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SouthState Bank Corp(SSB)与道富集团(STT)财务数据对比。点击上方公司名可切换其他公司
道富集团的季度营收约是SouthState Bank Corp的5.5倍($3.7B vs $661.7M)。SouthState Bank Corp净利率更高(34.1% vs 20.4%,领先13.8%)。过去两年SouthState Bank Corp的营收复合增速更高(37.4% vs 8.1%)
SouthState Bank总部位于美国佛罗里达州温特黑文,是银行控股公司SouthState Corporation旗下的银行子公司。截至2025年5月26日,该行已在南卡罗来纳、北卡罗来纳、佐治亚、佛罗里达、阿拉巴马、弗吉尼亚、科罗拉多、得克萨斯八州设有371家营业网点,为当地客户提供各类银行金融服务。
道富集团是总部位于美国波士顿的跨国金融服务及银行控股公司,历史可追溯至1792年成立的联合银行,是美国运营历史第二悠久的存续银行。作为全球顶尖的资产管理与托管机构,截至2025年第三季度,其管理资产规模约5.4万亿美元,托管及管理资产总规模达51.7万亿美元。
SSB vs STT — 直观对比
营收规模更大
STT
是对方的5.5倍
$661.7M
净利率更高
SSB
高出13.8%
20.4%
两年增速更快
SSB
近两年复合增速
8.1%
损益表 — Q1 2026 vs Q4 2025
| 指标 | ||
|---|---|---|
| 营收 | $661.7M | $3.7B |
| 净利润 | $225.8M | $747.0M |
| 毛利率 | — | — |
| 营业利润率 | 15.1% | 25.0% |
| 净利率 | 34.1% | 20.4% |
| 营收同比 | — | 7.5% |
| 净利润同比 | 153.5% | -4.6% |
| 每股收益(稀释后) | $2.28 | $2.41 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
SSB
STT
| Q1 26 | $661.7M | — | ||
| Q4 25 | $581.1M | $3.7B | ||
| Q3 25 | $599.7M | $3.5B | ||
| Q2 25 | $577.9M | $3.4B | ||
| Q1 25 | $544.5M | $3.3B | ||
| Q4 24 | $369.8M | $3.4B | ||
| Q3 24 | $351.5M | $3.3B | ||
| Q2 24 | $350.3M | $3.2B |
净利润
SSB
STT
| Q1 26 | $225.8M | — | ||
| Q4 25 | $247.7M | $747.0M | ||
| Q3 25 | $246.6M | $861.0M | ||
| Q2 25 | $215.2M | $693.0M | ||
| Q1 25 | $89.1M | $644.0M | ||
| Q4 24 | $144.2M | $783.0M | ||
| Q3 24 | $143.2M | $730.0M | ||
| Q2 24 | $132.4M | $711.0M |
营业利润率
SSB
STT
| Q1 26 | 15.1% | — | ||
| Q4 25 | 54.3% | 25.0% | ||
| Q3 25 | 53.6% | 31.1% | ||
| Q2 25 | 48.8% | 25.8% | ||
| Q1 25 | 22.3% | 25.0% | ||
| Q4 24 | 50.7% | 28.1% | ||
| Q3 24 | 53.1% | 28.4% | ||
| Q2 24 | 49.3% | 28.6% |
净利率
SSB
STT
| Q1 26 | 34.1% | — | ||
| Q4 25 | 42.6% | 20.4% | ||
| Q3 25 | 41.1% | 24.3% | ||
| Q2 25 | 37.2% | 20.1% | ||
| Q1 25 | 16.4% | 19.6% | ||
| Q4 24 | 39.0% | 22.9% | ||
| Q3 24 | 40.7% | 22.4% | ||
| Q2 24 | 37.8% | 22.3% |
每股收益(稀释后)
SSB
STT
| Q1 26 | $2.28 | — | ||
| Q4 25 | $2.47 | $2.41 | ||
| Q3 25 | $2.42 | $2.78 | ||
| Q2 25 | $2.11 | $2.17 | ||
| Q1 25 | $0.87 | $2.04 | ||
| Q4 24 | $1.88 | $2.43 | ||
| Q3 24 | $1.86 | $2.26 | ||
| Q2 24 | $1.73 | $2.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $2.9B | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $9.0B | $27.8B |
| 总资产 | $68.0B | $366.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势,按日历期对齐
现金及短期投资
SSB
STT
| Q1 26 | $2.9B | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益
SSB
STT
| Q1 26 | $9.0B | — | ||
| Q4 25 | $9.1B | $27.8B | ||
| Q3 25 | $9.0B | $27.6B | ||
| Q2 25 | $8.8B | $27.3B | ||
| Q1 25 | $8.6B | $26.7B | ||
| Q4 24 | $5.9B | $25.3B | ||
| Q3 24 | $5.9B | $25.8B | ||
| Q2 24 | $5.7B | $24.8B |
总资产
SSB
STT
| Q1 26 | $68.0B | — | ||
| Q4 25 | $67.2B | $366.0B | ||
| Q3 25 | $66.0B | $371.1B | ||
| Q2 25 | $65.9B | $376.7B | ||
| Q1 25 | $65.1B | $372.7B | ||
| Q4 24 | $46.4B | $353.2B | ||
| Q3 24 | $46.1B | $338.5B | ||
| Q2 24 | $45.5B | $325.6B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | — | $10.0B |
| 自由现金流经营现金流 - 资本支出 | — | $9.8B |
| 自由现金流率自由现金流/营收 | — | 266.6% |
| 资本支出强度资本支出/营收 | — | 7.3% |
| 现金转化率经营现金流/净利润 | — | 13.44× |
| 过去12个月自由现金流最近4个季度 | — | $10.8B |
8季度趋势,按日历期对齐
经营现金流
SSB
STT
| Q1 26 | — | — | ||
| Q4 25 | $232.1M | $10.0B | ||
| Q3 25 | $122.4M | $7.9B | ||
| Q2 25 | $72.6M | $-8.4B | ||
| Q1 25 | $-126.3M | $2.4B | ||
| Q4 24 | $354.3M | $-7.4B | ||
| Q3 24 | $-246.8M | $2.7B | ||
| Q2 24 | $126.8M | $-7.6B |
自由现金流
SSB
STT
| Q1 26 | — | — | ||
| Q4 25 | $215.5M | $9.8B | ||
| Q3 25 | $101.7M | $7.7B | ||
| Q2 25 | $52.5M | $-8.8B | ||
| Q1 25 | $-139.1M | $2.2B | ||
| Q4 24 | $340.9M | $-7.7B | ||
| Q3 24 | $-254.2M | $2.5B | ||
| Q2 24 | $117.3M | $-7.9B |
自由现金流率
SSB
STT
| Q1 26 | — | — | ||
| Q4 25 | 37.1% | 266.6% | ||
| Q3 25 | 17.0% | 216.0% | ||
| Q2 25 | 9.1% | -254.1% | ||
| Q1 25 | -25.5% | 66.1% | ||
| Q4 24 | 92.2% | -225.1% | ||
| Q3 24 | -72.3% | 75.9% | ||
| Q2 24 | 33.5% | -246.2% |
资本支出强度
SSB
STT
| Q1 26 | — | — | ||
| Q4 25 | 2.9% | 7.3% | ||
| Q3 25 | 3.5% | 6.9% | ||
| Q2 25 | 3.5% | 9.3% | ||
| Q1 25 | 2.4% | 6.9% | ||
| Q4 24 | 3.6% | 7.3% | ||
| Q3 24 | 2.1% | 7.2% | ||
| Q2 24 | 2.7% | 6.7% |
现金转化率
SSB
STT
| Q1 26 | — | — | ||
| Q4 25 | 0.94× | 13.44× | ||
| Q3 25 | 0.50× | 9.18× | ||
| Q2 25 | 0.34× | -12.18× | ||
| Q1 25 | -1.42× | 3.72× | ||
| Q4 24 | 2.46× | -9.49× | ||
| Q3 24 | -1.72× | 3.71× | ||
| Q2 24 | 0.96× | -10.75× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
STT
| Other | $2.1B | 56% |
| Investment Management | $729.0M | 20% |
| Management Services | $662.0M | 18% |
| Foreign Exchange Trading Services | $102.0M | 3% |
| Other Fee Revenue | $56.0M | 2% |
| Securities Financing Services | $54.0M | 1% |