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RISKIFIED LTD.（RSKD）与纽约人寿（UVE）财务数据对比。点击上方公司名可切换其他公司
纽约人寿的季度营收约是RISKIFIED LTD.的1.7倍（$393.6M vs $234.0M），纽约人寿净利率更高（13.8% vs -13.2%，领先27.0%）
Riskified是一家上市软件企业，总部位于以色列特拉维夫，在纽约设有分支机构。该公司主打软件即服务（SaaS）解决方案，为电商商家提供欺诈防范、拒付管理以及风险情报相关服务，助力商家有效管控交易风险，保障业务顺畅开展。
纽约人寿（全称纽约人寿保险公司）是美国第二大人寿保险公司，也是美国规模最大的相互制人寿保险公司，在2025年《财富》美国500强总营收榜单中位列第69位。2025年，纽约人寿获得了四家独立评级机构给出的最高评级，旗下关联机构还提供各类证券产品与服务及其他相关业务。
RSKD vs UVE — 直观对比
营收规模更大
UVE
是对方的1.7倍
$234.0M
净利率更高
UVE
高出27.0%
-13.2%
损益表 — Q3 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $234.0M | $393.6M |
| 净利润 | $-30.8M | $54.3M |
| 毛利率 | 52.2% | — |
| 营业利润率 | -19.0% | — |
| 净利率 | -13.2% | 13.8% |
| 营收同比 | — | -0.3% |
| 净利润同比 | — | 31.0% |
| 每股收益（稀释后） | — | $1.88 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RSKDUVE
| Q1 26 | — | $393.6M | ||
| Q4 25 | — | $407.9M | ||
| Q3 25 | $234.0M | $401.0M | ||
| Q2 25 | $155.1M | $400.1M | ||
| Q1 25 | $76.4M | $394.9M | ||
| Q4 24 | — | $384.8M | ||
| Q3 24 | $213.5M | $387.6M | ||
| Q2 24 | $141.7M | $380.2M |
净利润RSKDUVE
| Q1 26 | — | $54.3M | ||
| Q4 25 | — | $66.6M | ||
| Q3 25 | $-30.8M | $39.8M | ||
| Q2 25 | $-21.1M | $35.1M | ||
| Q1 25 | $-11.6M | $41.4M | ||
| Q4 24 | — | $6.0M | ||
| Q3 24 | $-55.8M | $-16.2M | ||
| Q2 24 | $-34.8M | $35.4M |
毛利率RSKDUVE
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 52.2% | — | ||
| Q2 25 | 53.6% | — | ||
| Q1 25 | 55.1% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 48.7% | — | ||
| Q2 24 | 51.4% | — |
营业利润率RSKDUVE
| Q1 26 | — | — | ||
| Q4 25 | — | 21.7% | ||
| Q3 25 | -19.0% | 13.2% | ||
| Q2 25 | -19.4% | 11.6% | ||
| Q1 25 | -20.8% | 14.0% | ||
| Q4 24 | — | 1.9% | ||
| Q3 24 | -32.9% | -4.7% | ||
| Q2 24 | -31.8% | 12.6% |
净利率RSKDUVE
| Q1 26 | — | 13.8% | ||
| Q4 25 | — | 16.3% | ||
| Q3 25 | -13.2% | 9.9% | ||
| Q2 25 | -13.6% | 8.8% | ||
| Q1 25 | -15.2% | 10.5% | ||
| Q4 24 | — | 1.6% | ||
| Q3 24 | -26.1% | -4.2% | ||
| Q2 24 | -24.6% | 9.3% |
每股收益（稀释后）RSKDUVE
| Q1 26 | — | $1.88 | ||
| Q4 25 | — | $2.29 | ||
| Q3 25 | — | $1.38 | ||
| Q2 25 | — | $1.21 | ||
| Q1 25 | — | $1.44 | ||
| Q4 24 | — | $0.23 | ||
| Q3 24 | — | $-0.57 | ||
| Q2 24 | — | $1.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $371.1M | $595.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $382.3M | $584.7M |
| 总资产 | $495.9M | $2.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资RSKDUVE
| Q1 26 | — | $595.8M | ||
| Q4 25 | — | $408.9M | ||
| Q3 25 | $371.1M | $405.1M | ||
| Q2 25 | $371.1M | $367.1M | ||
| Q1 25 | $371.1M | $398.2M | ||
| Q4 24 | — | $259.4M | ||
| Q3 24 | $440.8M | $333.7M | ||
| Q2 24 | $440.8M | $283.3M |
总债务RSKDUVE
| Q1 26 | — | — | ||
| Q4 25 | — | $100.5M | ||
| Q3 25 | — | $100.7M | ||
| Q2 25 | — | $100.9M | ||
| Q1 25 | — | $101.1M | ||
| Q4 24 | — | $101.2M | ||
| Q3 24 | — | $101.4M | ||
| Q2 24 | — | $101.6M |
股东权益RSKDUVE
| Q1 26 | — | $584.7M | ||
| Q4 25 | — | $551.0M | ||
| Q3 25 | $382.3M | $495.0M | ||
| Q2 25 | $382.3M | $457.8M | ||
| Q1 25 | $382.3M | $422.4M | ||
| Q4 24 | — | $373.3M | ||
| Q3 24 | $491.7M | $400.2M | ||
| Q2 24 | $491.7M | $393.2M |
总资产RSKDUVE
| Q1 26 | — | $2.8B | ||
| Q4 25 | — | $2.8B | ||
| Q3 25 | $495.9M | $3.1B | ||
| Q2 25 | $495.9M | $3.3B | ||
| Q1 25 | $495.9M | $2.7B | ||
| Q4 24 | — | $2.8B | ||
| Q3 24 | $601.9M | $2.7B | ||
| Q2 24 | $601.9M | $2.7B |
负债/权益比RSKDUVE
| Q1 26 | — | — | ||
| Q4 25 | — | 0.18× | ||
| Q3 25 | — | 0.20× | ||
| Q2 25 | — | 0.22× | ||
| Q1 25 | — | 0.24× | ||
| Q4 24 | — | 0.27× | ||
| Q3 24 | — | 0.25× | ||
| Q2 24 | — | 0.26× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
