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SelectQuote, Inc.（SLQT）与世纪互联（VNET）财务数据对比。点击上方公司名可切换其他公司
SelectQuote, Inc.的季度营收约是世纪互联的1.5倍（$537.1M vs $362.7M），SelectQuote, Inc.净利率更高（12.9% vs -10.7%，领先23.6%），SelectQuote, Inc.自由现金流更多（$-1.0M vs $-193.1M），过去两年SelectQuote, Inc.的营收复合增速更高（19.5% vs 17.4%）
SelectQuote是面向消费者的直售平台，主营保险产品与医疗服务业务，通过对接消费者与保险机构获取佣金，覆盖长者健康险、人寿险、车险、家财险等品类，医疗服务板块以认证药房SelectRx为核心业务，公司于2020年5月上市。
VNET Group即世纪互联，是中国领先的第三方中立数据中心服务商，提供机柜托管、云基础设施、混合云部署及网络管理等解决方案，服务覆盖科技、金融、零售等多领域企业客户，为企业数字化运营提供稳定的算力与网络支撑。
SLQT vs VNET — 直观对比
营收规模更大
SLQT
是对方的1.5倍
$362.7M
净利率更高
SLQT
高出23.6%
-10.7%
自由现金流更多
SLQT
多$192.0M
$-193.1M
两年增速更快
SLQT
近两年复合增速
17.4%
损益表 — Q2 FY2026 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $537.1M | $362.7M |
| 净利润 | $69.3M | $-38.7M |
| 毛利率 | 61.8% | 20.9% |
| 营业利润率 | 14.0% | 0.5% |
| 净利率 | 12.9% | -10.7% |
| 营收同比 | 11.6% | — |
| 净利润同比 | 30.2% | — |
| 每股收益（稀释后） | $0.26 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收SLQTVNET
| Q4 25 | $537.1M | — | ||
| Q3 25 | $328.8M | $362.7M | ||
| Q2 25 | $345.1M | — | ||
| Q1 25 | $408.2M | $309.5M | ||
| Q4 24 | $481.1M | — | ||
| Q3 24 | $292.3M | $302.2M | ||
| Q2 24 | $307.2M | $274.4M | ||
| Q1 24 | $376.4M | $262.9M |
净利润SLQTVNET
| Q4 25 | $69.3M | — | ||
| Q3 25 | $-30.5M | $-38.7M | ||
| Q2 25 | $12.9M | — | ||
| Q1 25 | $26.0M | $-2.4M | ||
| Q4 24 | $53.2M | — | ||
| Q3 24 | $-44.5M | $-2.1M | ||
| Q2 24 | $-31.0M | $-1.1M | ||
| Q1 24 | $8.6M | $-22.0M |
毛利率SLQTVNET
| Q4 25 | 61.8% | — | ||
| Q3 25 | 41.4% | 20.9% | ||
| Q2 25 | 47.2% | — | ||
| Q1 25 | 60.2% | 25.2% | ||
| Q4 24 | 67.5% | — | ||
| Q3 24 | 55.7% | 23.2% | ||
| Q2 24 | 60.7% | 21.3% | ||
| Q1 24 | 71.8% | 21.6% |
营业利润率SLQTVNET
| Q4 25 | 14.0% | — | ||
| Q3 25 | -12.4% | 0.5% | ||
| Q2 25 | -3.6% | — | ||
| Q1 25 | 5.4% | 0.1% | ||
| Q4 24 | 14.7% | — | ||
| Q3 24 | -4.1% | 24.5% | ||
| Q2 24 | -0.5% | 0.2% | ||
| Q1 24 | 8.8% | 0.2% |
净利率SLQTVNET
| Q4 25 | 12.9% | — | ||
| Q3 25 | -9.3% | -10.7% | ||
| Q2 25 | 3.7% | — | ||
| Q1 25 | 6.4% | -0.8% | ||
| Q4 24 | 11.1% | — | ||
| Q3 24 | -15.2% | -0.7% | ||
| Q2 24 | -10.1% | -0.4% | ||
| Q1 24 | 2.3% | -8.4% |
每股收益（稀释后）SLQTVNET
| Q4 25 | $0.26 | — | ||
| Q3 25 | $-0.26 | — | ||
| Q2 25 | $-0.06 | — | ||
| Q1 25 | $0.03 | — | ||
| Q4 24 | $0.30 | — | ||
| Q3 24 | $-0.26 | — | ||
| Q2 24 | $-0.17 | — | ||
| Q1 24 | $0.05 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $18.3M | $492.1M |
| 总债务越低越好 | $405.8M | — |
| 股东权益账面价值 | $359.7M | $890.8M |
| 总资产 | $1.4B | $6.1B |
| 负债/权益比越低杠杆越低 | 1.13× | — |
8季度趋势，按日历期对齐
现金及短期投资SLQTVNET
| Q4 25 | $18.3M | — | ||
| Q3 25 | $10.7M | $492.1M | ||
| Q2 25 | $32.4M | — | ||
| Q1 25 | $80.1M | $544.3M | ||
| Q4 24 | $7.3M | — | ||
| Q3 24 | $10.4M | $219.5M | ||
| Q2 24 | $42.7M | $247.2M | ||
| Q1 24 | $37.8M | $246.9M |
总债务SLQTVNET
| Q4 25 | $405.8M | — | ||
| Q3 25 | $393.1M | — | ||
| Q2 25 | $385.1M | — | ||
| Q1 25 | $391.5M | — | ||
| Q4 24 | $711.9M | — | ||
| Q3 24 | $680.4M | $1.2B | ||
| Q2 24 | $683.3M | — | ||
| Q1 24 | $686.0M | — |
股东权益SLQTVNET
| Q4 25 | $359.7M | — | ||
| Q3 25 | $305.1M | $890.8M | ||
| Q2 25 | $351.1M | — | ||
| Q1 25 | $350.2M | $927.8M | ||
| Q4 24 | $326.0M | — | ||
| Q3 24 | $269.4M | $902.9M | ||
| Q2 24 | $316.8M | $900.6M | ||
| Q1 24 | $346.8M | $895.1M |
总资产SLQTVNET
| Q4 25 | $1.4B | — | ||
| Q3 25 | $1.2B | $6.1B | ||
| Q2 25 | $1.2B | — | ||
| Q1 25 | $1.3B | $5.4B | ||
| Q4 24 | $1.3B | — | ||
| Q3 24 | $1.1B | $4.3B | ||
| Q2 24 | $1.2B | $4.0B | ||
| Q1 24 | $1.2B | $3.9B |
负债/权益比SLQTVNET
| Q4 25 | 1.13× | — | ||
| Q3 25 | 1.29× | — | ||
| Q2 25 | 1.10× | — | ||
| Q1 25 | 1.12× | — | ||
| Q4 24 | 2.18× | — | ||
| Q3 24 | 2.53× | 1.28× | ||
| Q2 24 | 2.16× | — | ||
| Q1 24 | 1.98× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $52.0K | $113.8M |
| 自由现金流经营现金流 - 资本支出 | $-1.0M | $-193.1M |
| 自由现金流率自由现金流/营收 | -0.2% | -53.2% |
| 资本支出强度资本支出/营收 | 0.2% | 84.6% |
| 现金转化率经营现金流/净利润 | 0.00× | — |
| 过去12个月自由现金流最近4个季度 | $8.5M | $-589.7M |
8季度趋势，按日历期对齐
经营现金流SLQTVNET
| Q4 25 | $52.0K | — | ||
| Q3 25 | $-21.6M | $113.8M | ||
| Q2 25 | $-37.5M | — | ||
| Q1 25 | $71.1M | $27.0M | ||
| Q4 24 | $-28.7M | — | ||
| Q3 24 | $-16.6M | $108.3M | ||
| Q2 24 | $20.0M | $55.8M | ||
| Q1 24 | $44.5M | $37.1M |
自由现金流SLQTVNET
| Q4 25 | $-1.0M | — | ||
| Q3 25 | $-22.7M | $-193.1M | ||
| Q2 25 | $-38.0M | — | ||
| Q1 25 | $70.2M | $-220.0M | ||
| Q4 24 | $-29.0M | — | ||
| Q3 24 | $-17.1M | $-95.0M | ||
| Q2 24 | $19.7M | $-81.6M | ||
| Q1 24 | $43.4M | $-102.2M |
自由现金流率SLQTVNET
| Q4 25 | -0.2% | — | ||
| Q3 25 | -6.9% | -53.2% | ||
| Q2 25 | -11.0% | — | ||
| Q1 25 | 17.2% | -71.1% | ||
| Q4 24 | -6.0% | — | ||
| Q3 24 | -5.8% | -31.4% | ||
| Q2 24 | 6.4% | -29.8% | ||
| Q1 24 | 11.5% | -38.9% |
资本支出强度SLQTVNET
| Q4 25 | 0.2% | — | ||
| Q3 25 | 0.3% | 84.6% | ||
| Q2 25 | 0.1% | — | ||
| Q1 25 | 0.2% | 79.8% | ||
| Q4 24 | 0.1% | — | ||
| Q3 24 | 0.2% | 67.3% | ||
| Q2 24 | 0.1% | 50.1% | ||
| Q1 24 | 0.3% | 53.0% |
现金转化率SLQTVNET
| Q4 25 | 0.00× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | -2.91× | — | ||
| Q1 25 | 2.73× | — | ||
| Q4 24 | -0.54× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 5.20× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
SLQT
| Healthcare Services Segment | $230.7M | 43% |
| Pharmacy | $227.2M | 42% |
| Other | $30.4M | 6% |
| Final Expense | $20.4M | 4% |
| Term | $18.5M | 3% |
| Other Senior | $6.3M | 1% |
| All Other Revenue | $3.9M | 1% |
VNET
暂无分部数据
