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STEWART INFORMATION SERVICES CORP(STC)与UDR, Inc.(UDR)财务数据对比。点击上方公司名可切换其他公司
STEWART INFORMATION SERVICES CORP的季度营收约是UDR, Inc.的1.8倍($764.6M vs $433.1M),UDR, Inc.净利率更高(51.5% vs 2.2%,领先49.2%),STEWART INFORMATION SERVICES CORP同比增速更快(27.7% vs 2.5%),过去两年STEWART INFORMATION SERVICES CORP的营收复合增速更高(12.7% vs 2.3%)
斯图尔特信息服务公司(STC)是一家主营房地产信息、产权保险及交易管理服务的企业,旗下全资子公司斯图尔特产权担保公司、斯图尔特产权公司通过直营网点、斯图尔特可信供应商网络内的独立代理机构及合作企业,为美国及全球市场提供相关产品与服务,总部位于得克萨斯州休斯敦,现有员工约6350人。
UDR, Inc. 是一家总部位于美国的领先房地产投资信托基金,专注于持有、运营及翻新优质多户住宅公寓社区,业务覆盖美国主要都市圈,服务租客群体包括年轻职场人、家庭及中高收入住户。
STC vs UDR — 直观对比
营收规模更大
STC
是对方的1.8倍
$433.1M
营收增速更快
STC
高出25.2%
2.5%
净利率更高
UDR
高出49.2%
2.2%
两年增速更快
STC
近两年复合增速
2.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | ||
|---|---|---|
| 营收 | $764.6M | $433.1M |
| 净利润 | $17.0M | $222.9M |
| 毛利率 | — | — |
| 营业利润率 | — | 64.1% |
| 净利率 | 2.2% | 51.5% |
| 营收同比 | 27.7% | 2.5% |
| 净利润同比 | 448.4% | 4519.2% |
| 每股收益(稀释后) | — | $0.67 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
STC
UDR
| Q1 26 | $764.6M | — | ||
| Q4 25 | $790.6M | $433.1M | ||
| Q3 25 | $796.9M | $431.9M | ||
| Q2 25 | $722.2M | $425.4M | ||
| Q1 25 | $612.0M | $421.9M | ||
| Q4 24 | $665.9M | $422.7M | ||
| Q3 24 | $667.9M | $420.2M | ||
| Q2 24 | $602.2M | $415.3M |
净利润
STC
UDR
| Q1 26 | $17.0M | — | ||
| Q4 25 | $36.3M | $222.9M | ||
| Q3 25 | $44.3M | $40.4M | ||
| Q2 25 | $31.9M | $37.7M | ||
| Q1 25 | $3.1M | $76.7M | ||
| Q4 24 | $22.7M | $-5.0M | ||
| Q3 24 | $30.1M | $22.6M | ||
| Q2 24 | $17.3M | $28.9M |
营业利润率
STC
UDR
| Q1 26 | — | — | ||
| Q4 25 | 6.5% | 64.1% | ||
| Q3 25 | 7.7% | 17.7% | ||
| Q2 25 | 6.5% | 18.2% | ||
| Q1 25 | 1.0% | 29.0% | ||
| Q4 24 | 5.3% | 15.7% | ||
| Q3 24 | 6.4% | 16.6% | ||
| Q2 24 | 4.8% | 16.5% |
净利率
STC
UDR
| Q1 26 | 2.2% | — | ||
| Q4 25 | 4.6% | 51.5% | ||
| Q3 25 | 5.6% | 9.4% | ||
| Q2 25 | 4.4% | 8.9% | ||
| Q1 25 | 0.5% | 18.2% | ||
| Q4 24 | 3.4% | -220.5% | ||
| Q3 24 | 4.5% | 5.4% | ||
| Q2 24 | 2.9% | 7.0% |
每股收益(稀释后)
STC
UDR
| Q1 26 | — | — | ||
| Q4 25 | $1.26 | $0.67 | ||
| Q3 25 | $1.55 | $0.12 | ||
| Q2 25 | $1.13 | $0.11 | ||
| Q1 25 | $0.11 | $0.23 | ||
| Q4 24 | $0.81 | $-0.01 | ||
| Q3 24 | $1.07 | $0.06 | ||
| Q2 24 | $0.62 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $317.5M | $1.2M |
| 总债务越低越好 | — | $5.8B |
| 股东权益账面价值 | — | $3.3B |
| 总资产 | — | $10.6B |
| 负债/权益比越低杠杆越低 | — | 1.77× |
8季度趋势,按日历期对齐
现金及短期投资
STC
UDR
| Q1 26 | $317.5M | — | ||
| Q4 25 | $369.7M | $1.2M | ||
| Q3 25 | $233.2M | $1.2M | ||
| Q2 25 | $223.8M | $1.5M | ||
| Q1 25 | $194.2M | $1.3M | ||
| Q4 24 | $257.5M | $1.3M | ||
| Q3 24 | $228.7M | $2.3M | ||
| Q2 24 | $176.7M | $2.8M |
总债务
STC
UDR
| Q1 26 | — | — | ||
| Q4 25 | — | $5.8B | ||
| Q3 25 | — | $5.8B | ||
| Q2 25 | — | $5.8B | ||
| Q1 25 | — | $5.8B | ||
| Q4 24 | $445.8M | $5.8B | ||
| Q3 24 | — | $5.9B | ||
| Q2 24 | — | $5.8B |
股东权益
STC
UDR
| Q1 26 | — | — | ||
| Q4 25 | $1.6B | $3.3B | ||
| Q3 25 | $1.5B | $3.3B | ||
| Q2 25 | $1.4B | $3.3B | ||
| Q1 25 | $1.4B | $3.3B | ||
| Q4 24 | $1.4B | $3.4B | ||
| Q3 24 | $1.4B | $3.5B | ||
| Q2 24 | $1.4B | $3.7B |
总资产
STC
UDR
| Q1 26 | — | — | ||
| Q4 25 | $3.3B | $10.6B | ||
| Q3 25 | $2.8B | $10.6B | ||
| Q2 25 | $2.8B | $10.6B | ||
| Q1 25 | $2.7B | $10.7B | ||
| Q4 24 | $2.7B | $10.9B | ||
| Q3 24 | $2.7B | $11.1B | ||
| Q2 24 | $2.6B | $11.1B |
负债/权益比
STC
UDR
| Q1 26 | — | — | ||
| Q4 25 | — | 1.77× | ||
| Q3 25 | — | 1.78× | ||
| Q2 25 | — | 1.74× | ||
| Q1 25 | — | 1.74× | ||
| Q4 24 | 0.32× | 1.69× | ||
| Q3 24 | — | 1.67× | ||
| Q2 24 | — | 1.55× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | — | $902.9M |
| 自由现金流经营现金流 - 资本支出 | — | $650.0M |
| 自由现金流率自由现金流/营收 | — | 150.1% |
| 资本支出强度资本支出/营收 | — | 58.4% |
| 现金转化率经营现金流/净利润 | — | 4.05× |
| 过去12个月自由现金流最近4个季度 | — | $1.1B |
8季度趋势,按日历期对齐
经营现金流
STC
UDR
| Q1 26 | — | — | ||
| Q4 25 | $89.5M | $902.9M | ||
| Q3 25 | $92.6M | $234.9M | ||
| Q2 25 | $53.4M | $250.3M | ||
| Q1 25 | $-29.9M | $156.2M | ||
| Q4 24 | $68.0M | $876.8M | ||
| Q3 24 | $76.1M | $230.3M | ||
| Q2 24 | $21.1M | $238.5M |
自由现金流
STC
UDR
| Q1 26 | — | — | ||
| Q4 25 | $62.3M | $650.0M | ||
| Q3 25 | $73.6M | $164.6M | ||
| Q2 25 | $38.7M | $190.1M | ||
| Q1 25 | $-42.2M | $103.2M | ||
| Q4 24 | $55.6M | $627.0M | ||
| Q3 24 | $67.4M | $161.3M | ||
| Q2 24 | $11.9M | $171.1M |
自由现金流率
STC
UDR
| Q1 26 | — | — | ||
| Q4 25 | 7.9% | 150.1% | ||
| Q3 25 | 9.2% | 38.1% | ||
| Q2 25 | 5.4% | 44.7% | ||
| Q1 25 | -6.9% | 24.5% | ||
| Q4 24 | 8.4% | 148.3% | ||
| Q3 24 | 10.1% | 38.4% | ||
| Q2 24 | 2.0% | 41.2% |
资本支出强度
STC
UDR
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 58.4% | ||
| Q3 25 | 2.4% | 16.3% | ||
| Q2 25 | 2.0% | 14.2% | ||
| Q1 25 | 2.0% | 12.6% | ||
| Q4 24 | 1.9% | 59.1% | ||
| Q3 24 | 1.3% | 16.4% | ||
| Q2 24 | 1.5% | 16.2% |
现金转化率
STC
UDR
| Q1 26 | — | — | ||
| Q4 25 | 2.47× | 4.05× | ||
| Q3 25 | 2.09× | 5.81× | ||
| Q2 25 | 1.67× | 6.64× | ||
| Q1 25 | -9.73× | 2.04× | ||
| Q4 24 | 2.99× | — | ||
| Q3 24 | 2.53× | 10.19× | ||
| Q2 24 | 1.22× | 8.26× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
STC
| Agency title | $333.0M | 44% |
| Direct title | $270.2M | 35% |
| Real estate solutions | $161.4M | 21% |
UDR
暂无分部数据