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Red Violet, Inc.（RDVT）与RIVERVIEW BANCORP INC（RVSB）财务数据对比。点击上方公司名可切换其他公司
Red Violet, Inc.的季度营收约是RIVERVIEW BANCORP INC的1.7倍（$23.4M vs $14.0M），Red Violet, Inc.净利率更高（12.0% vs 9.8%，领先2.2%），Red Violet, Inc.同比增速更快（19.6% vs 10.4%），Red Violet, Inc.自由现金流更多（$6.6M vs $-736.0K），过去两年RIVERVIEW BANCORP INC的营收复合增速更高（24.6% vs 15.6%）
Red Violet, Inc.是一家专注于高级数据分析、风险缓释与身份验证解决方案的科技企业，服务覆盖执法、金融服务、保险、企业合规等多个领域，通过整合公开及专有数据集为客户提供可落地的决策参考洞察。
Riverview Bancorp Inc.是一家总部位于美国的银行控股公司，主营个人与商业银行业务，服务覆盖太平洋西北地区，提供存款、消费贷款、住房抵押贷款、商业信贷及小企业金融等产品，服务零售客户与本地企业群体。
RDVT vs RVSB — 直观对比
营收规模更大
RDVT
是对方的1.7倍
$14.0M
营收增速更快
RDVT
高出9.2%
10.4%
净利率更高
RDVT
高出2.2%
9.8%
自由现金流更多
RDVT
多$7.3M
$-736.0K
两年增速更快
RVSB
近两年复合增速
15.6%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $23.4M | $14.0M |
| 净利润 | $2.8M | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | 6.8% | 12.4% |
| 净利率 | 12.0% | 9.8% |
| 营收同比 | 19.6% | 10.4% |
| 净利润同比 | 226.2% | 11.8% |
| 每股收益（稀释后） | $0.20 | $0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RDVTRVSB
| Q4 25 | $23.4M | $14.0M | ||
| Q3 25 | $23.1M | $13.6M | ||
| Q2 25 | $21.8M | $13.3M | ||
| Q1 25 | $22.0M | $12.9M | ||
| Q4 24 | $19.6M | $12.7M | ||
| Q3 24 | $19.1M | $12.8M | ||
| Q2 24 | $19.1M | $12.2M | ||
| Q1 24 | $17.5M | $9.0M |
净利润RDVTRVSB
| Q4 25 | $2.8M | $1.4M | ||
| Q3 25 | $4.2M | $1.1M | ||
| Q2 25 | $2.7M | $1.2M | ||
| Q1 25 | $3.4M | $1.1M | ||
| Q4 24 | $863.0K | $1.2M | ||
| Q3 24 | $1.7M | $1.6M | ||
| Q2 24 | $2.6M | $966.0K | ||
| Q1 24 | $1.8M | $-3.0M |
营业利润率RDVTRVSB
| Q4 25 | 6.8% | 12.4% | ||
| Q3 25 | 19.8% | 10.2% | ||
| Q2 25 | 12.6% | 11.7% | ||
| Q1 25 | 19.1% | 11.3% | ||
| Q4 24 | 1.9% | 12.4% | ||
| Q3 24 | 13.1% | 15.5% | ||
| Q2 24 | 16.1% | 10.0% | ||
| Q1 24 | 11.3% | -47.5% |
净利率RDVTRVSB
| Q4 25 | 12.0% | 9.8% | ||
| Q3 25 | 18.3% | 8.1% | ||
| Q2 25 | 12.3% | 9.2% | ||
| Q1 25 | 15.6% | 8.9% | ||
| Q4 24 | 4.4% | 9.7% | ||
| Q3 24 | 9.0% | 12.2% | ||
| Q2 24 | 13.8% | 7.9% | ||
| Q1 24 | 10.2% | -34.7% |
每股收益（稀释后）RDVTRVSB
| Q4 25 | $0.20 | $0.07 | ||
| Q3 25 | $0.29 | $0.05 | ||
| Q2 25 | $0.18 | $0.06 | ||
| Q1 25 | $0.24 | $0.05 | ||
| Q4 24 | $0.06 | $0.06 | ||
| Q3 24 | $0.12 | $0.07 | ||
| Q2 24 | $0.19 | $0.05 | ||
| Q1 24 | $0.13 | $-0.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $43.6M | $28.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $100.9M | $164.2M |
| 总资产 | $112.0M | $1.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资RDVTRVSB
| Q4 25 | $43.6M | $28.6M | ||
| Q3 25 | $45.4M | $32.8M | ||
| Q2 25 | $38.8M | $34.2M | ||
| Q1 25 | $34.6M | $29.4M | ||
| Q4 24 | $36.5M | $25.3M | ||
| Q3 24 | $35.7M | $31.0M | ||
| Q2 24 | $30.9M | $27.8M | ||
| Q1 24 | $32.1M | $23.6M |
股东权益RDVTRVSB
| Q4 25 | $100.9M | $164.2M | ||
| Q3 25 | $101.7M | $163.5M | ||
| Q2 25 | $96.2M | $162.0M | ||
| Q1 25 | $91.8M | $160.0M | ||
| Q4 24 | $86.6M | $158.3M | ||
| Q3 24 | $91.7M | $160.8M | ||
| Q2 24 | $88.0M | $155.9M | ||
| Q1 24 | $83.8M | $155.6M |
总资产RDVTRVSB
| Q4 25 | $112.0M | $1.5B | ||
| Q3 25 | $112.1M | $1.5B | ||
| Q2 25 | $104.8M | $1.5B | ||
| Q1 25 | $99.1M | $1.5B | ||
| Q4 24 | $98.5M | $1.5B | ||
| Q3 24 | $98.0M | $1.5B | ||
| Q2 24 | $93.5M | $1.5B | ||
| Q1 24 | $94.0M | $1.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $6.7M | $-506.0K |
| 自由现金流经营现金流 - 资本支出 | $6.6M | $-736.0K |
| 自由现金流率自由现金流/营收 | 28.1% | -5.2% |
| 资本支出强度资本支出/营收 | 0.5% | 1.6% |
| 现金转化率经营现金流/净利润 | 2.38× | -0.37× |
| 过去12个月自由现金流最近4个季度 | $28.8M | $20.4M |
8季度趋势，按日历期对齐
经营现金流RDVTRVSB
| Q4 25 | $6.7M | $-506.0K | ||
| Q3 25 | $10.2M | $16.8M | ||
| Q2 25 | $7.5M | $-697.0K | ||
| Q1 25 | $5.0M | $8.3M | ||
| Q4 24 | $6.7M | $2.2M | ||
| Q3 24 | $7.2M | $764.0K | ||
| Q2 24 | $5.7M | $5.4M | ||
| Q1 24 | $4.3M | $12.8M |
自由现金流RDVTRVSB
| Q4 25 | $6.6M | $-736.0K | ||
| Q3 25 | $10.0M | $16.4M | ||
| Q2 25 | $7.3M | $-773.0K | ||
| Q1 25 | $5.0M | $5.6M | ||
| Q4 24 | $6.7M | $1.9M | ||
| Q3 24 | $7.2M | $-1.4M | ||
| Q2 24 | $5.7M | $5.3M | ||
| Q1 24 | $4.2M | $7.1M |
自由现金流率RDVTRVSB
| Q4 25 | 28.1% | -5.2% | ||
| Q3 25 | 43.3% | 120.1% | ||
| Q2 25 | 33.5% | -5.8% | ||
| Q1 25 | 22.5% | 43.1% | ||
| Q4 24 | 34.1% | 15.0% | ||
| Q3 24 | 37.8% | -11.3% | ||
| Q2 24 | 29.7% | 43.7% | ||
| Q1 24 | 24.2% | 79.0% |
资本支出强度RDVTRVSB
| Q4 25 | 0.5% | 1.6% | ||
| Q3 25 | 0.8% | 2.9% | ||
| Q2 25 | 0.9% | 0.6% | ||
| Q1 25 | 0.2% | 21.0% | ||
| Q4 24 | 0.1% | 2.4% | ||
| Q3 24 | 0.2% | 17.3% | ||
| Q2 24 | 0.3% | 0.9% | ||
| Q1 24 | 0.4% | 62.0% |
现金转化率RDVTRVSB
| Q4 25 | 2.38× | -0.37× | ||
| Q3 25 | 2.41× | 15.25× | ||
| Q2 25 | 2.79× | -0.57× | ||
| Q1 25 | 1.45× | 7.20× | ||
| Q4 24 | 7.75× | 1.79× | ||
| Q3 24 | 4.22× | 0.49× | ||
| Q2 24 | 2.17× | 5.63× | ||
| Q1 24 | 2.41× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
