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RENAISSANCERE HOLDINGS LTD（RNR）与希捷科技（STX）财务数据对比。点击上方公司名可切换其他公司
希捷科技的季度营收约是RENAISSANCERE HOLDINGS LTD的1.4倍（$3.1B vs $2.2B），希捷科技净利率更高（24.0% vs 23.5%，领先0.5%），希捷科技同比增速更快（44.1% vs -36.8%），过去两年希捷科技的营收复合增速更高（28.4% vs -11.9%）
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商，核心业务覆盖再保险、常规保险两大板块，同时运营风险相关创新投资业务，为全球客户提供专业的风险对冲与保险解决方案。
希捷科技是全球知名的美国数据存储企业，1978年注册成立时名为舒加特科技，1979年正式开展业务，2010年起注册地变更为爱尔兰都柏林，运营总部设在美国加利福尼亚州弗里蒙特，面向全球市场提供专业的数据存储产品与解决方案。
RNR vs STX — 直观对比
营收规模更大
STX
是对方的1.4倍
$2.2B
营收增速更快
STX
高出80.8%
-36.8%
净利率更高
STX
高出0.5%
23.5%
两年增速更快
STX
近两年复合增速
-11.9%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.2B | $3.1B |
| 净利润 | $515.8M | $748.0M |
| 毛利率 | — | 46.5% |
| 营业利润率 | — | 32.1% |
| 净利率 | 23.5% | 24.0% |
| 营收同比 | -36.8% | 44.1% |
| 净利润同比 | 72.6% | -23.8% |
| 每股收益（稀释后） | $6.57 | $3.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RNRSTX
| Q3 26 | — | $3.1B | ||
| Q1 26 | $2.2B | $2.8B | ||
| Q4 25 | $3.0B | $2.6B | ||
| Q3 25 | $3.2B | — | ||
| Q2 25 | $3.2B | $2.4B | ||
| Q1 25 | $3.5B | $2.2B | ||
| Q4 24 | $2.3B | $2.3B | ||
| Q3 24 | $4.0B | $2.2B |
净利润RNRSTX
| Q3 26 | — | $748.0M | ||
| Q1 26 | $515.8M | $593.0M | ||
| Q4 25 | $760.5M | $549.0M | ||
| Q3 25 | $916.5M | — | ||
| Q2 25 | $835.4M | $488.0M | ||
| Q1 25 | $170.0M | $340.0M | ||
| Q4 24 | $-189.7M | $336.0M | ||
| Q3 24 | $1.2B | $305.0M |
毛利率RNRSTX
| Q3 26 | — | 46.5% | ||
| Q1 26 | — | 41.6% | ||
| Q4 25 | — | 39.4% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 37.4% | ||
| Q1 25 | — | 35.2% | ||
| Q4 24 | — | 34.9% | ||
| Q3 24 | — | 32.9% |
营业利润率RNRSTX
| Q3 26 | — | 32.1% | ||
| Q1 26 | — | 29.8% | ||
| Q4 25 | 42.5% | 26.4% | ||
| Q3 25 | 46.3% | — | ||
| Q2 25 | 41.8% | 23.2% | ||
| Q1 25 | -2.0% | 20.0% | ||
| Q4 24 | -3.6% | 21.0% | ||
| Q3 24 | 43.7% | 18.6% |
净利率RNRSTX
| Q3 26 | — | 24.0% | ||
| Q1 26 | 23.5% | 21.0% | ||
| Q4 25 | 25.6% | 20.9% | ||
| Q3 25 | 28.7% | — | ||
| Q2 25 | 26.1% | 20.0% | ||
| Q1 25 | 4.9% | 15.7% | ||
| Q4 24 | -8.3% | 14.5% | ||
| Q3 24 | 29.8% | 14.1% |
每股收益（稀释后）RNRSTX
| Q3 26 | — | $3.27 | ||
| Q1 26 | $6.57 | $2.60 | ||
| Q4 25 | $16.16 | $2.43 | ||
| Q3 25 | $19.40 | — | ||
| Q2 25 | $17.20 | $2.24 | ||
| Q1 25 | $3.27 | $1.57 | ||
| Q4 24 | $-3.76 | $1.55 | ||
| Q3 24 | $22.62 | $1.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.6B | $1.1B |
| 总债务越低越好 | — | $3.9B |
| 股东权益账面价值 | $4.3B | — |
| 总资产 | $53.7B | $8.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资RNRSTX
| Q3 26 | — | $1.1B | ||
| Q1 26 | $1.6B | $1.0B | ||
| Q4 25 | $1.7B | $1.1B | ||
| Q3 25 | $1.7B | — | ||
| Q2 25 | $1.4B | $891.0M | ||
| Q1 25 | $1.6B | $814.0M | ||
| Q4 24 | $1.7B | $1.2B | ||
| Q3 24 | $1.6B | $1.2B |
总债务RNRSTX
| Q3 26 | — | $3.9B | ||
| Q1 26 | — | — | ||
| Q4 25 | $2.3B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $2.3B | — | ||
| Q1 25 | $2.8B | — | ||
| Q4 24 | $1.9B | — | ||
| Q3 24 | $1.9B | — |
股东权益RNRSTX
| Q3 26 | — | — | ||
| Q1 26 | $4.3B | $459.0M | ||
| Q4 25 | $11.6B | $-63.0M | ||
| Q3 25 | $11.5B | — | ||
| Q2 25 | $10.8B | $-453.0M | ||
| Q1 25 | $10.3B | $-829.0M | ||
| Q4 24 | $10.6B | $-1.1B | ||
| Q3 24 | $11.2B | $-1.3B |
总资产RNRSTX
| Q3 26 | — | $8.9B | ||
| Q1 26 | $53.7B | $8.7B | ||
| Q4 25 | $53.8B | $8.4B | ||
| Q3 25 | $54.5B | — | ||
| Q2 25 | $54.7B | $8.0B | ||
| Q1 25 | $53.6B | $7.6B | ||
| Q4 24 | $50.7B | $8.0B | ||
| Q3 24 | $52.8B | $8.0B |
负债/权益比RNRSTX
| Q3 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | — | ||
| Q3 25 | 0.19× | — | ||
| Q2 25 | 0.21× | — | ||
| Q1 25 | 0.27× | — | ||
| Q4 24 | 0.18× | — | ||
| Q3 24 | 0.17× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $2.4B |
| 自由现金流经营现金流 - 资本支出 | — | $953.0M |
| 自由现金流率自由现金流/营收 | — | 30.6% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 3.17× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流RNRSTX
| Q3 26 | — | $2.4B | ||
| Q1 26 | — | — | ||
| Q4 25 | $483.0M | $532.0M | ||
| Q3 25 | $1.6B | — | ||
| Q2 25 | $1.5B | $508.0M | ||
| Q1 25 | $157.8M | $259.0M | ||
| Q4 24 | $778.9M | $221.0M | ||
| Q3 24 | $1.5B | $95.0M |
自由现金流RNRSTX
| Q3 26 | — | $953.0M | ||
| Q1 26 | — | — | ||
| Q4 25 | — | $427.0M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $425.0M | ||
| Q1 25 | — | $216.0M | ||
| Q4 24 | — | $150.0M | ||
| Q3 24 | — | $27.0M |
自由现金流率RNRSTX
| Q3 26 | — | 30.6% | ||
| Q1 26 | — | — | ||
| Q4 25 | — | 16.2% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 17.4% | ||
| Q1 25 | — | 10.0% | ||
| Q4 24 | — | 6.5% | ||
| Q3 24 | — | 1.2% |
资本支出强度RNRSTX
| Q3 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | — | 4.0% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 3.4% | ||
| Q1 25 | — | 2.0% | ||
| Q4 24 | — | 3.1% | ||
| Q3 24 | — | 3.1% |
现金转化率RNRSTX
| Q3 26 | — | 3.17× | ||
| Q1 26 | — | — | ||
| Q4 25 | 0.64× | 0.97× | ||
| Q3 25 | 1.73× | — | ||
| Q2 25 | 1.76× | 1.04× | ||
| Q1 25 | 0.93× | 0.76× | ||
| Q4 24 | — | 0.66× | ||
| Q3 24 | 1.26× | 0.31× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
