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Rhinebeck Bancorp, Inc.（RBKB）与TRANSACT TECHNOLOGIES INC（TACT）财务数据对比。点击上方公司名可切换其他公司
Rhinebeck Bancorp, Inc.的季度营收约是TRANSACT TECHNOLOGIES INC的1.2倍（$13.5M vs $11.5M），Rhinebeck Bancorp, Inc.同比增速更快（1701.1% vs 11.9%），Rhinebeck Bancorp, Inc.自由现金流更多（$10.9M vs $589.0K），过去两年Rhinebeck Bancorp, Inc.的营收复合增速更高（14.0% vs 3.5%）
Rhinebeck Bancorp, Inc.是总部位于美国纽约的区域性银行控股企业，旗下运营莱茵贝克银行，主要面向纽约哈德逊谷地区的个人消费者与中小企业提供储蓄、贷款、抵押贷款、财富管理等零售及商业金融服务。
该公司相关归属主体罗珀技术公司是一家控股集团，主要投资控股科技领域的各类企业，业务覆盖多个科技细分赛道，依托旗下子公司开展多元化科技业务布局。
RBKB vs TACT — 直观对比
营收规模更大
RBKB
是对方的1.2倍
$11.5M
营收增速更快
RBKB
高出1689.1%
11.9%
自由现金流更多
RBKB
多$10.3M
$589.0K
两年增速更快
RBKB
近两年复合增速
3.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $13.5M | $11.5M |
| 净利润 | $2.3M | — |
| 毛利率 | — | 47.6% |
| 营业利润率 | 21.7% | -10.1% |
| 净利率 | 17.3% | — |
| 营收同比 | 1701.1% | 11.9% |
| 净利润同比 | 188.0% | — |
| 每股收益（稀释后） | $0.21 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RBKBTACT
| Q4 25 | $13.5M | $11.5M | ||
| Q3 25 | $14.0M | $13.2M | ||
| Q2 25 | $13.1M | $13.8M | ||
| Q1 25 | $12.8M | $13.1M | ||
| Q4 24 | $750.0K | $10.2M | ||
| Q3 24 | $773.0K | $10.9M | ||
| Q2 24 | $10.7M | $11.6M | ||
| Q1 24 | $10.4M | $10.7M |
净利润RBKBTACT
| Q4 25 | $2.3M | — | ||
| Q3 25 | $2.7M | $15.0K | ||
| Q2 25 | $2.7M | $-143.0K | ||
| Q1 25 | $2.3M | $19.0K | ||
| Q4 24 | $-2.7M | — | ||
| Q3 24 | $-8.1M | $-551.0K | ||
| Q2 24 | $975.0K | $-319.0K | ||
| Q1 24 | $1.1M | $-1.0M |
毛利率RBKBTACT
| Q4 25 | — | 47.6% | ||
| Q3 25 | — | 49.8% | ||
| Q2 25 | — | 48.2% | ||
| Q1 25 | — | 48.7% | ||
| Q4 24 | — | 44.2% | ||
| Q3 24 | — | 48.1% | ||
| Q2 24 | — | 52.7% | ||
| Q1 24 | — | 52.6% |
营业利润率RBKBTACT
| Q4 25 | 21.7% | -10.1% | ||
| Q3 25 | 23.9% | 0.1% | ||
| Q2 25 | 26.6% | -1.9% | ||
| Q1 25 | 22.9% | -0.1% | ||
| Q4 24 | -444.9% | -10.3% | ||
| Q3 24 | -1332.3% | -7.7% | ||
| Q2 24 | 11.8% | -3.8% | ||
| Q1 24 | 13.9% | -12.2% |
净利率RBKBTACT
| Q4 25 | 17.3% | — | ||
| Q3 25 | 19.3% | 0.1% | ||
| Q2 25 | 20.8% | -1.0% | ||
| Q1 25 | 17.9% | 0.1% | ||
| Q4 24 | -353.9% | — | ||
| Q3 24 | -1042.9% | -5.1% | ||
| Q2 24 | 9.2% | -2.8% | ||
| Q1 24 | 10.8% | -9.7% |
每股收益（稀释后）RBKBTACT
| Q4 25 | $0.21 | $-0.11 | ||
| Q3 25 | $0.25 | $0.00 | ||
| Q2 25 | $0.25 | $-0.01 | ||
| Q1 25 | $0.21 | $0.00 | ||
| Q4 24 | $-0.24 | $-0.80 | ||
| Q3 24 | $-0.75 | $-0.06 | ||
| Q2 24 | $0.09 | $-0.03 | ||
| Q1 24 | $0.10 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $20.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $136.9M | $31.1M |
| 总资产 | $1.3B | $44.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资RBKBTACT
| Q4 25 | — | $20.4M | ||
| Q3 25 | — | $20.0M | ||
| Q2 25 | — | $17.7M | ||
| Q1 25 | — | $14.2M | ||
| Q4 24 | — | $14.4M | ||
| Q3 24 | — | $11.3M | ||
| Q2 24 | — | $11.1M | ||
| Q1 24 | — | $10.6M |
股东权益RBKBTACT
| Q4 25 | $136.9M | $31.1M | ||
| Q3 25 | $133.0M | $31.8M | ||
| Q2 25 | $129.0M | $31.3M | ||
| Q1 25 | $126.0M | $30.9M | ||
| Q4 24 | $121.8M | $30.6M | ||
| Q3 24 | $122.7M | $38.4M | ||
| Q2 24 | $116.2M | $38.5M | ||
| Q1 24 | $114.3M | $38.6M |
总资产RBKBTACT
| Q4 25 | $1.3B | $44.8M | ||
| Q3 25 | $1.3B | $45.0M | ||
| Q2 25 | $1.3B | $44.5M | ||
| Q1 25 | $1.3B | $44.2M | ||
| Q4 24 | $1.3B | $44.0M | ||
| Q3 24 | $1.3B | $50.5M | ||
| Q2 24 | $1.3B | $50.4M | ||
| Q1 24 | $1.3B | $51.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $11.7M | $609.0K |
| 自由现金流经营现金流 - 资本支出 | $10.9M | $589.0K |
| 自由现金流率自由现金流/营收 | 80.6% | 5.1% |
| 资本支出强度资本支出/营收 | 6.3% | 0.2% |
| 现金转化率经营现金流/净利润 | 5.03× | — |
| 过去12个月自由现金流最近4个季度 | $19.4M | $7.6M |
8季度趋势，按日历期对齐
经营现金流RBKBTACT
| Q4 25 | $11.7M | $609.0K | ||
| Q3 25 | $2.2M | $3.6M | ||
| Q2 25 | $2.4M | $3.6M | ||
| Q1 25 | $4.3M | $-161.0K | ||
| Q4 24 | $8.5M | $2.4M | ||
| Q3 24 | $-3.6M | $327.0K | ||
| Q2 24 | $12.0M | $636.0K | ||
| Q1 24 | $-3.5M | $-1.5M |
自由现金流RBKBTACT
| Q4 25 | $10.9M | $589.0K | ||
| Q3 25 | $2.0M | $3.6M | ||
| Q2 25 | $2.2M | $3.6M | ||
| Q1 25 | $4.2M | $-171.0K | ||
| Q4 24 | $7.7M | $2.4M | ||
| Q3 24 | $-3.6M | $259.0K | ||
| Q2 24 | $11.8M | $499.0K | ||
| Q1 24 | $-3.7M | $-1.6M |
自由现金流率RBKBTACT
| Q4 25 | 80.6% | 5.1% | ||
| Q3 25 | 14.5% | 27.1% | ||
| Q2 25 | 17.2% | 25.9% | ||
| Q1 25 | 32.8% | -1.3% | ||
| Q4 24 | 1023.9% | 23.2% | ||
| Q3 24 | -469.0% | 2.4% | ||
| Q2 24 | 111.1% | 4.3% | ||
| Q1 24 | -36.0% | -14.9% |
资本支出强度RBKBTACT
| Q4 25 | 6.3% | 0.2% | ||
| Q3 25 | 1.4% | 0.5% | ||
| Q2 25 | 1.4% | 0.1% | ||
| Q1 25 | 0.9% | 0.1% | ||
| Q4 24 | 105.5% | 0.1% | ||
| Q3 24 | 6.3% | 0.6% | ||
| Q2 24 | 1.2% | 1.2% | ||
| Q1 24 | 2.3% | 1.0% |
现金转化率RBKBTACT
| Q4 25 | 5.03× | — | ||
| Q3 25 | 0.83× | 242.00× | ||
| Q2 25 | 0.89× | — | ||
| Q1 25 | 1.89× | -8.47× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 12.27× | — | ||
| Q1 24 | -3.12× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
