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嘉信理财（SCHW）与WORLD KINECT CORP（WKC）财务数据对比。点击上方公司名可切换其他公司
WORLD KINECT CORP的季度营收约是嘉信理财的1.5倍（$9.7B vs $6.3B），嘉信理财净利率更高（38.8% vs -0.0%，领先38.8%），嘉信理财同比增速更快（18.9% vs 2.0%），WORLD KINECT CORP自由现金流更多（$-60.2M vs $-921.0M），过去两年嘉信理财的营收复合增速更高（15.6% vs -6.0%）
嘉信理财是美国领先的金融服务企业，面向个人投资者、独立财务顾问及企业客户，提供零售与机构经纪、财富管理、银行服务、退休规划、投资咨询等解决方案，主打低成本高可及性的金融产品与数字化理财工具。
世界科耐特公司（原世界燃料服务公司）是一家总部位于美国佛罗里达州多拉市的能源大宗商品服务企业，在2022年财富美国500强榜单中排名第70位。公司核心业务涵盖航空、海运、建筑及陆路运输领域能源大宗商品的销售、交易与融资及相关服务，2013年起也开展天然气与电力相关业务。
SCHW vs WKC — 直观对比
营收规模更大
WKC
是对方的1.5倍
$6.3B
营收增速更快
SCHW
高出16.9%
2.0%
净利率更高
SCHW
高出38.8%
-0.0%
自由现金流更多
WKC
多$860.8M
$-921.0M
两年增速更快
SCHW
近两年复合增速
-6.0%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $6.3B | $9.7B |
| 净利润 | $2.5B | $-700.0K |
| 毛利率 | — | 2.8% |
| 营业利润率 | 50.2% | — |
| 净利率 | 38.8% | -0.0% |
| 营收同比 | 18.9% | 2.0% |
| 净利润同比 | 33.6% | -250.0% |
| 每股收益（稀释后） | $1.32 | $0.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收SCHWWKC
| Q1 26 | — | $9.7B | ||
| Q4 25 | $6.3B | $9.0B | ||
| Q3 25 | $6.1B | $9.4B | ||
| Q2 25 | $5.9B | $9.0B | ||
| Q1 25 | $5.6B | $9.5B | ||
| Q4 24 | $5.3B | $9.8B | ||
| Q3 24 | $4.8B | $10.5B | ||
| Q2 24 | $4.7B | $11.0B |
净利润SCHWWKC
| Q1 26 | — | $-700.0K | ||
| Q4 25 | $2.5B | $-279.6M | ||
| Q3 25 | $2.4B | $25.7M | ||
| Q2 25 | $2.1B | $-339.4M | ||
| Q1 25 | $1.9B | $-21.1M | ||
| Q4 24 | $1.8B | $-101.8M | ||
| Q3 24 | $1.4B | $33.5M | ||
| Q2 24 | $1.3B | $108.3M |
毛利率SCHWWKC
| Q1 26 | — | 2.8% | ||
| Q4 25 | — | 2.6% | ||
| Q3 25 | — | 2.7% | ||
| Q2 25 | — | 2.6% | ||
| Q1 25 | — | 2.4% | ||
| Q4 24 | — | 2.7% | ||
| Q3 24 | — | 2.6% | ||
| Q2 24 | — | 2.2% |
营业利润率SCHWWKC
| Q1 26 | — | — | ||
| Q4 25 | 50.2% | -3.1% | ||
| Q3 25 | 49.2% | 0.7% | ||
| Q2 25 | 47.9% | -3.8% | ||
| Q1 25 | 43.8% | -0.1% | ||
| Q4 24 | 43.3% | 0.3% | ||
| Q3 24 | 38.0% | 0.7% | ||
| Q2 24 | 37.2% | 0.4% |
净利率SCHWWKC
| Q1 26 | — | -0.0% | ||
| Q4 25 | 38.8% | -3.1% | ||
| Q3 25 | 38.4% | 0.3% | ||
| Q2 25 | 36.3% | -3.8% | ||
| Q1 25 | 34.1% | -0.2% | ||
| Q4 24 | 34.5% | -1.0% | ||
| Q3 24 | 29.0% | 0.3% | ||
| Q2 24 | 28.4% | 1.0% |
每股收益（稀释后）SCHWWKC
| Q1 26 | — | $0.50 | ||
| Q4 25 | $1.32 | $-5.02 | ||
| Q3 25 | $1.26 | $0.46 | ||
| Q2 25 | $1.08 | $-6.06 | ||
| Q1 25 | $0.99 | $-0.37 | ||
| Q4 24 | $0.94 | $-1.70 | ||
| Q3 24 | $0.71 | $0.57 | ||
| Q2 24 | $0.66 | $1.81 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $46.0B | $151.1M |
| 总债务越低越好 | $22.2B | $798.7M |
| 股东权益账面价值 | $49.4B | $1.2B |
| 总资产 | $491.0B | $6.8B |
| 负债/权益比越低杠杆越低 | 0.45× | 0.66× |
8季度趋势，按日历期对齐
现金及短期投资SCHWWKC
| Q1 26 | — | $151.1M | ||
| Q4 25 | $46.0B | $193.5M | ||
| Q3 25 | $30.6B | $473.6M | ||
| Q2 25 | $32.2B | $403.2M | ||
| Q1 25 | $35.0B | $456.4M | ||
| Q4 24 | $42.1B | $382.9M | ||
| Q3 24 | $34.9B | $373.8M | ||
| Q2 24 | $25.4B | $524.6M |
总债务SCHWWKC
| Q1 26 | — | $798.7M | ||
| Q4 25 | $22.2B | $685.2M | ||
| Q3 25 | $20.2B | $766.6M | ||
| Q2 25 | $20.2B | $775.2M | ||
| Q1 25 | $21.5B | $792.3M | ||
| Q4 24 | $22.4B | $796.8M | ||
| Q3 24 | $22.4B | $798.0M | ||
| Q2 24 | $22.4B | $797.8M |
股东权益SCHWWKC
| Q1 26 | — | $1.2B | ||
| Q4 25 | $49.4B | $1.3B | ||
| Q3 25 | $49.4B | $1.6B | ||
| Q2 25 | $49.5B | $1.6B | ||
| Q1 25 | $49.5B | $1.9B | ||
| Q4 24 | $48.4B | $1.9B | ||
| Q3 24 | $47.2B | $2.0B | ||
| Q2 24 | $44.0B | $2.0B |
总资产SCHWWKC
| Q1 26 | — | $6.8B | ||
| Q4 25 | $491.0B | $5.9B | ||
| Q3 25 | $465.3B | $6.1B | ||
| Q2 25 | $458.9B | $6.1B | ||
| Q1 25 | $462.9B | $6.6B | ||
| Q4 24 | $479.8B | $6.7B | ||
| Q3 24 | $466.1B | $7.0B | ||
| Q2 24 | $449.7B | $7.2B |
负债/权益比SCHWWKC
| Q1 26 | — | 0.66× | ||
| Q4 25 | 0.45× | 0.53× | ||
| Q3 25 | 0.41× | 0.47× | ||
| Q2 25 | 0.41× | 0.48× | ||
| Q1 25 | 0.43× | 0.41× | ||
| Q4 24 | 0.46× | 0.41× | ||
| Q3 24 | 0.48× | 0.39× | ||
| Q2 24 | 0.51× | 0.39× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-763.0M | — |
| 自由现金流经营现金流 - 资本支出 | $-921.0M | $-60.2M |
| 自由现金流率自由现金流/营收 | -14.5% | -0.6% |
| 资本支出强度资本支出/营收 | 2.5% | 0.1% |
| 现金转化率经营现金流/净利润 | -0.31× | — |
| 过去12个月自由现金流最近4个季度 | $8.8B | $67.9M |
8季度趋势，按日历期对齐
经营现金流SCHWWKC
| Q1 26 | — | — | ||
| Q4 25 | $-763.0M | $34.2M | ||
| Q3 25 | $538.0M | $116.1M | ||
| Q2 25 | $3.2B | $28.2M | ||
| Q1 25 | $6.4B | $114.4M | ||
| Q4 24 | $-10.8B | $120.3M | ||
| Q3 24 | $19.1B | $-38.5M | ||
| Q2 24 | $-4.3B | $67.9M |
自由现金流SCHWWKC
| Q1 26 | — | $-60.2M | ||
| Q4 25 | $-921.0M | $12.9M | ||
| Q3 25 | $393.0M | $102.0M | ||
| Q2 25 | $3.0B | $13.2M | ||
| Q1 25 | $6.2B | $99.2M | ||
| Q4 24 | $-11.1B | $102.4M | ||
| Q3 24 | $19.0B | $-56.7M | ||
| Q2 24 | $-4.3B | $53.3M |
自由现金流率SCHWWKC
| Q1 26 | — | -0.6% | ||
| Q4 25 | -14.5% | 0.1% | ||
| Q3 25 | 6.4% | 1.1% | ||
| Q2 25 | 52.1% | 0.1% | ||
| Q1 25 | 111.5% | 1.0% | ||
| Q4 24 | -207.9% | 1.0% | ||
| Q3 24 | 391.4% | -0.5% | ||
| Q2 24 | -92.6% | 0.5% |
资本支出强度SCHWWKC
| Q1 26 | — | 0.1% | ||
| Q4 25 | 2.5% | 0.2% | ||
| Q3 25 | 2.4% | 0.2% | ||
| Q2 25 | 2.2% | 0.2% | ||
| Q1 25 | 2.1% | 0.2% | ||
| Q4 24 | 4.8% | 0.2% | ||
| Q3 24 | 2.6% | 0.2% | ||
| Q2 24 | 1.9% | 0.1% |
现金转化率SCHWWKC
| Q1 26 | — | — | ||
| Q4 25 | -0.31× | — | ||
| Q3 25 | 0.23× | 4.52× | ||
| Q2 25 | 1.49× | — | ||
| Q1 25 | 3.33× | — | ||
| Q4 24 | -5.88× | — | ||
| Q3 24 | 13.56× | -1.15× | ||
| Q2 24 | -3.19× | 0.63× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
SCHW
| Investor Services | $5.0B | 79% |
| Order Flow Revenue | $531.0M | 8% |
| Commissions | $482.0M | 8% |
| Other | $127.0M | 2% |
| Financial Service Other | $100.0M | 2% |
| Principal Transactions | $53.0M | 1% |
WKC
| Aviation segment | $5.0B | 52% |
| Land segment | $2.9B | 30% |
| Marine segment | $1.9B | 20% |
