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STIFEL FINANCIAL CORP（SF）与XP Inc.（XP）财务数据对比。点击上方公司名可切换其他公司
XP Inc.的季度营收约是STIFEL FINANCIAL CORP的11.9倍（$13.5B vs $1.1B）。STIFEL FINANCIAL CORP净利率更高（23.5% vs 0.0%，领先23.5%）
司迪富金融是美国跨国独立投资银行及金融服务提供商，总部位于密苏里州圣路易斯市中心。其历史可追溯至1890年成立的Altheimer & Rawlings投资公司，1983年正式以Stifel为名成立，1986年11月24日在纽约证券交易所挂牌上市，为全球客户提供多元化金融服务。
XP Inc.是巴西知名投资管理企业，提供固定收益产品、股票、投资基金、私人养老金产品，同时开展财富管理及其他金融服务。公司主要服务巴西本土客户，在圣保罗、里约热内卢、纽约、迈阿密、伦敦、日内瓦均设有办事处。
SF vs XP — 直观对比
营收规模更大
XP
是对方的11.9倍
$1.1B
净利率更高
SF
高出23.5%
0.0%
损益表 — Q4 2025 vs Q3 2025
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $13.5B |
| 净利润 | $264.4M | $22.0K |
| 毛利率 | — | — |
| 营业利润率 | 27.3% | 1.1% |
| 净利率 | 23.5% | 0.0% |
| 营收同比 | 23.0% | — |
| 净利润同比 | 8.3% | — |
| 每股收益（稀释后） | $2.30 | $536884.00 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收SFXP
| Q4 25 | $1.1B | — | ||
| Q3 25 | $962.6M | $13.5B | ||
| Q2 25 | $838.9M | $8.8B | ||
| Q1 25 | $842.5M | $4.3B | ||
| Q4 24 | $916.0M | — | ||
| Q3 24 | $810.9M | $12.6B | ||
| Q2 24 | $798.9M | $8.3B | ||
| Q1 24 | $768.1M | $4.1B |
净利润SFXP
| Q4 25 | $264.4M | — | ||
| Q3 25 | $211.4M | $22.0K | ||
| Q2 25 | $155.1M | $22.0K | ||
| Q1 25 | $53.0M | $22.0K | ||
| Q4 24 | $244.0M | — | ||
| Q3 24 | $158.5M | $21.0K | ||
| Q2 24 | $165.3M | $21.0K | ||
| Q1 24 | $163.6M | $21.0K |
营业利润率SFXP
| Q4 25 | 27.3% | — | ||
| Q3 25 | 29.7% | 1.1% | ||
| Q2 25 | 25.5% | 1.0% | ||
| Q1 25 | 7.5% | 1.1% | ||
| Q4 24 | 29.1% | — | ||
| Q3 24 | 26.7% | 1.0% | ||
| Q2 24 | 28.4% | 0.9% | ||
| Q1 24 | 28.5% | 1.0% |
净利率SFXP
| Q4 25 | 23.5% | — | ||
| Q3 25 | 22.0% | 0.0% | ||
| Q2 25 | 18.5% | 0.0% | ||
| Q1 25 | 6.3% | 0.0% | ||
| Q4 24 | 26.6% | — | ||
| Q3 24 | 19.5% | 0.0% | ||
| Q2 24 | 20.7% | 0.0% | ||
| Q1 24 | 21.3% | 0.0% |
每股收益（稀释后）SFXP
| Q4 25 | $2.30 | — | ||
| Q3 25 | $1.84 | $536884.00 | ||
| Q2 25 | $1.34 | $537811.00 | ||
| Q1 25 | $0.39 | $539533.00 | ||
| Q4 24 | $2.10 | — | ||
| Q3 24 | $1.34 | $550958.00 | ||
| Q2 24 | $1.41 | $554030.00 | ||
| Q1 24 | $1.40 | $556675.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.3B | — |
| 总债务越低越好 | $617.4M | — |
| 股东权益账面价值 | $6.0B | $20.0B |
| 总资产 | $41.3B | $347.5B |
| 负债/权益比越低杠杆越低 | 0.10× | — |
8季度趋势，按日历期对齐
现金及短期投资SFXP
| Q4 25 | $2.3B | — | ||
| Q3 25 | $3.2B | — | ||
| Q2 25 | $1.9B | — | ||
| Q1 25 | $2.7B | — | ||
| Q4 24 | $2.6B | — | ||
| Q3 24 | $1.9B | — | ||
| Q2 24 | $2.6B | — | ||
| Q1 24 | $3.4B | — |
总债务SFXP
| Q4 25 | $617.4M | — | ||
| Q3 25 | $617.2M | — | ||
| Q2 25 | $617.0M | — | ||
| Q1 25 | $616.8M | — | ||
| Q4 24 | $616.6M | — | ||
| Q3 24 | $616.4M | — | ||
| Q2 24 | $1.1B | — | ||
| Q1 24 | $1.1B | — |
股东权益SFXP
| Q4 25 | $6.0B | — | ||
| Q3 25 | $5.8B | $20.0B | ||
| Q2 25 | $5.6B | $20.0B | ||
| Q1 25 | $5.5B | $20.0B | ||
| Q4 24 | $5.7B | — | ||
| Q3 24 | $5.6B | $19.5B | ||
| Q2 24 | $5.4B | $19.5B | ||
| Q1 24 | $5.3B | $19.5B |
总资产SFXP
| Q4 25 | $41.3B | — | ||
| Q3 25 | $41.7B | $347.5B | ||
| Q2 25 | $39.9B | $347.5B | ||
| Q1 25 | $40.4B | $347.5B | ||
| Q4 24 | $39.9B | — | ||
| Q3 24 | $38.9B | $249.0B | ||
| Q2 24 | $37.8B | $249.0B | ||
| Q1 24 | $38.3B | $249.0B |
负债/权益比SFXP
| Q4 25 | 0.10× | — | ||
| Q3 25 | 0.11× | — | ||
| Q2 25 | 0.11× | — | ||
| Q1 25 | 0.11× | — | ||
| Q4 24 | 0.11× | — | ||
| Q3 24 | 0.11× | — | ||
| Q2 24 | 0.21× | — | ||
| Q1 24 | 0.21× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $382.4M | — |
| 自由现金流经营现金流 - 资本支出 | $369.0M | — |
| 自由现金流率自由现金流/营收 | 32.7% | — |
| 资本支出强度资本支出/营收 | 1.2% | — |
| 现金转化率经营现金流/净利润 | 1.45× | — |
| 过去12个月自由现金流最近4个季度 | $1.1B | — |
8季度趋势，按日历期对齐
经营现金流SFXP
| Q4 25 | $382.4M | — | ||
| Q3 25 | $338.3M | — | ||
| Q2 25 | $607.5M | — | ||
| Q1 25 | $-211.2M | — | ||
| Q4 24 | $694.6M | — | ||
| Q3 24 | $198.3M | — | ||
| Q2 24 | $207.2M | — | ||
| Q1 24 | $-609.7M | — |
自由现金流SFXP
| Q4 25 | $369.0M | — | ||
| Q3 25 | $321.1M | — | ||
| Q2 25 | $592.7M | — | ||
| Q1 25 | $-227.8M | — | ||
| Q4 24 | $677.2M | — | ||
| Q3 24 | $185.6M | — | ||
| Q2 24 | $173.3M | — | ||
| Q1 24 | $-619.4M | — |
自由现金流率SFXP
| Q4 25 | 32.7% | — | ||
| Q3 25 | 33.4% | — | ||
| Q2 25 | 70.6% | — | ||
| Q1 25 | -27.0% | — | ||
| Q4 24 | 73.9% | — | ||
| Q3 24 | 22.9% | — | ||
| Q2 24 | 21.7% | — | ||
| Q1 24 | -80.6% | — |
资本支出强度SFXP
| Q4 25 | 1.2% | — | ||
| Q3 25 | 1.8% | — | ||
| Q2 25 | 1.8% | — | ||
| Q1 25 | 2.0% | — | ||
| Q4 24 | 1.9% | — | ||
| Q3 24 | 1.6% | — | ||
| Q2 24 | 4.2% | — | ||
| Q1 24 | 1.3% | — |
现金转化率SFXP
| Q4 25 | 1.45× | — | ||
| Q3 25 | 1.60× | — | ||
| Q2 25 | 3.92× | — | ||
| Q1 25 | -3.99× | — | ||
| Q4 24 | 2.85× | — | ||
| Q3 24 | 1.25× | — | ||
| Q2 24 | 1.25× | — | ||
| Q1 24 | -3.73× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
