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STEWART INFORMATION SERVICES CORP（STC）与TRINET GROUP, INC.（TNET）财务数据对比。点击上方公司名可切换其他公司
TRINET GROUP, INC.的季度营收约是STEWART INFORMATION SERVICES CORP的1.6倍（$1.2B vs $764.6M），STEWART INFORMATION SERVICES CORP同比增速更快（27.7% vs -2.2%），过去两年STEWART INFORMATION SERVICES CORP的营收复合增速更高（12.7% vs -0.6%）
斯图尔特信息服务公司（STC）是一家主营房地产信息、产权保险及交易管理服务的企业，旗下全资子公司斯图尔特产权担保公司、斯图尔特产权公司通过直营网点、斯图尔特可信供应商网络内的独立代理机构及合作企业，为美国及全球市场提供相关产品与服务，总部位于得克萨斯州休斯敦，现有员工约6350人。
TriNet Group, Inc.是一家面向中小企业的专业雇主组织，总部位于加州都柏林，服务员工规模在3至2500人之间的各类机构。可提供薪资管理、健康福利管理服务，还能为客户提供劳动法规合规、风险降低相关咨询，可作为外包人力资源部门为企业分担人事相关事务。
STC vs TNET — 直观对比
营收规模更大
TNET
是对方的1.6倍
$764.6M
营收增速更快
STC
高出29.9%
-2.2%
两年增速更快
STC
近两年复合增速
-0.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $764.6M | $1.2B |
| 净利润 | $17.0M | — |
| 毛利率 | — | — |
| 营业利润率 | — | 0.1% |
| 净利率 | 2.2% | — |
| 营收同比 | 27.7% | -2.2% |
| 净利润同比 | 448.4% | — |
| 每股收益（稀释后） | — | $0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收STCTNET
| Q1 26 | $764.6M | — | ||
| Q4 25 | $790.6M | $1.2B | ||
| Q3 25 | $796.9M | $1.2B | ||
| Q2 25 | $722.2M | $1.2B | ||
| Q1 25 | $612.0M | $1.3B | ||
| Q4 24 | $665.9M | $1.3B | ||
| Q3 24 | $667.9M | $1.2B | ||
| Q2 24 | $602.2M | $1.2B |
净利润STCTNET
| Q1 26 | $17.0M | — | ||
| Q4 25 | $36.3M | — | ||
| Q3 25 | $44.3M | $34.0M | ||
| Q2 25 | $31.9M | $37.0M | ||
| Q1 25 | $3.1M | $85.0M | ||
| Q4 24 | $22.7M | — | ||
| Q3 24 | $30.1M | $45.0M | ||
| Q2 24 | $17.3M | $60.0M |
营业利润率STCTNET
| Q1 26 | — | — | ||
| Q4 25 | 6.5% | 0.1% | ||
| Q3 25 | 7.7% | 4.1% | ||
| Q2 25 | 6.5% | 4.1% | ||
| Q1 25 | 1.0% | 8.9% | ||
| Q4 24 | 5.3% | -2.9% | ||
| Q3 24 | 6.4% | 4.7% | ||
| Q2 24 | 4.8% | 6.5% |
净利率STCTNET
| Q1 26 | 2.2% | — | ||
| Q4 25 | 4.6% | — | ||
| Q3 25 | 5.6% | 2.8% | ||
| Q2 25 | 4.4% | 3.0% | ||
| Q1 25 | 0.5% | 6.6% | ||
| Q4 24 | 3.4% | — | ||
| Q3 24 | 4.5% | 3.6% | ||
| Q2 24 | 2.9% | 4.9% |
每股收益（稀释后）STCTNET
| Q1 26 | — | — | ||
| Q4 25 | $1.26 | $0.02 | ||
| Q3 25 | $1.55 | $0.70 | ||
| Q2 25 | $1.13 | $0.77 | ||
| Q1 25 | $0.11 | $1.71 | ||
| Q4 24 | $0.81 | $-0.44 | ||
| Q3 24 | $1.07 | $0.89 | ||
| Q2 24 | $0.62 | $1.20 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $317.5M | $287.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | — | $54.0M |
| 总资产 | — | $3.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资STCTNET
| Q1 26 | $317.5M | — | ||
| Q4 25 | $369.7M | $287.0M | ||
| Q3 25 | $233.2M | $321.0M | ||
| Q2 25 | $223.8M | $407.0M | ||
| Q1 25 | $194.2M | $349.0M | ||
| Q4 24 | $257.5M | $360.0M | ||
| Q3 24 | $228.7M | $301.0M | ||
| Q2 24 | $176.7M | $249.0M |
总债务STCTNET
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $445.8M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益STCTNET
| Q1 26 | — | — | ||
| Q4 25 | $1.6B | $54.0M | ||
| Q3 25 | $1.5B | $110.0M | ||
| Q2 25 | $1.4B | $107.0M | ||
| Q1 25 | $1.4B | $63.0M | ||
| Q4 24 | $1.4B | $69.0M | ||
| Q3 24 | $1.4B | $129.0M | ||
| Q2 24 | $1.4B | $100.0M |
总资产STCTNET
| Q1 26 | — | — | ||
| Q4 25 | $3.3B | $3.8B | ||
| Q3 25 | $2.8B | $3.4B | ||
| Q2 25 | $2.8B | $3.7B | ||
| Q1 25 | $2.7B | $3.8B | ||
| Q4 24 | $2.7B | $4.1B | ||
| Q3 24 | $2.7B | $3.7B | ||
| Q2 24 | $2.6B | $3.7B |
负债/权益比STCTNET
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.32× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $61.0M |
| 自由现金流经营现金流 - 资本支出 | — | $43.0M |
| 自由现金流率自由现金流/营收 | — | 3.4% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $234.0M |
8季度趋势，按日历期对齐
经营现金流STCTNET
| Q1 26 | — | — | ||
| Q4 25 | $89.5M | $61.0M | ||
| Q3 25 | $92.6M | $72.0M | ||
| Q2 25 | $53.4M | $75.0M | ||
| Q1 25 | $-29.9M | $95.0M | ||
| Q4 24 | $68.0M | $65.0M | ||
| Q3 24 | $76.1M | $84.0M | ||
| Q2 24 | $21.1M | $39.0M |
自由现金流STCTNET
| Q1 26 | — | — | ||
| Q4 25 | $62.3M | $43.0M | ||
| Q3 25 | $73.6M | $55.0M | ||
| Q2 25 | $38.7M | $57.0M | ||
| Q1 25 | $-42.2M | $79.0M | ||
| Q4 24 | $55.6M | $47.0M | ||
| Q3 24 | $67.4M | $59.0M | ||
| Q2 24 | $11.9M | $22.0M |
自由现金流率STCTNET
| Q1 26 | — | — | ||
| Q4 25 | 7.9% | 3.4% | ||
| Q3 25 | 9.2% | 4.5% | ||
| Q2 25 | 5.4% | 4.6% | ||
| Q1 25 | -6.9% | 6.1% | ||
| Q4 24 | 8.4% | 3.7% | ||
| Q3 24 | 10.1% | 4.8% | ||
| Q2 24 | 2.0% | 1.8% |
资本支出强度STCTNET
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 1.4% | ||
| Q3 25 | 2.4% | 1.4% | ||
| Q2 25 | 2.0% | 1.5% | ||
| Q1 25 | 2.0% | 1.2% | ||
| Q4 24 | 1.9% | 1.4% | ||
| Q3 24 | 1.3% | 2.0% | ||
| Q2 24 | 1.5% | 1.4% |
现金转化率STCTNET
| Q1 26 | — | — | ||
| Q4 25 | 2.47× | — | ||
| Q3 25 | 2.09× | 2.12× | ||
| Q2 25 | 1.67× | 2.03× | ||
| Q1 25 | -9.73× | 1.12× | ||
| Q4 24 | 2.99× | — | ||
| Q3 24 | 2.53× | 1.87× | ||
| Q2 24 | 1.22× | 0.65× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
STC
| Agency title | $333.0M | 44% |
| Direct title | $270.2M | 35% |
| Real estate solutions | $161.4M | 21% |
TNET
| Insurance Services | $1.1B | 85% |
| Professional Services | $169.0M | 14% |
