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美国合众银行（SFBC）与TRANSACT TECHNOLOGIES INC（TACT）财务数据对比。点击上方公司名可切换其他公司
TRANSACT TECHNOLOGIES INC的季度营收约是美国合众银行的1.2倍（$11.5M vs $9.5M），TRANSACT TECHNOLOGIES INC同比增速更快（11.9% vs 1.5%），美国合众银行自由现金流更多（$7.0M vs $589.0K），过去两年美国合众银行的营收复合增速更高（5.5% vs 3.5%）
美国合众银行是一家美国跨国银行机构，总部位于明尼苏达州明尼阿波利斯，在特拉华州注册成立。截至2025年，它是美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构，主营银行、投资、抵押贷款等相关金融服务。
该公司相关归属主体罗珀技术公司是一家控股集团，主要投资控股科技领域的各类企业，业务覆盖多个科技细分赛道，依托旗下子公司开展多元化科技业务布局。
SFBC vs TACT — 直观对比
营收规模更大
TACT
是对方的1.2倍
$9.5M
营收增速更快
TACT
高出10.4%
1.5%
自由现金流更多
SFBC
多$6.4M
$589.0K
两年增速更快
SFBC
近两年复合增速
3.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $9.5M | $11.5M |
| 净利润 | — | — |
| 毛利率 | — | 47.6% |
| 营业利润率 | 27.1% | -10.1% |
| 净利率 | — | — |
| 营收同比 | 1.5% | 11.9% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.87 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收SFBCTACT
| Q4 25 | $9.5M | $11.5M | ||
| Q3 25 | $9.8M | $13.2M | ||
| Q2 25 | $10.4M | $13.8M | ||
| Q1 25 | $9.2M | $13.1M | ||
| Q4 24 | $9.4M | $10.2M | ||
| Q3 24 | $9.1M | $10.9M | ||
| Q2 24 | $8.6M | $11.6M | ||
| Q1 24 | $8.6M | $10.7M |
净利润SFBCTACT
| Q4 25 | — | — | ||
| Q3 25 | $1.7M | $15.0K | ||
| Q2 25 | $2.1M | $-143.0K | ||
| Q1 25 | $1.2M | $19.0K | ||
| Q4 24 | — | — | ||
| Q3 24 | $1.2M | $-551.0K | ||
| Q2 24 | $795.0K | $-319.0K | ||
| Q1 24 | $770.0K | $-1.0M |
毛利率SFBCTACT
| Q4 25 | — | 47.6% | ||
| Q3 25 | — | 49.8% | ||
| Q2 25 | — | 48.2% | ||
| Q1 25 | — | 48.7% | ||
| Q4 24 | — | 44.2% | ||
| Q3 24 | — | 48.1% | ||
| Q2 24 | — | 52.7% | ||
| Q1 24 | — | 52.6% |
营业利润率SFBCTACT
| Q4 25 | 27.1% | -10.1% | ||
| Q3 25 | 21.3% | 0.1% | ||
| Q2 25 | 24.5% | -1.9% | ||
| Q1 25 | 15.9% | -0.1% | ||
| Q4 24 | 24.6% | -10.3% | ||
| Q3 24 | 15.6% | -7.7% | ||
| Q2 24 | 11.4% | -3.8% | ||
| Q1 24 | 10.9% | -12.2% |
净利率SFBCTACT
| Q4 25 | — | — | ||
| Q3 25 | 17.3% | 0.1% | ||
| Q2 25 | 19.8% | -1.0% | ||
| Q1 25 | 12.7% | 0.1% | ||
| Q4 24 | — | — | ||
| Q3 24 | 12.7% | -5.1% | ||
| Q2 24 | 9.2% | -2.8% | ||
| Q1 24 | 9.0% | -9.7% |
每股收益（稀释后）SFBCTACT
| Q4 25 | $0.87 | $-0.11 | ||
| Q3 25 | $0.66 | $0.00 | ||
| Q2 25 | $0.79 | $-0.01 | ||
| Q1 25 | $0.45 | $0.00 | ||
| Q4 24 | $0.74 | $-0.80 | ||
| Q3 24 | $0.45 | $-0.06 | ||
| Q2 24 | $0.31 | $-0.03 | ||
| Q1 24 | $0.30 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $138.5M | $20.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $109.4M | $31.1M |
| 总资产 | $1.1B | $44.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资SFBCTACT
| Q4 25 | $138.5M | $20.4M | ||
| Q3 25 | $101.2M | $20.0M | ||
| Q2 25 | $102.5M | $17.7M | ||
| Q1 25 | $131.5M | $14.2M | ||
| Q4 24 | $43.6M | $14.4M | ||
| Q3 24 | $148.9M | $11.3M | ||
| Q2 24 | $135.1M | $11.1M | ||
| Q1 24 | $138.0M | $10.6M |
股东权益SFBCTACT
| Q4 25 | $109.4M | $31.1M | ||
| Q3 25 | $107.5M | $31.8M | ||
| Q2 25 | $106.0M | $31.3M | ||
| Q1 25 | $104.4M | $30.9M | ||
| Q4 24 | $103.7M | $30.6M | ||
| Q3 24 | $102.2M | $38.4M | ||
| Q2 24 | $101.3M | $38.5M | ||
| Q1 24 | $101.0M | $38.6M |
总资产SFBCTACT
| Q4 25 | $1.1B | $44.8M | ||
| Q3 25 | $1.1B | $45.0M | ||
| Q2 25 | $1.1B | $44.5M | ||
| Q1 25 | $1.1B | $44.2M | ||
| Q4 24 | $993.6M | $44.0M | ||
| Q3 24 | $1.1B | $50.5M | ||
| Q2 24 | $1.1B | $50.4M | ||
| Q1 24 | $1.1B | $51.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $7.2M | $609.0K |
| 自由现金流经营现金流 - 资本支出 | $7.0M | $589.0K |
| 自由现金流率自由现金流/营收 | 73.4% | 5.1% |
| 资本支出强度资本支出/营收 | 1.8% | 0.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $12.0M | $7.6M |
8季度趋势，按日历期对齐
经营现金流SFBCTACT
| Q4 25 | $7.2M | $609.0K | ||
| Q3 25 | $3.8M | $3.6M | ||
| Q2 25 | $-494.0K | $3.6M | ||
| Q1 25 | $1.9M | $-161.0K | ||
| Q4 24 | $2.9M | $2.4M | ||
| Q3 24 | $3.3M | $327.0K | ||
| Q2 24 | $-4.0M | $636.0K | ||
| Q1 24 | $3.5M | $-1.5M |
自由现金流SFBCTACT
| Q4 25 | $7.0M | $589.0K | ||
| Q3 25 | $3.8M | $3.6M | ||
| Q2 25 | $-518.0K | $3.6M | ||
| Q1 25 | $1.8M | $-171.0K | ||
| Q4 24 | $2.9M | $2.4M | ||
| Q3 24 | $3.2M | $259.0K | ||
| Q2 24 | $-5.6M | $499.0K | ||
| Q1 24 | $1.9M | $-1.6M |
自由现金流率SFBCTACT
| Q4 25 | 73.4% | 5.1% | ||
| Q3 25 | 38.3% | 27.1% | ||
| Q2 25 | -5.0% | 25.9% | ||
| Q1 25 | 19.8% | -1.3% | ||
| Q4 24 | 30.4% | 23.2% | ||
| Q3 24 | 35.5% | 2.4% | ||
| Q2 24 | -65.4% | 4.3% | ||
| Q1 24 | 22.2% | -14.9% |
资本支出强度SFBCTACT
| Q4 25 | 1.8% | 0.2% | ||
| Q3 25 | 0.4% | 0.5% | ||
| Q2 25 | 0.2% | 0.1% | ||
| Q1 25 | 0.4% | 0.1% | ||
| Q4 24 | 0.8% | 0.1% | ||
| Q3 24 | 0.5% | 0.6% | ||
| Q2 24 | 18.7% | 1.2% | ||
| Q1 24 | 19.0% | 1.0% |
现金转化率SFBCTACT
| Q4 25 | — | — | ||
| Q3 25 | 2.24× | 242.00× | ||
| Q2 25 | -0.24× | — | ||
| Q1 25 | 1.59× | -8.47× | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.84× | — | ||
| Q2 24 | -5.05× | — | ||
| Q1 24 | 4.57× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
