vs
Ready Capital Corp（RC）与泛美白银（USAS）财务数据对比。点击上方公司名可切换其他公司
泛美白银的季度营收约是Ready Capital Corp的1.5倍（$19.1M vs $13.1M），泛美白银净利率更高（-82.3% vs -1772.7%，领先1690.4%），泛美白银同比增速更快（-28.0% vs -73.8%）
Ready Capital Corp是一家总部位于美国的商业地产金融企业，提供多户住宅贷款、小型商业地产抵押贷款、建筑融资及抵押贷款服务等定制化解决方案，核心客户覆盖美国各地的房地产投资者、小型企业运营者及地产开发商。
泛美白银是一家总部位于加拿大的矿业企业，业务布局集中在拉丁美洲，在墨西哥、秘鲁、玻利维亚、阿根廷多国持有运营矿山及其他矿产开发项目，是美洲地区重要的贵金属开采企业。
RC vs USAS — 直观对比
营收规模更大
USAS
是对方的1.5倍
$13.1M
营收增速更快
USAS
高出45.7%
-73.8%
净利率更高
USAS
高出1690.4%
-1772.7%
损益表 — Q4 FY2025 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $13.1M | $19.1M |
| 净利润 | $-232.6M | $-15.7M |
| 毛利率 | — | 34.2% |
| 营业利润率 | -2013.3% | — |
| 净利率 | -1772.7% | -82.3% |
| 营收同比 | -73.8% | -28.0% |
| 净利润同比 | 26.1% | 2.8% |
| 每股收益（稀释后） | $-1.43 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RCUSAS
| Q4 25 | $13.1M | — | ||
| Q3 25 | $85.4M | $19.1M | ||
| Q2 25 | $16.9M | — | ||
| Q1 25 | $40.2M | — | ||
| Q4 24 | $50.1M | — | ||
| Q3 24 | $107.2M | $26.5M | ||
| Q2 24 | $51.0M | — | ||
| Q1 24 | $48.5M | — |
净利润RCUSAS
| Q4 25 | $-232.6M | — | ||
| Q3 25 | $-16.7M | $-15.7M | ||
| Q2 25 | $-53.7M | — | ||
| Q1 25 | $82.0M | — | ||
| Q4 24 | $-314.8M | — | ||
| Q3 24 | $-7.3M | $-16.2M | ||
| Q2 24 | $-34.2M | — | ||
| Q1 24 | $-74.2M | — |
毛利率RCUSAS
| Q4 25 | — | — | ||
| Q3 25 | — | 34.2% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 23.6% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
营业利润率RCUSAS
| Q4 25 | -2013.3% | — | ||
| Q3 25 | -31.5% | — | ||
| Q2 25 | -524.9% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | -629.0% | — | ||
| Q3 24 | -14.8% | — | ||
| Q2 24 | -157.0% | — | ||
| Q1 24 | -217.9% | — |
净利率RCUSAS
| Q4 25 | -1772.7% | — | ||
| Q3 25 | -19.6% | -82.3% | ||
| Q2 25 | -317.7% | — | ||
| Q1 25 | 203.7% | — | ||
| Q4 24 | -628.8% | — | ||
| Q3 24 | -6.8% | -60.9% | ||
| Q2 24 | -67.1% | — | ||
| Q1 24 | -152.8% | — |
每股收益（稀释后）RCUSAS
| Q4 25 | $-1.43 | — | ||
| Q3 25 | $-0.13 | — | ||
| Q2 25 | $-0.34 | — | ||
| Q1 25 | $0.46 | — | ||
| Q4 24 | $-1.89 | — | ||
| Q3 24 | $-0.07 | — | ||
| Q2 24 | $-0.23 | — | ||
| Q1 24 | $-0.44 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $207.8M | $39.1M |
| 总债务越低越好 | $1.4B | — |
| 股东权益账面价值 | $1.5B | $50.2M |
| 总资产 | $7.8B | $234.7M |
| 负债/权益比越低杠杆越低 | 0.89× | — |
8季度趋势，按日历期对齐
现金及短期投资RCUSAS
| Q4 25 | $207.8M | — | ||
| Q3 25 | $147.5M | $39.1M | ||
| Q2 25 | $162.9M | — | ||
| Q1 25 | $205.9M | — | ||
| Q4 24 | $143.8M | — | ||
| Q3 24 | $181.3M | — | ||
| Q2 24 | $226.3M | — | ||
| Q1 24 | $166.0M | — |
总债务RCUSAS
| Q4 25 | $1.4B | — | ||
| Q3 25 | $1.4B | — | ||
| Q2 25 | $1.4B | — | ||
| Q1 25 | $1.5B | — | ||
| Q4 24 | $1.3B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.2B | — | ||
| Q1 24 | $1.1B | — |
股东权益RCUSAS
| Q4 25 | $1.5B | — | ||
| Q3 25 | $1.8B | $50.2M | ||
| Q2 25 | $1.8B | — | ||
| Q1 25 | $1.9B | — | ||
| Q4 24 | $1.8B | — | ||
| Q3 24 | $2.2B | $53.1M | ||
| Q2 24 | $2.3B | — | ||
| Q1 24 | $2.4B | — |
总资产RCUSAS
| Q4 25 | $7.8B | — | ||
| Q3 25 | $8.3B | $234.7M | ||
| Q2 25 | $9.3B | — | ||
| Q1 25 | $10.0B | — | ||
| Q4 24 | $10.1B | — | ||
| Q3 24 | $11.3B | — | ||
| Q2 24 | $11.8B | — | ||
| Q1 24 | $12.0B | — |
负债/权益比RCUSAS
| Q4 25 | 0.89× | — | ||
| Q3 25 | 0.78× | — | ||
| Q2 25 | 0.76× | — | ||
| Q1 25 | 0.77× | — | ||
| Q4 24 | 0.73× | — | ||
| Q3 24 | 0.54× | — | ||
| Q2 24 | 0.52× | — | ||
| Q1 24 | 0.46× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $432.1M | $-12.5M |
| 自由现金流经营现金流 - 资本支出 | — | $-41.3M |
| 自由现金流率自由现金流/营收 | — | -216.5% |
| 资本支出强度资本支出/营收 | — | 150.8% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流RCUSAS
| Q4 25 | $432.1M | — | ||
| Q3 25 | $434.7M | $-12.5M | ||
| Q2 25 | $-100.3M | — | ||
| Q1 25 | $108.5M | — | ||
| Q4 24 | $274.8M | — | ||
| Q3 24 | $221.1M | $2.4M | ||
| Q2 24 | $1.1M | — | ||
| Q1 24 | $23.4M | — |
自由现金流RCUSAS
| Q4 25 | — | — | ||
| Q3 25 | — | $-41.3M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $-11.2M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率RCUSAS
| Q4 25 | — | — | ||
| Q3 25 | — | -216.5% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -42.2% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度RCUSAS
| Q4 25 | — | — | ||
| Q3 25 | — | 150.8% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 51.2% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金转化率RCUSAS
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 1.32× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
