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RENASANT CORP（RNST）与GIBRALTAR INDUSTRIES, INC.（ROCK）财务数据对比。点击上方公司名可切换其他公司
RENASANT CORP的季度营收约是GIBRALTAR INDUSTRIES, INC.的1.2倍（$273.8M vs $225.0M），过去两年RENASANT CORP的营收复合增速更高（29.3% vs -12.3%）
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RNST vs ROCK — 直观对比
营收规模更大
RNST
是对方的1.2倍
$225.0M
两年增速更快
RNST
近两年复合增速
-12.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $273.8M | $225.0M |
| 净利润 | $88.2M | — |
| 毛利率 | — | 25.3% |
| 营业利润率 | — | 7.9% |
| 净利率 | 32.2% | — |
| 营收同比 | — | 24.9% |
| 净利润同比 | 112.5% | — |
| 每股收益（稀释后） | $0.94 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RNSTROCK
| Q1 26 | $273.8M | — | ||
| Q4 25 | $278.4M | $225.0M | ||
| Q3 25 | $269.5M | $310.9M | ||
| Q2 25 | $267.2M | $309.5M | ||
| Q1 25 | $170.7M | $290.0M | ||
| Q4 24 | $167.1M | $180.1M | ||
| Q3 24 | $220.3M | $277.1M | ||
| Q2 24 | $163.8M | $273.6M |
净利润RNSTROCK
| Q1 26 | $88.2M | — | ||
| Q4 25 | $78.9M | — | ||
| Q3 25 | $59.8M | $-89.1M | ||
| Q2 25 | $1.0M | $26.0M | ||
| Q1 25 | $41.5M | $21.1M | ||
| Q4 24 | $44.7M | — | ||
| Q3 24 | $72.5M | $34.0M | ||
| Q2 24 | $38.8M | $32.2M |
毛利率RNSTROCK
| Q1 26 | — | — | ||
| Q4 25 | — | 25.3% | ||
| Q3 25 | — | 26.6% | ||
| Q2 25 | — | 28.4% | ||
| Q1 25 | — | 26.8% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | — | 29.4% | ||
| Q2 24 | — | 30.5% |
营业利润率RNSTROCK
| Q1 26 | — | — | ||
| Q4 25 | 34.8% | 7.9% | ||
| Q3 25 | 27.9% | 12.8% | ||
| Q2 25 | 1.0% | 12.8% | ||
| Q1 25 | 30.4% | 8.8% | ||
| Q4 24 | 29.8% | 13.3% | ||
| Q3 24 | 44.2% | 15.6% | ||
| Q2 24 | 29.6% | 14.9% |
净利率RNSTROCK
| Q1 26 | 32.2% | — | ||
| Q4 25 | 28.4% | — | ||
| Q3 25 | 22.2% | -28.6% | ||
| Q2 25 | 0.4% | 8.4% | ||
| Q1 25 | 24.3% | 7.3% | ||
| Q4 24 | 26.8% | — | ||
| Q3 24 | 32.9% | 12.3% | ||
| Q2 24 | 23.7% | 11.8% |
每股收益（稀释后）RNSTROCK
| Q1 26 | $0.94 | — | ||
| Q4 25 | $0.78 | — | ||
| Q3 25 | $0.63 | $-2.98 | ||
| Q2 25 | $0.01 | $0.87 | ||
| Q1 25 | $0.65 | — | ||
| Q4 24 | $0.70 | — | ||
| Q3 24 | $1.18 | $1.11 | ||
| Q2 24 | $0.69 | $1.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.2B | $115.7M |
| 总债务越低越好 | $806.2M | $0 |
| 股东权益账面价值 | $3.9B | $950.4M |
| 总资产 | $27.1B | $1.4B |
| 负债/权益比越低杠杆越低 | 0.21× | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资RNSTROCK
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.1B | $115.7M | ||
| Q3 25 | $1.1B | $89.4M | ||
| Q2 25 | $1.4B | $43.3M | ||
| Q1 25 | $1.1B | $25.1M | ||
| Q4 24 | $1.1B | $269.5M | ||
| Q3 24 | $1.3B | $228.9M | ||
| Q2 24 | $851.9M | $179.1M |
总债务RNSTROCK
| Q1 26 | $806.2M | — | ||
| Q4 25 | $499.8M | $0 | ||
| Q3 25 | $558.9M | $0 | ||
| Q2 25 | $557.0M | $0 | ||
| Q1 25 | $433.3M | $0 | ||
| Q4 24 | $430.6M | $0 | ||
| Q3 24 | $433.2M | $0 | ||
| Q2 24 | $428.7M | $0 |
股东权益RNSTROCK
| Q1 26 | $3.9B | — | ||
| Q4 25 | $3.9B | $950.4M | ||
| Q3 25 | $3.8B | $951.8M | ||
| Q2 25 | $3.8B | $1.0B | ||
| Q1 25 | $2.7B | $1.0B | ||
| Q4 24 | $2.7B | $1.0B | ||
| Q3 24 | $2.7B | $1.0B | ||
| Q2 24 | $2.4B | $975.7M |
总资产RNSTROCK
| Q1 26 | $27.1B | — | ||
| Q4 25 | $26.8B | $1.4B | ||
| Q3 25 | $26.7B | $1.4B | ||
| Q2 25 | $26.6B | $1.5B | ||
| Q1 25 | $18.3B | $1.4B | ||
| Q4 24 | $18.0B | $1.4B | ||
| Q3 24 | $18.0B | $1.4B | ||
| Q2 24 | $17.5B | $1.4B |
负债/权益比RNSTROCK
| Q1 26 | 0.21× | — | ||
| Q4 25 | 0.13× | 0.00× | ||
| Q3 25 | 0.15× | 0.00× | ||
| Q2 25 | 0.15× | 0.00× | ||
| Q1 25 | 0.16× | 0.00× | ||
| Q4 24 | 0.16× | 0.00× | ||
| Q3 24 | 0.16× | 0.00× | ||
| Q2 24 | 0.18× | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $35.5M |
| 自由现金流经营现金流 - 资本支出 | — | $26.2M |
| 自由现金流率自由现金流/营收 | — | 11.7% |
| 资本支出强度资本支出/营收 | — | 4.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $120.6M |
8季度趋势，按日历期对齐
经营现金流RNSTROCK
| Q1 26 | — | — | ||
| Q4 25 | $271.5M | $35.5M | ||
| Q3 25 | $135.5M | $73.0M | ||
| Q2 25 | $-77.3M | $44.9M | ||
| Q1 25 | $106.2M | $13.7M | ||
| Q4 24 | $106.4M | $19.9M | ||
| Q3 24 | $-1.7M | $64.7M | ||
| Q2 24 | $-49.1M | $36.5M |
自由现金流RNSTROCK
| Q1 26 | — | — | ||
| Q4 25 | $237.8M | $26.2M | ||
| Q3 25 | $120.1M | $64.8M | ||
| Q2 25 | $-87.5M | $27.3M | ||
| Q1 25 | $101.3M | $2.3M | ||
| Q4 24 | $92.8M | $14.1M | ||
| Q3 24 | $-5.3M | $60.5M | ||
| Q2 24 | $-52.6M | $33.5M |
自由现金流率RNSTROCK
| Q1 26 | — | — | ||
| Q4 25 | 85.4% | 11.7% | ||
| Q3 25 | 44.6% | 20.8% | ||
| Q2 25 | -32.7% | 8.8% | ||
| Q1 25 | 59.4% | 0.8% | ||
| Q4 24 | 55.5% | 7.8% | ||
| Q3 24 | -2.4% | 21.8% | ||
| Q2 24 | -32.1% | 12.2% |
资本支出强度RNSTROCK
| Q1 26 | — | — | ||
| Q4 25 | 12.1% | 4.1% | ||
| Q3 25 | 5.7% | 2.6% | ||
| Q2 25 | 3.8% | 5.7% | ||
| Q1 25 | 2.8% | 3.9% | ||
| Q4 24 | 8.2% | 3.3% | ||
| Q3 24 | 1.6% | 1.5% | ||
| Q2 24 | 2.1% | 1.1% |
现金转化率RNSTROCK
| Q1 26 | — | — | ||
| Q4 25 | 3.44× | — | ||
| Q3 25 | 2.27× | — | ||
| Q2 25 | -75.92× | 1.73× | ||
| Q1 25 | 2.56× | 0.65× | ||
| Q4 24 | 2.38× | — | ||
| Q3 24 | -0.02× | 1.90× | ||
| Q2 24 | -1.26× | 1.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RNST
| Net Interest Income | $223.6M | 82% |
| Noninterest Income | $50.3M | 18% |
ROCK
| Transferred At Point In Time | $183.5M | 82% |
| Infrastructure | $22.5M | 10% |
| Other | $18.9M | 8% |
