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StoneX Group Inc.（SNEX）与Toast, Inc.（TOST）财务数据对比。点击上方公司名可切换其他公司
Toast, Inc.的季度营收约是StoneX Group Inc.的1.4倍（$1.6B vs $1.2B），StoneX Group Inc.净利率更高（11.6% vs 6.2%，领先5.4%），StoneX Group Inc.同比增速更快（81.0% vs 22.0%），Toast, Inc.自由现金流更多（$178.0M vs $-1.3B），过去两年StoneX Group Inc.的营收复合增速更高（53.5% vs 23.3%）
StoneX集团是美国知名金融服务企业，核心业务覆盖商业套期保值、全球支付、证券、实物大宗商品、外汇，以及清算与执行服务六大板块，可为全球各类客户提供专业合规的多元化金融服务。
Toast, Inc.是总部位于美国马萨诸塞州波士顿的云餐饮管理软件企业，主打基于安卓操作系统研发的一体化销售点（POS）系统，可为餐饮商家提供涵盖收银、订单管理等在内的全场景门店经营解决方案。
SNEX vs TOST — 直观对比
营收规模更大
TOST
是对方的1.4倍
$1.2B
营收增速更快
SNEX
高出59.0%
22.0%
净利率更高
SNEX
高出5.4%
6.2%
自由现金流更多
TOST
多$1.5B
$-1.3B
两年增速更快
SNEX
近两年复合增速
23.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.2B | $1.6B |
| 净利润 | $139.0M | $101.0M |
| 毛利率 | — | 25.9% |
| 营业利润率 | 15.4% | 5.2% |
| 净利率 | 11.6% | 6.2% |
| 营收同比 | 81.0% | 22.0% |
| 净利润同比 | 63.3% | 215.6% |
| 每股收益（稀释后） | $2.50 | $0.18 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收SNEXTOST
| Q4 25 | $1.2B | $1.6B | ||
| Q3 25 | $32.7B | $1.6B | ||
| Q2 25 | $851.2M | $1.6B | ||
| Q1 25 | $820.4M | $1.3B | ||
| Q4 24 | $663.1M | $1.3B | ||
| Q3 24 | $31.1B | $1.3B | ||
| Q2 24 | $571.8M | $1.2B | ||
| Q1 24 | $509.2M | $1.1B |
净利润SNEXTOST
| Q4 25 | $139.0M | $101.0M | ||
| Q3 25 | $85.7M | $105.0M | ||
| Q2 25 | $63.4M | $80.0M | ||
| Q1 25 | $71.7M | $56.0M | ||
| Q4 24 | $85.1M | $32.0M | ||
| Q3 24 | $76.7M | $56.0M | ||
| Q2 24 | $61.9M | $14.0M | ||
| Q1 24 | $53.1M | $-83.0M |
毛利率SNEXTOST
| Q4 25 | — | 25.9% | ||
| Q3 25 | 3.7% | 26.5% | ||
| Q2 25 | — | 25.3% | ||
| Q1 25 | — | 25.9% | ||
| Q4 24 | — | 24.9% | ||
| Q3 24 | 3.0% | 24.7% | ||
| Q2 24 | — | 23.0% | ||
| Q1 24 | — | 23.2% |
营业利润率SNEXTOST
| Q4 25 | 15.4% | 5.2% | ||
| Q3 25 | 0.3% | 5.1% | ||
| Q2 25 | -1.3% | 5.2% | ||
| Q1 25 | -1.0% | 3.2% | ||
| Q4 24 | -3.2% | 2.5% | ||
| Q3 24 | -0.0% | 2.6% | ||
| Q2 24 | -4.7% | 0.4% | ||
| Q1 24 | -2.5% | -5.2% |
净利率SNEXTOST
| Q4 25 | 11.6% | 6.2% | ||
| Q3 25 | 0.3% | 6.4% | ||
| Q2 25 | 7.4% | 5.2% | ||
| Q1 25 | 8.7% | 4.2% | ||
| Q4 24 | 12.8% | 2.4% | ||
| Q3 24 | 0.2% | 4.3% | ||
| Q2 24 | 10.8% | 1.1% | ||
| Q1 24 | 10.4% | -7.7% |
每股收益（稀释后）SNEXTOST
| Q4 25 | $2.50 | $0.18 | ||
| Q3 25 | $0.72 | $0.16 | ||
| Q2 25 | $1.22 | $0.13 | ||
| Q1 25 | $1.41 | $0.09 | ||
| Q4 24 | $1.69 | $0.09 | ||
| Q3 24 | $2.32 | $0.07 | ||
| Q2 24 | $1.25 | $0.02 | ||
| Q1 24 | $1.09 | $-0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.6B | $1.4B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.5B | $2.1B |
| 总资产 | $47.8B | $3.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资SNEXTOST
| Q4 25 | $1.6B | $1.4B | ||
| Q3 25 | $1.6B | $1.4B | ||
| Q2 25 | $1.3B | $1.2B | ||
| Q1 25 | $1.3B | $1.0B | ||
| Q4 24 | $1.4B | $903.0M | ||
| Q3 24 | $1.3B | $761.0M | ||
| Q2 24 | $1.2B | $691.0M | ||
| Q1 24 | $1.3B | $578.0M |
股东权益SNEXTOST
| Q4 25 | $2.5B | $2.1B | ||
| Q3 25 | $2.4B | $2.0B | ||
| Q2 25 | $2.0B | $1.8B | ||
| Q1 25 | $1.9B | $1.7B | ||
| Q4 24 | $1.8B | $1.5B | ||
| Q3 24 | $1.7B | $1.4B | ||
| Q2 24 | $1.6B | $1.3B | ||
| Q1 24 | $1.5B | $1.2B |
总资产SNEXTOST
| Q4 25 | $47.8B | $3.1B | ||
| Q3 25 | $45.3B | $3.0B | ||
| Q2 25 | $34.3B | $2.8B | ||
| Q1 25 | $31.3B | $2.6B | ||
| Q4 24 | $29.6B | $2.4B | ||
| Q3 24 | $27.5B | $2.2B | ||
| Q2 24 | $25.9B | $2.2B | ||
| Q1 24 | $25.7B | $2.1B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.3B | $194.0M |
| 自由现金流经营现金流 - 资本支出 | $-1.3B | $178.0M |
| 自由现金流率自由现金流/营收 | -106.4% | 10.9% |
| 资本支出强度资本支出/营收 | 1.3% | 1.0% |
| 现金转化率经营现金流/净利润 | -9.08× | 1.92× |
| 过去12个月自由现金流最近4个季度 | $3.5B | $608.0M |
8季度趋势，按日历期对齐
经营现金流SNEXTOST
| Q4 25 | $-1.3B | $194.0M | ||
| Q3 25 | $3.5B | $165.0M | ||
| Q2 25 | $1.5B | $223.0M | ||
| Q1 25 | $-154.5M | $79.0M | ||
| Q4 24 | $-477.8M | $147.0M | ||
| Q3 24 | $192.6M | $109.0M | ||
| Q2 24 | $-622.1M | $124.0M | ||
| Q1 24 | $784.0M | $-20.0M |
自由现金流SNEXTOST
| Q4 25 | $-1.3B | $178.0M | ||
| Q3 25 | $3.5B | $153.0M | ||
| Q2 25 | $1.5B | $208.0M | ||
| Q1 25 | $-169.8M | $69.0M | ||
| Q4 24 | $-491.4M | $134.0M | ||
| Q3 24 | $175.9M | $97.0M | ||
| Q2 24 | $-640.5M | $108.0M | ||
| Q1 24 | $766.6M | $-33.0M |
自由现金流率SNEXTOST
| Q4 25 | -106.4% | 10.9% | ||
| Q3 25 | 10.7% | 9.4% | ||
| Q2 25 | 173.3% | 13.4% | ||
| Q1 25 | -20.7% | 5.2% | ||
| Q4 24 | -74.1% | 10.0% | ||
| Q3 24 | 0.6% | 7.4% | ||
| Q2 24 | -112.0% | 8.7% | ||
| Q1 24 | 150.5% | -3.1% |
资本支出强度SNEXTOST
| Q4 25 | 1.3% | 1.0% | ||
| Q3 25 | 0.1% | 0.7% | ||
| Q2 25 | 1.9% | 1.0% | ||
| Q1 25 | 1.9% | 0.7% | ||
| Q4 24 | 2.1% | 1.0% | ||
| Q3 24 | 0.1% | 0.9% | ||
| Q2 24 | 3.2% | 1.3% | ||
| Q1 24 | 3.4% | 1.2% |
现金转化率SNEXTOST
| Q4 25 | -9.08× | 1.92× | ||
| Q3 25 | 41.18× | 1.57× | ||
| Q2 25 | 23.52× | 2.79× | ||
| Q1 25 | -2.15× | 1.41× | ||
| Q4 24 | -5.61× | 4.59× | ||
| Q3 24 | 2.51× | 1.95× | ||
| Q2 24 | -10.05× | 8.86× | ||
| Q1 24 | 14.76× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
SNEX
暂无分部数据
TOST
| Technology Service | $1.3B | 82% |
| License | $256.0M | 16% |
| Product And Professional Services | $43.0M | 3% |
