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RLI CORP（RLI）与Revolve Group, Inc.（RVLV）财务数据对比。点击上方公司名可切换其他公司
RLI CORP的季度营收约是Revolve Group, Inc.的1.4倍（$465.7M vs $324.4M），RLI CORP净利率更高（19.6% vs 5.7%，领先13.9%），Revolve Group, Inc.同比增速更快（10.4% vs 6.1%），RLI CORP自由现金流更多（$155.0M vs $-13.3M），过去两年Revolve Group, Inc.的营收复合增速更高（9.5% vs 2.3%）
RLI Corp是一家总部位于美国伊利诺伊州皮奥里亚的专业保险公司，主营财产保险与意外伤害保险业务，深耕保险领域多年，凭借成熟的风险管控体系与定制化产品矩阵，为不同类型的客户提供全面可靠的风险保障服务。
Revolve Theatre Company是总部位于英国泰晤士河畔亨利的剧团，专注于创作演出政治题材和莎士比亚系列戏剧作品，由奥利弗·登奇、乔·莫里斯与汤姆·史密斯共同创立运营。
RLI vs RVLV — 直观对比
营收规模更大
RLI
是对方的1.4倍
$324.4M
营收增速更快
RVLV
高出4.4%
6.1%
净利率更高
RLI
高出13.9%
5.7%
自由现金流更多
RLI
多$168.3M
$-13.3M
两年增速更快
RVLV
近两年复合增速
2.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $465.7M | $324.4M |
| 净利润 | $91.2M | $18.6M |
| 毛利率 | — | 53.3% |
| 营业利润率 | 24.4% | 6.3% |
| 净利率 | 19.6% | 5.7% |
| 营收同比 | 6.1% | 10.4% |
| 净利润同比 | 123.1% | 50.4% |
| 每股收益（稀释后） | $1.00 | $0.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RLIRVLV
| Q4 25 | $465.7M | $324.4M | ||
| Q3 25 | $509.3M | $295.6M | ||
| Q2 25 | $499.8M | $309.0M | ||
| Q1 25 | $407.7M | $296.7M | ||
| Q4 24 | $439.1M | $293.7M | ||
| Q3 24 | $470.0M | $283.1M | ||
| Q2 24 | $416.4M | $282.5M | ||
| Q1 24 | $444.8M | $270.6M |
净利润RLIRVLV
| Q4 25 | $91.2M | $18.6M | ||
| Q3 25 | $124.6M | $21.2M | ||
| Q2 25 | $124.3M | $10.2M | ||
| Q1 25 | $63.2M | $11.8M | ||
| Q4 24 | $40.9M | $12.3M | ||
| Q3 24 | $95.0M | $11.0M | ||
| Q2 24 | $82.0M | $15.4M | ||
| Q1 24 | $127.9M | $10.9M |
毛利率RLIRVLV
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 54.6% | ||
| Q2 25 | — | 54.1% | ||
| Q1 25 | — | 52.0% | ||
| Q4 24 | — | 52.5% | ||
| Q3 24 | — | 51.2% | ||
| Q2 24 | — | 54.0% | ||
| Q1 24 | — | 52.3% |
营业利润率RLIRVLV
| Q4 25 | 24.4% | 6.3% | ||
| Q3 25 | 30.9% | 7.1% | ||
| Q2 25 | 31.3% | 5.8% | ||
| Q1 25 | 19.3% | 5.0% | ||
| Q4 24 | 10.8% | 3.9% | ||
| Q3 24 | 24.9% | 5.0% | ||
| Q2 24 | 24.8% | 5.8% | ||
| Q1 24 | 36.0% | 3.4% |
净利率RLIRVLV
| Q4 25 | 19.6% | 5.7% | ||
| Q3 25 | 24.5% | 7.2% | ||
| Q2 25 | 24.9% | 3.3% | ||
| Q1 25 | 15.5% | 4.0% | ||
| Q4 24 | 9.3% | 4.2% | ||
| Q3 24 | 20.2% | 3.9% | ||
| Q2 24 | 19.7% | 5.4% | ||
| Q1 24 | 28.8% | 4.0% |
每股收益（稀释后）RLIRVLV
| Q4 25 | $1.00 | $0.27 | ||
| Q3 25 | $1.35 | $0.29 | ||
| Q2 25 | $1.34 | $0.14 | ||
| Q1 25 | $0.68 | $0.16 | ||
| Q4 24 | $-2.87 | $0.18 | ||
| Q3 24 | $2.06 | $0.15 | ||
| Q2 24 | $1.78 | $0.21 | ||
| Q1 24 | $2.77 | $0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $292.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.8B | $512.5M |
| 总资产 | $6.2B | $765.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资RLIRVLV
| Q4 25 | — | $292.3M | ||
| Q3 25 | — | $315.4M | ||
| Q2 25 | — | $310.7M | ||
| Q1 25 | — | $300.8M | ||
| Q4 24 | — | $256.6M | ||
| Q3 24 | — | $252.8M | ||
| Q2 24 | — | $244.7M | ||
| Q1 24 | — | $273.4M |
总债务RLIRVLV
| Q4 25 | — | — | ||
| Q3 25 | $100.0M | — | ||
| Q2 25 | $100.0M | — | ||
| Q1 25 | $100.0M | — | ||
| Q4 24 | $100.0M | — | ||
| Q3 24 | $100.0M | — | ||
| Q2 24 | $100.0M | — | ||
| Q1 24 | $100.0M | — |
股东权益RLIRVLV
| Q4 25 | $1.8B | $512.5M | ||
| Q3 25 | $1.9B | $490.2M | ||
| Q2 25 | $1.7B | $468.6M | ||
| Q1 25 | $1.6B | $453.4M | ||
| Q4 24 | $1.5B | $437.8M | ||
| Q3 24 | $1.7B | $420.8M | ||
| Q2 24 | $1.6B | $405.8M | ||
| Q1 24 | $1.5B | $389.9M |
总资产RLIRVLV
| Q4 25 | $6.2B | $765.0M | ||
| Q3 25 | $6.2B | $751.3M | ||
| Q2 25 | $6.0B | $722.9M | ||
| Q1 25 | $5.7B | $713.9M | ||
| Q4 24 | $5.6B | $665.5M | ||
| Q3 24 | $5.8B | $670.9M | ||
| Q2 24 | $5.5B | $657.8M | ||
| Q1 24 | $5.3B | $650.0M |
负债/权益比RLIRVLV
| Q4 25 | — | — | ||
| Q3 25 | 0.05× | — | ||
| Q2 25 | 0.06× | — | ||
| Q1 25 | 0.06× | — | ||
| Q4 24 | 0.07× | — | ||
| Q3 24 | 0.06× | — | ||
| Q2 24 | 0.06× | — | ||
| Q1 24 | 0.07× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $156.8M | $-10.2M |
| 自由现金流经营现金流 - 资本支出 | $155.0M | $-13.3M |
| 自由现金流率自由现金流/营收 | 33.3% | -4.1% |
| 资本支出强度资本支出/营收 | 0.4% | 1.0% |
| 现金转化率经营现金流/净利润 | 1.72× | -0.55× |
| 过去12个月自由现金流最近4个季度 | $608.7M | $48.0M |
8季度趋势，按日历期对齐
经营现金流RLIRVLV
| Q4 25 | $156.8M | $-10.2M | ||
| Q3 25 | $179.2M | $11.8M | ||
| Q2 25 | $174.7M | $12.6M | ||
| Q1 25 | $103.5M | $45.1M | ||
| Q4 24 | $128.1M | $3.9M | ||
| Q3 24 | $219.4M | $9.1M | ||
| Q2 24 | $141.8M | $-24.7M | ||
| Q1 24 | $70.9M | $38.4M |
自由现金流RLIRVLV
| Q4 25 | $155.0M | $-13.3M | ||
| Q3 25 | $177.8M | $7.5M | ||
| Q2 25 | $173.4M | $10.4M | ||
| Q1 25 | $102.5M | $43.4M | ||
| Q4 24 | $127.6M | $2.1M | ||
| Q3 24 | $219.0M | $8.0M | ||
| Q2 24 | $139.1M | $-25.7M | ||
| Q1 24 | $69.9M | $36.7M |
自由现金流率RLIRVLV
| Q4 25 | 33.3% | -4.1% | ||
| Q3 25 | 34.9% | 2.5% | ||
| Q2 25 | 34.7% | 3.4% | ||
| Q1 25 | 25.1% | 14.6% | ||
| Q4 24 | 29.0% | 0.7% | ||
| Q3 24 | 46.6% | 2.8% | ||
| Q2 24 | 33.4% | -9.1% | ||
| Q1 24 | 15.7% | 13.5% |
资本支出强度RLIRVLV
| Q4 25 | 0.4% | 1.0% | ||
| Q3 25 | 0.3% | 1.5% | ||
| Q2 25 | 0.3% | 0.7% | ||
| Q1 25 | 0.3% | 0.6% | ||
| Q4 24 | 0.1% | 0.6% | ||
| Q3 24 | 0.1% | 0.4% | ||
| Q2 24 | 0.7% | 0.4% | ||
| Q1 24 | 0.2% | 0.6% |
现金转化率RLIRVLV
| Q4 25 | 1.72× | -0.55× | ||
| Q3 25 | 1.44× | 0.56× | ||
| Q2 25 | 1.41× | 1.24× | ||
| Q1 25 | 1.64× | 3.82× | ||
| Q4 24 | 3.13× | 0.32× | ||
| Q3 24 | 2.31× | 0.83× | ||
| Q2 24 | 1.73× | -1.60× | ||
| Q1 24 | 0.55× | 3.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RLI
| Casualty Segment | $246.8M | 53% |
| Property Insurance Segment | $122.5M | 26% |
| Other | $59.3M | 13% |
| Surety Insurance Segment | $37.1M | 8% |
RVLV
| Fashion Apparel | $155.1M | 48% |
| Dresses | $76.4M | 24% |
| Handbags Shoes And Accessories | $67.6M | 21% |
| Beauty | $20.3M | 6% |
| Manufactured Product Other | $5.0M | 2% |
| Breakage On Store Credit And Gift Cards | $900.0K | 0% |
