vs
REGIS CORP（RGS）与合众银行（WASH）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是REGIS CORP的1.0倍（$57.8M vs $57.1M），合众银行净利率更高（21.8% vs 0.8%，领先21.0%），过去两年合众银行的营收复合增速更高（9.5% vs 7.8%）
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
美国合众银行是一家美国跨国金融机构，总部位于明尼苏达州明尼阿波利斯，在特拉华州注册成立。截至2025年，该银行为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构。它主营银行、投资、抵押贷款等多元金融业务。
RGS vs WASH — 直观对比
营收规模更大
WASH
是对方的1.0倍
$57.1M
净利率更高
WASH
高出21.0%
0.8%
两年增速更快
WASH
近两年复合增速
7.8%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $57.1M | $57.8M |
| 净利润 | $456.0K | $12.6M |
| 毛利率 | — | — |
| 营业利润率 | 10.8% | — |
| 净利率 | 0.8% | 21.8% |
| 营收同比 | 22.3% | — |
| 净利润同比 | -94.0% | 3.5% |
| 每股收益（稀释后） | $0.16 | $0.66 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RGSWASH
| Q1 26 | — | $57.8M | ||
| Q4 25 | $57.1M | $59.3M | ||
| Q3 25 | $59.0M | $56.5M | ||
| Q2 25 | $60.4M | $54.3M | ||
| Q1 25 | $57.0M | $59.1M | ||
| Q4 24 | $46.7M | $12.4M | ||
| Q3 24 | $46.1M | $48.5M | ||
| Q2 24 | $49.4M | $48.2M |
净利润RGSWASH
| Q1 26 | — | $12.6M | ||
| Q4 25 | $456.0K | $16.0M | ||
| Q3 25 | $1.4M | $10.8M | ||
| Q2 25 | $116.5M | $13.2M | ||
| Q1 25 | $250.0K | $12.2M | ||
| Q4 24 | $7.6M | $-60.8M | ||
| Q3 24 | $-853.0K | $11.0M | ||
| Q2 24 | $91.2M | $10.8M |
营业利润率RGSWASH
| Q1 26 | — | — | ||
| Q4 25 | 10.8% | 34.9% | ||
| Q3 25 | 10.0% | 24.7% | ||
| Q2 25 | 12.1% | 31.6% | ||
| Q1 25 | 8.8% | 26.5% | ||
| Q4 24 | 11.8% | -648.7% | ||
| Q3 24 | 4.6% | 28.5% | ||
| Q2 24 | — | 28.7% |
净利率RGSWASH
| Q1 26 | — | 21.8% | ||
| Q4 25 | 0.8% | 27.0% | ||
| Q3 25 | 2.3% | 19.2% | ||
| Q2 25 | 192.9% | 24.4% | ||
| Q1 25 | 0.4% | 20.6% | ||
| Q4 24 | 16.4% | -491.4% | ||
| Q3 24 | -1.9% | 22.6% | ||
| Q2 24 | 184.7% | 22.4% |
每股收益（稀释后）RGSWASH
| Q1 26 | — | $0.66 | ||
| Q4 25 | $0.16 | $0.84 | ||
| Q3 25 | $0.49 | $0.56 | ||
| Q2 25 | $43.67 | $0.68 | ||
| Q1 25 | $0.08 | $0.63 | ||
| Q4 24 | $2.71 | $-3.54 | ||
| Q3 24 | $-0.36 | $0.64 | ||
| Q2 24 | $38.40 | $0.63 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $18.4M | $12.3M |
| 总债务越低越好 | $113.3M | — |
| 股东权益账面价值 | $188.7M | $546.8M |
| 总资产 | $588.3M | $6.5B |
| 负债/权益比越低杠杆越低 | 0.60× | — |
8季度趋势，按日历期对齐
现金及短期投资RGSWASH
| Q1 26 | — | $12.3M | ||
| Q4 25 | $18.4M | — | ||
| Q3 25 | $16.6M | — | ||
| Q2 25 | $17.0M | — | ||
| Q1 25 | $13.3M | — | ||
| Q4 24 | $10.2M | — | ||
| Q3 24 | $6.3M | — | ||
| Q2 24 | $10.1M | — |
总债务RGSWASH
| Q1 26 | — | — | ||
| Q4 25 | $113.3M | — | ||
| Q3 25 | $111.3M | — | ||
| Q2 25 | $110.8M | — | ||
| Q1 25 | $112.0M | — | ||
| Q4 24 | $111.5M | — | ||
| Q3 24 | $95.2M | — | ||
| Q2 24 | $99.5M | — |
股东权益RGSWASH
| Q1 26 | — | $546.8M | ||
| Q4 25 | $188.7M | $543.6M | ||
| Q3 25 | $187.6M | $533.0M | ||
| Q2 25 | $185.6M | $527.5M | ||
| Q1 25 | $68.6M | $521.7M | ||
| Q4 24 | $66.7M | $499.7M | ||
| Q3 24 | $56.4M | $502.2M | ||
| Q2 24 | $56.8M | $471.0M |
总资产RGSWASH
| Q1 26 | — | $6.5B | ||
| Q4 25 | $588.3M | $6.6B | ||
| Q3 25 | $592.1M | $6.7B | ||
| Q2 25 | $599.0M | $6.7B | ||
| Q1 25 | $511.2M | $6.6B | ||
| Q4 24 | $530.1M | $6.9B | ||
| Q3 24 | $508.9M | $7.1B | ||
| Q2 24 | $530.5M | $7.2B |
负债/权益比RGSWASH
| Q1 26 | — | — | ||
| Q4 25 | 0.60× | — | ||
| Q3 25 | 0.59× | — | ||
| Q2 25 | 0.60× | — | ||
| Q1 25 | 1.63× | — | ||
| Q4 24 | 1.67× | — | ||
| Q3 24 | 1.69× | — | ||
| Q2 24 | 1.75× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.7M | — |
| 自由现金流经营现金流 - 资本支出 | $891.0K | — |
| 自由现金流率自由现金流/营收 | 1.6% | — |
| 资本支出强度资本支出/营收 | 1.4% | — |
| 现金转化率经营现金流/净利润 | 3.65× | — |
| 过去12个月自由现金流最近4个季度 | $14.9M | — |
8季度趋势，按日历期对齐
经营现金流RGSWASH
| Q1 26 | — | — | ||
| Q4 25 | $1.7M | $80.3M | ||
| Q3 25 | $2.3M | $39.6M | ||
| Q2 25 | $6.8M | $11.3M | ||
| Q1 25 | $6.2M | $8.4M | ||
| Q4 24 | $2.1M | $57.7M | ||
| Q3 24 | $-1.3M | $25.7M | ||
| Q2 24 | $5.1M | $11.2M |
自由现金流RGSWASH
| Q1 26 | — | — | ||
| Q4 25 | $891.0K | $78.3M | ||
| Q3 25 | $1.9M | $39.3M | ||
| Q2 25 | $6.2M | $10.9M | ||
| Q1 25 | $5.9M | $8.4M | ||
| Q4 24 | $1.7M | $53.7M | ||
| Q3 24 | $-1.4M | $24.4M | ||
| Q2 24 | $5.1M | $9.6M |
自由现金流率RGSWASH
| Q1 26 | — | — | ||
| Q4 25 | 1.6% | 132.2% | ||
| Q3 25 | 3.2% | 69.6% | ||
| Q2 25 | 10.3% | 20.2% | ||
| Q1 25 | 10.3% | 14.2% | ||
| Q4 24 | 3.6% | 433.8% | ||
| Q3 24 | -3.0% | 50.4% | ||
| Q2 24 | 10.3% | 19.8% |
资本支出强度RGSWASH
| Q1 26 | — | — | ||
| Q4 25 | 1.4% | 3.4% | ||
| Q3 25 | 0.7% | 0.6% | ||
| Q2 25 | 0.9% | 0.7% | ||
| Q1 25 | 0.6% | 0.1% | ||
| Q4 24 | 0.9% | 32.3% | ||
| Q3 24 | 0.0% | 2.6% | ||
| Q2 24 | 0.0% | 3.4% |
现金转化率RGSWASH
| Q1 26 | — | — | ||
| Q4 25 | 3.65× | 5.03× | ||
| Q3 25 | 1.68× | 3.65× | ||
| Q2 25 | 0.06× | 0.86× | ||
| Q1 25 | 24.80× | 0.69× | ||
| Q4 24 | 0.28× | — | ||
| Q3 24 | — | 2.34× | ||
| Q2 24 | 0.06× | 1.03× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
WASH
| Net Interest Income | $40.5M | 70% |
| Noninterest Income | $17.3M | 30% |
