6% | ||
| Q2 24 | 35.6% | — | ||
| Q1 24 | 39.9% | 8.3% |
净利率RBBRGS
| Q4 25 | 31.5% | 0.8% | ||
| Q3 25 | 31.2% | 2.3% | ||
| Q2 25 | 26.1% | 192.9% | ||
| Q1 25 | 8.0% | 0.4% | ||
| Q4 24 | 15.3% | 16.4% | ||
| Q3 24 | 23.1% | -1.9% | ||
| Q2 24 | 26.4% | 184.7% | ||
| Q1 24 | 28.4% | -4.7% |
每股收益（稀释后）RBBRGS
| Q4 25 | $0.59 | $0.16 | ||
| Q3 25 | $0.59 | $0.49 | ||
| Q2 25 | $0.52 | $43.67 | ||
| Q1 25 | $0.13 | $0.08 | ||
| Q4 24 | $0.26 | $2.71 | ||
| Q3 24 | $0.39 | $-0.36 | ||
| Q2 24 | $0.39 | $38.40 | ||
| Q1 24 | $0.43 | $-1.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $212.3M | $18.4M |
| 总债务越低越好 | $119.9M | $113.3M |
| 股东权益账面价值 | $523.4M | $188.7M |
| 总资产 | $4.2B | $588.3M |
| 负债/权益比越低杠杆越低 | 0.23× | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资RBBRGS
| Q4 25 | $212.3M | $18.4M | ||
| Q3 25 | $234.9M | $16.6M | ||
| Q2 25 | $191.9M | $17.0M | ||
| Q1 25 | $238.8M | $13.3M | ||
| Q4 24 | $257.7M | $10.2M | ||
| Q3 24 | $349.4M | $6.3M | ||
| Q2 24 | $252.8M | $10.1M | ||
| Q1 24 | — | $5.9M |
总债务RBBRGS
| Q4 25 | $119.9M | $113.3M | ||
| Q3 25 | $119.8M | $111.3M | ||
| Q2 25 | $119.7M | $110.8M | ||
| Q1 25 | $119.6M | $112.0M | ||
| Q4 24 | $119.5M | $111.5M | ||
| Q3 24 | $119.4M | $95.2M | ||
| Q2 24 | $119.3M | $99.5M | ||
| Q1 24 | $119.2M | $179.7M |
股东权益RBBRGS
| Q4 25 | $523.4M | $188.7M | ||
| Q3 25 | $514.3M | $187.6M | ||
| Q2 25 | $517.7M | $185.6M | ||
| Q1 25 | $510.3M | $68.6M | ||
| Q4 24 | $507.9M | $66.7M | ||
| Q3 24 | $509.7M | $56.4M | ||
| Q2 24 | $511.3M | $56.8M | ||
| Q1 24 | $514.0M | $-35.8M |
总资产RBBRGS
| Q4 25 | $4.2B | $588.3M | ||
| Q3 25 | $4.2B | $592.1M | ||
| Q2 25 | $4.1B | $599.0M | ||
| Q1 25 | $4.0B | $511.2M | ||
| Q4 24 | $4.0B | $530.1M | ||
| Q3 24 | $4.0B | $508.9M | ||
| Q2 24 | $3.9B | $530.5M | ||
| Q1 24 | $3.9B | $543.7M |
负债/权益比RBBRGS
| Q4 25 | 0.23× | 0.60× | ||
| Q3 25 | 0.23× | 0.59× | ||
| Q2 25 | 0.23× | 0.60× | ||
| Q1 25 | 0.23× | 1.63× | ||
| Q4 24 | 0.24× | 1.67× | ||
| Q3 24 | 0.23× | 1.69× | ||
| Q2 24 | 0.23× | 1.75× | ||
| Q1 24 | 0.23× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $43.4M | $1.7M |
| 自由现金流经营现金流 - 资本支出 | $42.6M | $891.0K |
| 自由现金流率自由现金流/营收 | 131.8% | 1.6% |
| 资本支出强度资本支出/营收 | 2.5% | 1.4% |
| 现金转化率经营现金流/净利润 | 4.26× | 3.65× |
| 过去12个月自由现金流最近4个季度 | $73.5M | $14.9M |
8季度趋势，按日历期对齐
经营现金流RBBRGS
| Q4 25 | $43.4M | $1.7M | ||
| Q3 25 | $2.1M | $2.3M | ||
| Q2 25 | $21.7M | $6.8M | ||
| Q1 25 | $7.8M | $6.2M | ||
| Q4 24 | $58.5M | $2.1M | ||
| Q3 24 | $24.5M | $-1.3M | ||
| Q2 24 | $11.7M | $5.1M | ||
| Q1 24 | $4.8M | $-277.0K |
自由现金流RBBRGS
| Q4 25 | $42.6M | $891.0K | ||
| Q3 25 | $1.8M | $1.9M | ||
| Q2 25 | $21.6M | $6.2M | ||
| Q1 25 | $7.6M | $5.9M | ||
| Q4 24 | $57.7M | $1.7M | ||
| Q3 24 | $24.2M | $-1.4M | ||
| Q2 24 | $11.5M | $5.1M | ||
| Q1 24 | $4.7M | $-326.0K |
自由现金流率RBBRGS
| Q4 25 | 131.8% | 1.6% | ||
| Q3 25 | 5.4% | 3.2% | ||
| Q2 25 | 60.2% | 10.3% | ||
| Q1 25 | 26.7% | 10.3% | ||
| Q4 24 | 201.0% | 3.6% | ||
| Q3 24 | 80.0% | -3.0% | ||
| Q2 24 | 42.0% | 10.3% | ||
| Q1 24 | 16.6% | -0.7% |
资本支出强度RBBRGS
| Q4 25 | 2.5% | 1.4% | ||
| Q3 25 | 1.1% | 0.7% | ||
| Q2 25 | 0.3% | 0.9% | ||
| Q1 25 | 0.6% | 0.6% | ||
| Q4 24 | 2.7% | 0.9% | ||
| Q3 24 | 0.8% | 0.0% | ||
| Q2 24 | 0.5% | 0.0% | ||
| Q1 24 | 0.5% | 0.1% |
现金转化率RBBRGS
| Q4 25 | 4.26× | 3.65× | ||
| Q3 25 | 0.21× | 1.68× | ||
| Q2 25 | 2.32× | 0.06× | ||
| Q1 25 | 3.39× | 24.80× | ||
| Q4 24 | 13.34× | 0.28× | ||
| Q3 24 | 3.50× | — | ||
| Q2 24 | 1.61× | 0.06× | ||
| Q1 24 | 0.60× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RBB
暂无分部数据
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
