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Neuronetics, Inc.（STIM）与Usio, Inc.（USIO）财务数据对比。点击上方公司名可切换其他公司
Neuronetics, Inc.的季度营收约是Usio, Inc.的1.9倍（$41.8M vs $22.2M），Usio, Inc.净利率更高（-6.7% vs -17.2%，领先10.5%），Neuronetics, Inc.同比增速更快（85.7% vs 8.2%），Usio, Inc.自由现金流更多（$1.1M vs $692.0K），过去两年Neuronetics, Inc.的营收复合增速更高（54.9% vs 3.0%）
Neuronetics, Inc.是一家总部位于宾夕法尼亚州莫尔文的上市公司，2003年4月于特拉华州成立，专注研发神经调节技术相关产品，为传统治疗无效或耐药的精神疾病提供无创治疗方案。
Usio, Inc.是总部位于美国得克萨斯州圣安东尼奥的金融科技企业，主打综合电子支付服务，业务涵盖ACH交易处理、信用卡与借记卡收单、为软件平台提供支付便利、预付卡发行，同时还经营文件打印邮寄业务。
STIM vs USIO — 直观对比
营收规模更大
STIM
是对方的1.9倍
$22.2M
营收增速更快
STIM
高出77.5%
8.2%
净利率更高
USIO
高出10.5%
-17.2%
自由现金流更多
USIO
多$386.7K
$692.0K
两年增速更快
STIM
近两年复合增速
3.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $41.8M | $22.2M |
| 净利润 | $-7.2M | $-1.5M |
| 毛利率 | 52.0% | 21.9% |
| 营业利润率 | -12.1% | -5.7% |
| 净利率 | -17.2% | -6.7% |
| 营收同比 | 85.7% | 8.2% |
| 净利润同比 | 43.2% | -337.8% |
| 每股收益（稀释后） | $-0.10 | $-0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收STIMUSIO
| Q4 25 | $41.8M | $22.2M | ||
| Q3 25 | $37.3M | $21.2M | ||
| Q2 25 | $38.1M | $20.0M | ||
| Q1 25 | $32.0M | $22.0M | ||
| Q4 24 | $22.5M | $20.6M | ||
| Q3 24 | $18.5M | $21.3M | ||
| Q2 24 | $16.4M | $20.1M | ||
| Q1 24 | $17.4M | $21.0M |
净利润STIMUSIO
| Q4 25 | $-7.2M | $-1.5M | ||
| Q3 25 | $-9.0M | $-415.1K | ||
| Q2 25 | $-10.1M | $-366.7K | ||
| Q1 25 | $-12.7M | $-235.0K | ||
| Q4 24 | $-12.7M | $628.9K | ||
| Q3 24 | $-13.3M | $2.9M | ||
| Q2 24 | $-9.8M | $75.5K | ||
| Q1 24 | $-7.9M | $-250.2K |
毛利率STIMUSIO
| Q4 25 | 52.0% | 21.9% | ||
| Q3 25 | 45.9% | 23.0% | ||
| Q2 25 | 46.6% | 25.8% | ||
| Q1 25 | 49.2% | 21.9% | ||
| Q4 24 | 66.2% | 24.6% | ||
| Q3 24 | 75.6% | 23.0% | ||
| Q2 24 | 74.0% | 23.9% | ||
| Q1 24 | 75.1% | 23.1% |
营业利润率STIMUSIO
| Q4 25 | -12.1% | -5.7% | ||
| Q3 25 | -19.6% | -2.2% | ||
| Q2 25 | -21.1% | -2.0% | ||
| Q1 25 | -34.4% | -1.1% | ||
| Q4 24 | -51.0% | -2.9% | ||
| Q3 24 | -41.7% | -1.8% | ||
| Q2 24 | -51.7% | -1.0% | ||
| Q1 24 | -39.4% | -1.3% |
净利率STIMUSIO
| Q4 25 | -17.2% | -6.7% | ||
| Q3 25 | -24.3% | -2.0% | ||
| Q2 25 | -26.6% | -1.8% | ||
| Q1 25 | -39.6% | -1.1% | ||
| Q4 24 | -56.4% | 3.1% | ||
| Q3 24 | -72.0% | 13.4% | ||
| Q2 24 | -59.8% | 0.4% | ||
| Q1 24 | -45.2% | -1.2% |
每股收益（稀释后）STIMUSIO
| Q4 25 | $-0.10 | $-0.05 | ||
| Q3 25 | $-0.13 | $-0.02 | ||
| Q2 25 | $-0.15 | $-0.01 | ||
| Q1 25 | $-0.21 | $-0.01 | ||
| Q4 24 | $-0.34 | $0.03 | ||
| Q3 24 | $-0.44 | $0.10 | ||
| Q2 24 | $-0.33 | $0.00 | ||
| Q1 24 | $-0.27 | $-0.01 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $28.1M | $7.4M |
| 总债务越低越好 | $65.8M | $1.4M |
| 股东权益账面价值 | $22.4M | $17.9M |
| 总资产 | $141.6M | $134.9M |
| 负债/权益比越低杠杆越低 | 2.94× | 0.08× |
8季度趋势，按日历期对齐
现金及短期投资STIMUSIO
| Q4 25 | $28.1M | $7.4M | ||
| Q3 25 | $28.0M | $7.7M | ||
| Q2 25 | $11.0M | $8.1M | ||
| Q1 25 | $20.2M | $8.7M | ||
| Q4 24 | $18.5M | $8.1M | ||
| Q3 24 | $20.9M | $8.4M | ||
| Q2 24 | $42.6M | $7.2M | ||
| Q1 24 | $47.7M | $7.1M |
总债务STIMUSIO
| Q4 25 | $65.8M | $1.4M | ||
| Q3 25 | $65.7M | $836.7K | ||
| Q2 25 | $55.5M | $647.1K | ||
| Q1 25 | $55.3M | $683.3K | ||
| Q4 24 | $55.2M | $719.4K | ||
| Q3 24 | $46.0M | $562.9K | ||
| Q2 24 | $59.8M | $597.2K | ||
| Q1 24 | $59.4M | $630.9K |
股东权益STIMUSIO
| Q4 25 | $22.4M | $17.9M | ||
| Q3 25 | $27.4M | $18.7M | ||
| Q2 25 | $27.1M | $18.7M | ||
| Q1 25 | $35.5M | $19.0M | ||
| Q4 24 | $27.7M | $19.2M | ||
| Q3 24 | $9.4M | $18.9M | ||
| Q2 24 | $19.4M | $15.7M | ||
| Q1 24 | $27.7M | $15.3M |
总资产STIMUSIO
| Q4 25 | $141.6M | $134.9M | ||
| Q3 25 | $145.5M | $99.4M | ||
| Q2 25 | $134.7M | $108.4M | ||
| Q1 25 | $142.0M | $109.6M | ||
| Q4 24 | $140.9M | $107.2M | ||
| Q3 24 | — | $114.6M | ||
| Q2 24 | $96.8M | $108.8M | ||
| Q1 24 | $103.8M | $99.1M |
负债/权益比STIMUSIO
| Q4 25 | 2.94× | 0.08× | ||
| Q3 25 | 2.40× | 0.04× | ||
| Q2 25 | 2.05× | 0.03× | ||
| Q1 25 | 1.56× | 0.04× | ||
| Q4 24 | 1.99× | 0.04× | ||
| Q3 24 | 4.90× | 0.03× | ||
| Q2 24 | 3.08× | 0.04× | ||
| Q1 24 | 2.15× | 0.04× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $908.0K | $1.5M |
| 自由现金流经营现金流 - 资本支出 | $692.0K | $1.1M |
| 自由现金流率自由现金流/营收 | 1.7% | 4.8% |
| 资本支出强度资本支出/营收 | 0.5% | 2.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-21.2M | $1.7M |
8季度趋势，按日历期对齐
经营现金流STIMUSIO
| Q4 25 | $908.0K | $1.5M | ||
| Q3 25 | $-785.0K | $303.8K | ||
| Q2 25 | $-3.5M | $-263.9K | ||
| Q1 25 | $-17.0M | $1.4M | ||
| Q4 24 | $-8.6M | $2.9M | ||
| Q3 24 | $-5.4M | $1.4M | ||
| Q2 24 | $-5.0M | $369.1K | ||
| Q1 24 | $-12.0M | $88.7K |
自由现金流STIMUSIO
| Q4 25 | $692.0K | $1.1M | ||
| Q3 25 | $-899.0K | $85.2K | ||
| Q2 25 | $-3.8M | $-503.2K | ||
| Q1 25 | $-17.2M | $1.1M | ||
| Q4 24 | $-8.7M | $2.7M | ||
| Q3 24 | $-5.8M | $1.4M | ||
| Q2 24 | $-5.6M | $246.3K | ||
| Q1 24 | $-12.4M | $-88.1K |
自由现金流率STIMUSIO
| Q4 25 | 1.7% | 4.8% | ||
| Q3 25 | -2.4% | 0.4% | ||
| Q2 25 | -9.9% | -2.5% | ||
| Q1 25 | -53.8% | 4.8% | ||
| Q4 24 | -38.6% | 13.1% | ||
| Q3 24 | -31.3% | 6.4% | ||
| Q2 24 | -34.0% | 1.2% | ||
| Q1 24 | -71.1% | -0.4% |
资本支出强度STIMUSIO
| Q4 25 | 0.5% | 2.0% | ||
| Q3 25 | 0.3% | 1.0% | ||
| Q2 25 | 0.7% | 1.2% | ||
| Q1 25 | 0.7% | 1.4% | ||
| Q4 24 | 0.4% | 1.0% | ||
| Q3 24 | 2.1% | 0.3% | ||
| Q2 24 | 3.7% | 0.6% | ||
| Q1 24 | 2.2% | 0.8% |
现金转化率STIMUSIO
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 4.61× | ||
| Q3 24 | — | 0.50× | ||
| Q2 24 | — | 4.89× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
STIM
暂无分部数据
USIO
| Credit Card Revenue | $7.7M | 35% |
| ACH And Complementary Service Revenue | $6.1M | 28% |
| Output Solutions | $5.4M | 24% |
| Prepaid Card Services Revenue | $2.6M | 12% |
