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REED'S, INC.(REED)与RIVERVIEW BANCORP INC(RVSB)财务数据对比。点击上方公司名可切换其他公司
RIVERVIEW BANCORP INC的季度营收约是REED'S, INC.的1.9倍($14.0M vs $7.5M),RIVERVIEW BANCORP INC净利率更高(9.8% vs -50.5%,领先60.3%),RIVERVIEW BANCORP INC同比增速更快(10.4% vs -23.1%),RIVERVIEW BANCORP INC自由现金流更多($-736.0K vs $-3.9M),过去两年RIVERVIEW BANCORP INC的营收复合增速更高(24.6% vs -11.7%)
Waddell & Reed Financial, Inc.是一家美国资产管理与财务规划公司,1937年诞生于密苏里州堪萨斯城。1998年至2021年间为上市企业,总部曾短暂设在堪萨斯州欧弗兰帕克,原本计划迁回堪萨斯城市中心,之后公司被出售,旗下拥有艾薇投资管理等多家资管与销售子公司。
Riverview Bancorp Inc.是一家总部位于美国的银行控股公司,主营个人与商业银行业务,服务覆盖太平洋西北地区,提供存款、消费贷款、住房抵押贷款、商业信贷及小企业金融等产品,服务零售客户与本地企业群体。
REED vs RVSB — 直观对比
营收规模更大
RVSB
是对方的1.9倍
$7.5M
营收增速更快
RVSB
高出33.5%
-23.1%
净利率更高
RVSB
高出60.3%
-50.5%
自由现金流更多
RVSB
多$3.2M
$-3.9M
两年增速更快
RVSB
近两年复合增速
-11.7%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | ||
|---|---|---|
| 营收 | $7.5M | $14.0M |
| 净利润 | $-3.8M | $1.4M |
| 毛利率 | 20.4% | — |
| 营业利润率 | -46.9% | 12.4% |
| 净利率 | -50.5% | 9.8% |
| 营收同比 | -23.1% | 10.4% |
| 净利润同比 | 8.2% | 11.8% |
| 每股收益(稀释后) | $-1.26 | $0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
REED
RVSB
| Q4 25 | $7.5M | $14.0M | ||
| Q3 25 | $7.0M | $13.6M | ||
| Q2 25 | $9.5M | $13.3M | ||
| Q1 25 | $10.0M | $12.9M | ||
| Q4 24 | $9.7M | $12.7M | ||
| Q3 24 | $6.8M | $12.8M | ||
| Q2 24 | $11.9M | $12.2M | ||
| Q1 24 | $9.6M | $9.0M |
净利润
REED
RVSB
| Q4 25 | $-3.8M | $1.4M | ||
| Q3 25 | $-4.0M | $1.1M | ||
| Q2 25 | $-6.0M | $1.2M | ||
| Q1 25 | $-2.0M | $1.1M | ||
| Q4 24 | $-4.1M | $1.2M | ||
| Q3 24 | $-4.2M | $1.6M | ||
| Q2 24 | $-3.2M | $966.0K | ||
| Q1 24 | $-1.7M | $-3.0M |
毛利率
REED
RVSB
| Q4 25 | 20.4% | — | ||
| Q3 25 | 17.4% | — | ||
| Q2 25 | 8.5% | — | ||
| Q1 25 | 33.9% | — | ||
| Q4 24 | 30.0% | — | ||
| Q3 24 | 18.0% | — | ||
| Q2 24 | 32.3% | — | ||
| Q1 24 | 35.6% | — |
营业利润率
REED
RVSB
| Q4 25 | -46.9% | 12.4% | ||
| Q3 25 | -58.3% | 10.2% | ||
| Q2 25 | -60.8% | 11.7% | ||
| Q1 25 | -17.4% | 11.3% | ||
| Q4 24 | -37.6% | 12.4% | ||
| Q3 24 | -46.5% | 15.5% | ||
| Q2 24 | -5.6% | 10.0% | ||
| Q1 24 | -6.8% | -47.5% |
净利率
REED
RVSB
| Q4 25 | -50.5% | 9.8% | ||
| Q3 25 | -56.6% | 8.1% | ||
| Q2 25 | -63.5% | 9.2% | ||
| Q1 25 | -20.3% | 8.9% | ||
| Q4 24 | -42.3% | 9.7% | ||
| Q3 24 | -61.5% | 12.2% | ||
| Q2 24 | -27.1% | 7.9% | ||
| Q1 24 | -17.4% | -34.7% |
每股收益(稀释后)
REED
RVSB
| Q4 25 | $-1.26 | $0.07 | ||
| Q3 25 | $-0.48 | $0.05 | ||
| Q2 25 | $-0.13 | $0.06 | ||
| Q1 25 | $-0.04 | $0.05 | ||
| Q4 24 | $-3.73 | $0.06 | ||
| Q3 24 | $-4.91 | $0.07 | ||
| Q2 24 | $-0.77 | $0.05 | ||
| Q1 24 | $-0.40 | $-0.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | — | $28.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $9.2M | $164.2M |
| 总资产 | $23.3M | $1.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势,按日历期对齐
现金及短期投资
REED
RVSB
| Q4 25 | — | $28.6M | ||
| Q3 25 | — | $32.8M | ||
| Q2 25 | — | $34.2M | ||
| Q1 25 | — | $29.4M | ||
| Q4 24 | — | $25.3M | ||
| Q3 24 | — | $31.0M | ||
| Q2 24 | — | $27.8M | ||
| Q1 24 | — | $23.6M |
股东权益
REED
RVSB
| Q4 25 | $9.2M | $164.2M | ||
| Q3 25 | $2.8M | $163.5M | ||
| Q2 25 | $1.7M | $162.0M | ||
| Q1 25 | $4.7M | $160.0M | ||
| Q4 24 | $6.6M | $158.3M | ||
| Q3 24 | $-22.0M | $160.8M | ||
| Q2 24 | $-23.8M | $155.9M | ||
| Q1 24 | $-20.7M | $155.6M |
总资产
REED
RVSB
| Q4 25 | $23.3M | $1.5B | ||
| Q3 25 | $19.9M | $1.5B | ||
| Q2 25 | $23.7M | $1.5B | ||
| Q1 25 | $24.5M | $1.5B | ||
| Q4 24 | $25.1M | $1.5B | ||
| Q3 24 | $15.0M | $1.5B | ||
| Q2 24 | $18.7M | $1.5B | ||
| Q1 24 | $19.3M | $1.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | $-3.8M | $-506.0K |
| 自由现金流经营现金流 - 资本支出 | $-3.9M | $-736.0K |
| 自由现金流率自由现金流/营收 | -52.0% | -5.2% |
| 资本支出强度资本支出/营收 | 1.1% | 1.6% |
| 现金转化率经营现金流/净利润 | — | -0.37× |
| 过去12个月自由现金流最近4个季度 | $-17.3M | $20.4M |
8季度趋势,按日历期对齐
经营现金流
REED
RVSB
| Q4 25 | $-3.8M | $-506.0K | ||
| Q3 25 | $-2.8M | $16.8M | ||
| Q2 25 | $-5.0M | $-697.0K | ||
| Q1 25 | $-5.4M | $8.3M | ||
| Q4 24 | $-3.9M | $2.2M | ||
| Q3 24 | $1.1M | $764.0K | ||
| Q2 24 | $-912.0K | $5.4M | ||
| Q1 24 | $-2.4M | $12.8M |
自由现金流
REED
RVSB
| Q4 25 | $-3.9M | $-736.0K | ||
| Q3 25 | $-2.9M | $16.4M | ||
| Q2 25 | $-5.1M | $-773.0K | ||
| Q1 25 | $-5.4M | $5.6M | ||
| Q4 24 | $-4.0M | $1.9M | ||
| Q3 24 | $1.0M | $-1.4M | ||
| Q2 24 | $-924.0K | $5.3M | ||
| Q1 24 | $-2.4M | $7.1M |
自由现金流率
REED
RVSB
| Q4 25 | -52.0% | -5.2% | ||
| Q3 25 | -41.5% | 120.1% | ||
| Q2 25 | -53.2% | -5.8% | ||
| Q1 25 | -54.2% | 43.1% | ||
| Q4 24 | -40.8% | 15.0% | ||
| Q3 24 | 15.3% | -11.3% | ||
| Q2 24 | -7.8% | 43.7% | ||
| Q1 24 | -25.1% | 79.0% |
资本支出强度
REED
RVSB
| Q4 25 | 1.1% | 1.6% | ||
| Q3 25 | 1.4% | 2.9% | ||
| Q2 25 | 0.2% | 0.6% | ||
| Q1 25 | 0.7% | 21.0% | ||
| Q4 24 | 1.0% | 2.4% | ||
| Q3 24 | 0.3% | 17.3% | ||
| Q2 24 | 0.1% | 0.9% | ||
| Q1 24 | 0.2% | 62.0% |
现金转化率
REED
RVSB
| Q4 25 | — | -0.37× | ||
| Q3 25 | — | 15.25× | ||
| Q2 25 | — | -0.57× | ||
| Q1 25 | — | 7.20× | ||
| Q4 24 | — | 1.79× | ||
| Q3 24 | — | 0.49× | ||
| Q2 24 | — | 5.63× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图