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RADIAN GROUP INC（RDN）与Revolve Group, Inc.（RVLV）财务数据对比。点击上方公司名可切换其他公司
Revolve Group, Inc.的季度营收约是RADIAN GROUP INC的1.1倍（$324.4M vs $300.5M），RADIAN GROUP INC净利率更高（51.5% vs 5.7%，领先45.8%），Revolve Group, Inc.同比增速更快（10.4% vs 2.7%），RADIAN GROUP INC自由现金流更多（$115.7M vs $-13.3M），过去两年Revolve Group, Inc.的营收复合增速更高（9.5% vs -0.2%）
瑞迪安集团（Radian Group Inc.）是一家专业的 mortgage 保险公司，业务涵盖抵押贷款保险、风险管控、房地产服务及产权服务等多个板块，为住房金融市场提供完善的配套服务支持，助力行业降低信贷相关风险。
Revolve Theatre Company是总部位于英国泰晤士河畔亨利的剧团，专注于创作演出政治题材和莎士比亚系列戏剧作品，由奥利弗·登奇、乔·莫里斯与汤姆·史密斯共同创立运营。
RDN vs RVLV — 直观对比
营收规模更大
RVLV
是对方的1.1倍
$300.5M
营收增速更快
RVLV
高出7.8%
2.7%
净利率更高
RDN
高出45.8%
5.7%
自由现金流更多
RDN
多$128.9M
$-13.3M
两年增速更快
RVLV
近两年复合增速
-0.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $300.5M | $324.4M |
| 净利润 | $154.8M | $18.6M |
| 毛利率 | — | 53.3% |
| 营业利润率 | 76.2% | 6.3% |
| 净利率 | 51.5% | 5.7% |
| 营收同比 | 2.7% | 10.4% |
| 净利润同比 | 4.4% | 50.4% |
| 每股收益（稀释后） | $1.11 | $0.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RDNRVLV
| Q4 25 | $300.5M | $324.4M | ||
| Q3 25 | $303.2M | $295.6M | ||
| Q2 25 | $298.6M | $309.0M | ||
| Q1 25 | $294.8M | $296.7M | ||
| Q4 24 | $292.7M | $293.7M | ||
| Q3 24 | $313.4M | $283.1M | ||
| Q2 24 | $298.6M | $282.5M | ||
| Q1 24 | $301.7M | $270.6M |
净利润RDNRVLV
| Q4 25 | $154.8M | $18.6M | ||
| Q3 25 | $141.4M | $21.2M | ||
| Q2 25 | $141.8M | $10.2M | ||
| Q1 25 | $144.6M | $11.8M | ||
| Q4 24 | $148.3M | $12.3M | ||
| Q3 24 | $151.9M | $11.0M | ||
| Q2 24 | $151.9M | $15.4M | ||
| Q1 24 | $152.4M | $10.9M |
毛利率RDNRVLV
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 54.6% | ||
| Q2 25 | 97.2% | 54.1% | ||
| Q1 25 | 97.0% | 52.0% | ||
| Q4 24 | 96.6% | 52.5% | ||
| Q3 24 | 97.0% | 51.2% | ||
| Q2 24 | 96.8% | 54.0% | ||
| Q1 24 | 96.9% | 52.3% |
营业利润率RDNRVLV
| Q4 25 | 76.2% | 6.3% | ||
| Q3 25 | 65.5% | 7.1% | ||
| Q2 25 | 58.6% | 5.8% | ||
| Q1 25 | 63.9% | 5.0% | ||
| Q4 24 | 83.6% | 3.9% | ||
| Q3 24 | 68.4% | 5.0% | ||
| Q2 24 | 63.0% | 5.8% | ||
| Q1 24 | 65.8% | 3.4% |
净利率RDNRVLV
| Q4 25 | 51.5% | 5.7% | ||
| Q3 25 | 46.7% | 7.2% | ||
| Q2 25 | 47.5% | 3.3% | ||
| Q1 25 | 49.0% | 4.0% | ||
| Q4 24 | 50.7% | 4.2% | ||
| Q3 24 | 48.5% | 3.9% | ||
| Q2 24 | 50.9% | 5.4% | ||
| Q1 24 | 50.5% | 4.0% |
每股收益（稀释后）RDNRVLV
| Q4 25 | $1.11 | $0.27 | ||
| Q3 25 | $1.03 | $0.29 | ||
| Q2 25 | $1.02 | $0.14 | ||
| Q1 25 | $0.98 | $0.16 | ||
| Q4 24 | $0.97 | $0.18 | ||
| Q3 24 | $0.99 | $0.15 | ||
| Q2 24 | $0.98 | $0.21 | ||
| Q1 24 | $0.98 | $0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $24.8M | $292.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.8B | $512.5M |
| 总资产 | $8.1B | $765.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资RDNRVLV
| Q4 25 | $24.8M | $292.3M | ||
| Q3 25 | $15.3M | $315.4M | ||
| Q2 25 | $22.1M | $310.7M | ||
| Q1 25 | $24.2M | $300.8M | ||
| Q4 24 | $19.2M | $256.6M | ||
| Q3 24 | $28.1M | $252.8M | ||
| Q2 24 | $13.8M | $244.7M | ||
| Q1 24 | $27.0M | $273.4M |
股东权益RDNRVLV
| Q4 25 | $4.8B | $512.5M | ||
| Q3 25 | $4.7B | $490.2M | ||
| Q2 25 | $4.5B | $468.6M | ||
| Q1 25 | $4.6B | $453.4M | ||
| Q4 24 | $4.6B | $437.8M | ||
| Q3 24 | $4.7B | $420.8M | ||
| Q2 24 | $4.5B | $405.8M | ||
| Q1 24 | $4.4B | $389.9M |
总资产RDNRVLV
| Q4 25 | $8.1B | $765.0M | ||
| Q3 25 | $8.2B | $751.3M | ||
| Q2 25 | $9.6B | $722.9M | ||
| Q1 25 | $8.8B | $713.9M | ||
| Q4 24 | $8.7B | $665.5M | ||
| Q3 24 | $8.4B | $670.9M | ||
| Q2 24 | $8.1B | $657.8M | ||
| Q1 24 | $7.8B | $650.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $119.9M | $-10.2M |
| 自由现金流经营现金流 - 资本支出 | $115.7M | $-13.3M |
| 自由现金流率自由现金流/营收 | 38.5% | -4.1% |
| 资本支出强度资本支出/营收 | 1.4% | 1.0% |
| 现金转化率经营现金流/净利润 | 0.77× | -0.55× |
| 过去12个月自由现金流最近4个季度 | $-174.8M | $48.0M |
8季度趋势，按日历期对齐
经营现金流RDNRVLV
| Q4 25 | $119.9M | $-10.2M | ||
| Q3 25 | $358.4M | $11.8M | ||
| Q2 25 | $-713.3M | $12.6M | ||
| Q1 25 | $67.8M | $45.1M | ||
| Q4 24 | $-663.6M | $3.9M | ||
| Q3 24 | $-237.9M | $9.1M | ||
| Q2 24 | $-207.3M | $-24.7M | ||
| Q1 24 | $51.0M | $38.4M |
自由现金流RDNRVLV
| Q4 25 | $115.7M | $-13.3M | ||
| Q3 25 | $357.6M | $7.5M | ||
| Q2 25 | $-714.6M | $10.4M | ||
| Q1 25 | $66.6M | $43.4M | ||
| Q4 24 | $-665.1M | $2.1M | ||
| Q3 24 | $-239.2M | $8.0M | ||
| Q2 24 | $-208.3M | $-25.7M | ||
| Q1 24 | $49.5M | $36.7M |
自由现金流率RDNRVLV
| Q4 25 | 38.5% | -4.1% | ||
| Q3 25 | 117.9% | 2.5% | ||
| Q2 25 | -239.4% | 3.4% | ||
| Q1 25 | 22.6% | 14.6% | ||
| Q4 24 | -227.3% | 0.7% | ||
| Q3 24 | -76.3% | 2.8% | ||
| Q2 24 | -69.8% | -9.1% | ||
| Q1 24 | 16.4% | 13.5% |
资本支出强度RDNRVLV
| Q4 25 | 1.4% | 1.0% | ||
| Q3 25 | 0.3% | 1.5% | ||
| Q2 25 | 0.4% | 0.7% | ||
| Q1 25 | 0.4% | 0.6% | ||
| Q4 24 | 0.5% | 0.6% | ||
| Q3 24 | 0.4% | 0.4% | ||
| Q2 24 | 0.4% | 0.4% | ||
| Q1 24 | 0.5% | 0.6% |
现金转化率RDNRVLV
| Q4 25 | 0.77× | -0.55× | ||
| Q3 25 | 2.53× | 0.56× | ||
| Q2 25 | -5.03× | 1.24× | ||
| Q1 25 | 0.47× | 3.82× | ||
| Q4 24 | -4.47× | 0.32× | ||
| Q3 24 | -1.57× | 0.83× | ||
| Q2 24 | -1.36× | -1.60× | ||
| Q1 24 | 0.34× | 3.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RDN
暂无分部数据
RVLV
| Fashion Apparel | $155.1M | 48% |
| Dresses | $76.4M | 24% |
| Handbags Shoes And Accessories | $67.6M | 21% |
| Beauty | $20.3M | 6% |
| Manufactured Product Other | $5.0M | 2% |
| Breakage On Store Credit And Gift Cards | $900.0K | 0% |
