vs
Neuronetics, Inc.（STIM）与合众银行（WASH）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是Neuronetics, Inc.的1.4倍（$57.8M vs $41.8M），合众银行净利率更高（21.8% vs -17.2%，领先39.0%），过去两年Neuronetics, Inc.的营收复合增速更高（54.9% vs 9.5%）
Neuronetics, Inc.是一家总部位于宾夕法尼亚州莫尔文的上市公司，2003年4月于特拉华州成立，专注研发神经调节技术相关产品，为传统治疗无效或耐药的精神疾病提供无创治疗方案。
美国合众银行是一家美国跨国金融机构，总部位于明尼苏达州明尼阿波利斯，在特拉华州注册成立。截至2025年，该银行为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构。它主营银行、投资、抵押贷款等多元金融业务。
STIM vs WASH — 直观对比
营收规模更大
WASH
是对方的1.4倍
$41.8M
净利率更高
WASH
高出39.0%
-17.2%
两年增速更快
STIM
近两年复合增速
9.5%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $41.8M | $57.8M |
| 净利润 | $-7.2M | $12.6M |
| 毛利率 | 52.0% | — |
| 营业利润率 | -12.1% | — |
| 净利率 | -17.2% | 21.8% |
| 营收同比 | 85.7% | — |
| 净利润同比 | 43.2% | 3.5% |
| 每股收益（稀释后） | $-0.10 | $0.66 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收STIMWASH
| Q1 26 | — | $57.8M | ||
| Q4 25 | $41.8M | $59.3M | ||
| Q3 25 | $37.3M | $56.5M | ||
| Q2 25 | $38.1M | $54.3M | ||
| Q1 25 | $32.0M | $59.1M | ||
| Q4 24 | $22.5M | $12.4M | ||
| Q3 24 | $18.5M | $48.5M | ||
| Q2 24 | $16.4M | $48.2M |
净利润STIMWASH
| Q1 26 | — | $12.6M | ||
| Q4 25 | $-7.2M | $16.0M | ||
| Q3 25 | $-9.0M | $10.8M | ||
| Q2 25 | $-10.1M | $13.2M | ||
| Q1 25 | $-12.7M | $12.2M | ||
| Q4 24 | $-12.7M | $-60.8M | ||
| Q3 24 | $-13.3M | $11.0M | ||
| Q2 24 | $-9.8M | $10.8M |
毛利率STIMWASH
| Q1 26 | — | — | ||
| Q4 25 | 52.0% | — | ||
| Q3 25 | 45.9% | — | ||
| Q2 25 | 46.6% | — | ||
| Q1 25 | 49.2% | — | ||
| Q4 24 | 66.2% | — | ||
| Q3 24 | 75.6% | — | ||
| Q2 24 | 74.0% | — |
营业利润率STIMWASH
| Q1 26 | — | — | ||
| Q4 25 | -12.1% | 34.9% | ||
| Q3 25 | -19.6% | 24.7% | ||
| Q2 25 | -21.1% | 31.6% | ||
| Q1 25 | -34.4% | 26.5% | ||
| Q4 24 | -51.0% | -648.7% | ||
| Q3 24 | -41.7% | 28.5% | ||
| Q2 24 | -51.7% | 28.7% |
净利率STIMWASH
| Q1 26 | — | 21.8% | ||
| Q4 25 | -17.2% | 27.0% | ||
| Q3 25 | -24.3% | 19.2% | ||
| Q2 25 | -26.6% | 24.4% | ||
| Q1 25 | -39.6% | 20.6% | ||
| Q4 24 | -56.4% | -491.4% | ||
| Q3 24 | -72.0% | 22.6% | ||
| Q2 24 | -59.8% | 22.4% |
每股收益（稀释后）STIMWASH
| Q1 26 | — | $0.66 | ||
| Q4 25 | $-0.10 | $0.84 | ||
| Q3 25 | $-0.13 | $0.56 | ||
| Q2 25 | $-0.15 | $0.68 | ||
| Q1 25 | $-0.21 | $0.63 | ||
| Q4 24 | $-0.34 | $-3.54 | ||
| Q3 24 | $-0.44 | $0.64 | ||
| Q2 24 | $-0.33 | $0.63 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $28.1M | $12.3M |
| 总债务越低越好 | $65.8M | — |
| 股东权益账面价值 | $22.4M | $546.8M |
| 总资产 | $141.6M | $6.5B |
| 负债/权益比越低杠杆越低 | 2.94× | — |
8季度趋势，按日历期对齐
现金及短期投资STIMWASH
| Q1 26 | — | $12.3M | ||
| Q4 25 | $28.1M | — | ||
| Q3 25 | $28.0M | — | ||
| Q2 25 | $11.0M | — | ||
| Q1 25 | $20.2M | — | ||
| Q4 24 | $18.5M | — | ||
| Q3 24 | $20.9M | — | ||
| Q2 24 | $42.6M | — |
总债务STIMWASH
| Q1 26 | — | — | ||
| Q4 25 | $65.8M | — | ||
| Q3 25 | $65.7M | — | ||
| Q2 25 | $55.5M | — | ||
| Q1 25 | $55.3M | — | ||
| Q4 24 | $55.2M | — | ||
| Q3 24 | $46.0M | — | ||
| Q2 24 | $59.8M | — |
股东权益STIMWASH
| Q1 26 | — | $546.8M | ||
| Q4 25 | $22.4M | $543.6M | ||
| Q3 25 | $27.4M | $533.0M | ||
| Q2 25 | $27.1M | $527.5M | ||
| Q1 25 | $35.5M | $521.7M | ||
| Q4 24 | $27.7M | $499.7M | ||
| Q3 24 | $9.4M | $502.2M | ||
| Q2 24 | $19.4M | $471.0M |
总资产STIMWASH
| Q1 26 | — | $6.5B | ||
| Q4 25 | $141.6M | $6.6B | ||
| Q3 25 | $145.5M | $6.7B | ||
| Q2 25 | $134.7M | $6.7B | ||
| Q1 25 | $142.0M | $6.6B | ||
| Q4 24 | $140.9M | $6.9B | ||
| Q3 24 | — | $7.1B | ||
| Q2 24 | $96.8M | $7.2B |
负债/权益比STIMWASH
| Q1 26 | — | — | ||
| Q4 25 | 2.94× | — | ||
| Q3 25 | 2.40× | — | ||
| Q2 25 | 2.05× | — | ||
| Q1 25 | 1.56× | — | ||
| Q4 24 | 1.99× | — | ||
| Q3 24 | 4.90× | — | ||
| Q2 24 | 3.08× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $908.0K | — |
| 自由现金流经营现金流 - 资本支出 | $692.0K | — |
| 自由现金流率自由现金流/营收 | 1.7% | — |
| 资本支出强度资本支出/营收 | 0.5% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-21.2M | — |
8季度趋势，按日历期对齐
经营现金流STIMWASH
| Q1 26 | — | — | ||
| Q4 25 | $908.0K | $80.3M | ||
| Q3 25 | $-785.0K | $39.6M | ||
| Q2 25 | $-3.5M | $11.3M | ||
| Q1 25 | $-17.0M | $8.4M | ||
| Q4 24 | $-8.6M | $57.7M | ||
| Q3 24 | $-5.4M | $25.7M | ||
| Q2 24 | $-5.0M | $11.2M |
自由现金流STIMWASH
| Q1 26 | — | — | ||
| Q4 25 | $692.0K | $78.3M | ||
| Q3 25 | $-899.0K | $39.3M | ||
| Q2 25 | $-3.8M | $10.9M | ||
| Q1 25 | $-17.2M | $8.4M | ||
| Q4 24 | $-8.7M | $53.7M | ||
| Q3 24 | $-5.8M | $24.4M | ||
| Q2 24 | $-5.6M | $9.6M |
自由现金流率STIMWASH
| Q1 26 | — | — | ||
| Q4 25 | 1.7% | 132.2% | ||
| Q3 25 | -2.4% | 69.6% | ||
| Q2 25 | -9.9% | 20.2% | ||
| Q1 25 | -53.8% | 14.2% | ||
| Q4 24 | -38.6% | 433.8% | ||
| Q3 24 | -31.3% | 50.4% | ||
| Q2 24 | -34.0% | 19.8% |
资本支出强度STIMWASH
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 3.4% | ||
| Q3 25 | 0.3% | 0.6% | ||
| Q2 25 | 0.7% | 0.7% | ||
| Q1 25 | 0.7% | 0.1% | ||
| Q4 24 | 0.4% | 32.3% | ||
| Q3 24 | 2.1% | 2.6% | ||
| Q2 24 | 3.7% | 3.4% |
现金转化率STIMWASH
| Q1 26 | — | — | ||
| Q4 25 | — | 5.03× | ||
| Q3 25 | — | 3.65× | ||
| Q2 25 | — | 0.86× | ||
| Q1 25 | — | 0.69× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 2.34× | ||
| Q2 24 | — | 1.03× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
STIM
暂无分部数据
WASH
| Net Interest Income | $40.5M | 70% |
| Noninterest Income | $17.3M | 30% |
