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Rivian Automotive, Inc.（RIVN）与RENAISSANCERE HOLDINGS LTD（RNR）财务数据对比。点击上方公司名可切换其他公司
RENAISSANCERE HOLDINGS LTD的季度营收约是Rivian Automotive, Inc.的1.7倍（$2.2B vs $1.3B），RENAISSANCERE HOLDINGS LTD净利率更高（23.5% vs -63.1%，领先86.6%），Rivian Automotive, Inc.同比增速更快（-25.8% vs -36.8%），过去两年Rivian Automotive, Inc.的营收复合增速更高（3.3% vs -11.9%）
Rivian Automotive是2009年成立的美国电动汽车制造商及汽车科技企业，主打基于自研滑板平台打造的电动SUV、皮卡及EDV电动配送货车，旗下R1T皮卡于2021年末正式开启交付，还计划于2023年底前在美国和加拿大布局专属充电网络，其平台可适配新车型也可对外授权使用。
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商，核心业务覆盖再保险、常规保险两大板块，同时运营风险相关创新投资业务，为全球客户提供专业的风险对冲与保险解决方案。
RIVN vs RNR — 直观对比
营收规模更大
RNR
是对方的1.7倍
$1.3B
营收增速更快
RIVN
高出10.9%
-36.8%
净利率更高
RNR
高出86.6%
-63.1%
两年增速更快
RIVN
近两年复合增速
-11.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.3B | $2.2B |
| 净利润 | $-811.0M | $515.8M |
| 毛利率 | 9.3% | — |
| 营业利润率 | -64.8% | — |
| 净利率 | -63.1% | 23.5% |
| 营收同比 | -25.8% | -36.8% |
| 净利润同比 | -9.0% | 72.6% |
| 每股收益（稀释后） | $-0.66 | $6.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RIVNRNR
| Q1 26 | — | $2.2B | ||
| Q4 25 | $1.3B | $3.0B | ||
| Q3 25 | $1.6B | $3.2B | ||
| Q2 25 | $1.3B | $3.2B | ||
| Q1 25 | $1.2B | $3.5B | ||
| Q4 24 | $1.7B | $2.3B | ||
| Q3 24 | $874.0M | $4.0B | ||
| Q2 24 | $1.2B | $2.8B |
净利润RIVNRNR
| Q1 26 | — | $515.8M | ||
| Q4 25 | $-811.0M | $760.5M | ||
| Q3 25 | $-1.2B | $916.5M | ||
| Q2 25 | $-1.1B | $835.4M | ||
| Q1 25 | $-545.0M | $170.0M | ||
| Q4 24 | $-744.0M | $-189.7M | ||
| Q3 24 | $-1.1B | $1.2B | ||
| Q2 24 | $-1.5B | $503.9M |
毛利率RIVNRNR
| Q1 26 | — | — | ||
| Q4 25 | 9.3% | — | ||
| Q3 25 | 1.5% | — | ||
| Q2 25 | -15.8% | — | ||
| Q1 25 | 16.6% | — | ||
| Q4 24 | 9.8% | — | ||
| Q3 24 | -44.9% | — | ||
| Q2 24 | -38.9% | — |
营业利润率RIVNRNR
| Q1 26 | — | — | ||
| Q4 25 | -64.8% | 42.5% | ||
| Q3 25 | -63.1% | 46.3% | ||
| Q2 25 | -85.5% | 41.8% | ||
| Q1 25 | -52.8% | -2.0% | ||
| Q4 24 | -38.1% | -3.6% | ||
| Q3 24 | -133.8% | 43.7% | ||
| Q2 24 | -118.7% | 25.0% |
净利率RIVNRNR
| Q1 26 | — | 23.5% | ||
| Q4 25 | -63.1% | 25.6% | ||
| Q3 25 | -75.3% | 28.7% | ||
| Q2 25 | -85.7% | 26.1% | ||
| Q1 25 | -44.0% | 4.9% | ||
| Q4 24 | -42.9% | -8.3% | ||
| Q3 24 | -125.9% | 29.8% | ||
| Q2 24 | -125.8% | 17.8% |
每股收益（稀释后）RIVNRNR
| Q1 26 | — | $6.57 | ||
| Q4 25 | $-0.66 | $16.16 | ||
| Q3 25 | $-0.96 | $19.40 | ||
| Q2 25 | $-0.97 | $17.20 | ||
| Q1 25 | $-0.48 | $3.27 | ||
| Q4 24 | $-0.67 | $-3.76 | ||
| Q3 24 | $-1.08 | $22.62 | ||
| Q2 24 | $-1.46 | $9.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $6.1B | $1.6B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.6B | $4.3B |
| 总资产 | $14.9B | $53.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资RIVNRNR
| Q1 26 | — | $1.6B | ||
| Q4 25 | $6.1B | $1.7B | ||
| Q3 25 | $7.1B | $1.7B | ||
| Q2 25 | $7.5B | $1.4B | ||
| Q1 25 | $7.2B | $1.6B | ||
| Q4 24 | $7.7B | $1.7B | ||
| Q3 24 | $6.7B | $1.6B | ||
| Q2 24 | $7.9B | $1.6B |
总债务RIVNRNR
| Q1 26 | — | — | ||
| Q4 25 | — | $2.3B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $2.3B | ||
| Q1 25 | — | $2.8B | ||
| Q4 24 | — | $1.9B | ||
| Q3 24 | — | $1.9B | ||
| Q2 24 | $5.5B | $2.0B |
股东权益RIVNRNR
| Q1 26 | — | $4.3B | ||
| Q4 25 | $4.6B | $11.6B | ||
| Q3 25 | $5.1B | $11.5B | ||
| Q2 25 | $6.1B | $10.8B | ||
| Q1 25 | $6.2B | $10.3B | ||
| Q4 24 | $6.6B | $10.6B | ||
| Q3 24 | $5.9B | $11.2B | ||
| Q2 24 | $6.8B | $10.2B |
总资产RIVNRNR
| Q1 26 | — | $53.7B | ||
| Q4 25 | $14.9B | $53.8B | ||
| Q3 25 | $15.2B | $54.5B | ||
| Q2 25 | $15.6B | $54.7B | ||
| Q1 25 | $15.5B | $53.6B | ||
| Q4 24 | $15.4B | $50.7B | ||
| Q3 24 | $14.3B | $52.8B | ||
| Q2 24 | $15.4B | $51.6B |
负债/权益比RIVNRNR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.20× | ||
| Q3 25 | — | 0.19× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | — | 0.27× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.17× | ||
| Q2 24 | 0.81× | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-681.0M | — |
| 自由现金流经营现金流 - 资本支出 | $-1.1B | — |
| 自由现金流率自由现金流/营收 | -89.0% | — |
| 资本支出强度资本支出/营收 | 36.0% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-2.5B | — |
8季度趋势，按日历期对齐
经营现金流RIVNRNR
| Q1 26 | — | — | ||
| Q4 25 | $-681.0M | $483.0M | ||
| Q3 25 | $26.0M | $1.6B | ||
| Q2 25 | $64.0M | $1.5B | ||
| Q1 25 | $-188.0M | $157.8M | ||
| Q4 24 | $1.2B | $778.9M | ||
| Q3 24 | $-876.0M | $1.5B | ||
| Q2 24 | $-754.0M | $1.2B |
自由现金流RIVNRNR
| Q1 26 | — | — | ||
| Q4 25 | $-1.1B | — | ||
| Q3 25 | $-421.0M | — | ||
| Q2 25 | $-398.0M | — | ||
| Q1 25 | $-526.0M | — | ||
| Q4 24 | $856.0M | — | ||
| Q3 24 | $-1.2B | — | ||
| Q2 24 | $-1.0B | — |
自由现金流率RIVNRNR
| Q1 26 | — | — | ||
| Q4 25 | -89.0% | — | ||
| Q3 25 | -27.0% | — | ||
| Q2 25 | -30.5% | — | ||
| Q1 25 | -42.4% | — | ||
| Q4 24 | 49.4% | — | ||
| Q3 24 | -131.9% | — | ||
| Q2 24 | -89.6% | — |
资本支出强度RIVNRNR
| Q1 26 | — | — | ||
| Q4 25 | 36.0% | — | ||
| Q3 25 | 28.7% | — | ||
| Q2 25 | 35.5% | — | ||
| Q1 25 | 27.3% | — | ||
| Q4 24 | 18.9% | — | ||
| Q3 24 | 31.7% | — | ||
| Q2 24 | 24.4% | — |
现金转化率RIVNRNR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.64× | ||
| Q3 25 | — | 1.73× | ||
| Q2 25 | — | 1.76× | ||
| Q1 25 | — | 0.93× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.26× | ||
| Q2 24 | — | 2.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RIVN
| Automotive Segment | $839.0M | 65% |
| Software And Services Segment | $447.0M | 35% |
| Regulatory Credits | $30.0M | 2% |
RNR
暂无分部数据
