vs
null（SWIM）与TRICO BANCSHARES （TCBK）财务数据对比。点击上方公司名可切换其他公司
TRICO BANCSHARES 的季度营收约是null的1.1倍（$109.4M vs $100.0M），TRICO BANCSHARES 净利率更高（251.6% vs -7.0%，领先258.7%），null同比增速更快（14.5% vs 9.0%），TRICO BANCSHARES 自由现金流更多（$127.9M vs $14.1M），过去两年TRICO BANCSHARES 的营收复合增速更高（5.4% vs -4.9%）
该企业是一家源自美国的跨国律师事务所，1934年创立于加利福尼亚州洛杉矶，在诉讼业务、公司法务以及监管合规法律领域拥有深厚的行业积累与知名度，是全球颇具影响力的综合性律所之一。
Trico Bancshares是一家总部位于美国的区域银行控股公司，旗下运营Tri Counties Bank，主要为北加利福尼亚州的个人消费者和中小企业提供存款、房贷、小微企业融资、财富管理等各类零售及商业银行服务。
SWIM vs TCBK — 直观对比
营收规模更大
TCBK
是对方的1.1倍
$100.0M
营收增速更快
SWIM
高出5.5%
9.0%
净利率更高
TCBK
高出258.7%
-7.0%
自由现金流更多
TCBK
多$113.8M
$14.1M
两年增速更快
TCBK
近两年复合增速
-4.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $100.0M | $109.4M |
| 净利润 | $-7.0M | $33.6M |
| 毛利率 | 28.0% | — |
| 营业利润率 | -10.7% | 42.6% |
| 净利率 | -7.0% | 251.6% |
| 营收同比 | 14.5% | 9.0% |
| 净利润同比 | 76.0% | 15.8% |
| 每股收益（稀释后） | $-0.06 | $1.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收SWIMTCBK
| Q4 25 | $100.0M | $109.4M | ||
| Q3 25 | $161.9M | $107.6M | ||
| Q2 25 | $172.6M | $103.6M | ||
| Q1 25 | $111.4M | $98.6M | ||
| Q4 24 | $87.3M | $100.4M | ||
| Q3 24 | $150.5M | $99.1M | ||
| Q2 24 | $160.1M | $97.9M | ||
| Q1 24 | $110.6M | $98.5M |
净利润SWIMTCBK
| Q4 25 | $-7.0M | $33.6M | ||
| Q3 25 | $8.1M | $34.0M | ||
| Q2 25 | $16.0M | $27.5M | ||
| Q1 25 | $-6.0M | $26.4M | ||
| Q4 24 | $-29.2M | $29.0M | ||
| Q3 24 | $5.9M | $29.1M | ||
| Q2 24 | $13.3M | $29.0M | ||
| Q1 24 | $-7.9M | $27.7M |
毛利率SWIMTCBK
| Q4 25 | 28.0% | — | ||
| Q3 25 | 35.4% | — | ||
| Q2 25 | 37.1% | — | ||
| Q1 25 | 29.5% | — | ||
| Q4 24 | 24.6% | — | ||
| Q3 24 | 32.4% | — | ||
| Q2 24 | 33.1% | — | ||
| Q1 24 | 27.7% | — |
营业利润率SWIMTCBK
| Q4 25 | -10.7% | 42.6% | ||
| Q3 25 | 13.3% | 43.2% | ||
| Q2 25 | 14.3% | 36.5% | ||
| Q1 25 | -4.4% | 35.8% | ||
| Q4 24 | -14.9% | 38.7% | ||
| Q3 24 | 8.9% | 39.8% | ||
| Q2 24 | 12.5% | 40.0% | ||
| Q1 24 | -1.9% | 38.3% |
净利率SWIMTCBK
| Q4 25 | -7.0% | 251.6% | ||
| Q3 25 | 5.0% | 31.6% | ||
| Q2 25 | 9.3% | 26.6% | ||
| Q1 25 | -5.4% | 26.7% | ||
| Q4 24 | -33.4% | 221.4% | ||
| Q3 24 | 3.9% | 29.3% | ||
| Q2 24 | 8.3% | 29.7% | ||
| Q1 24 | -7.1% | 28.2% |
每股收益（稀释后）SWIMTCBK
| Q4 25 | $-0.06 | $1.02 | ||
| Q3 25 | $0.07 | $1.04 | ||
| Q2 25 | $0.13 | $0.84 | ||
| Q1 25 | $-0.05 | $0.80 | ||
| Q4 24 | $-0.24 | $0.88 | ||
| Q3 24 | $0.05 | $0.88 | ||
| Q2 24 | $0.11 | $0.87 | ||
| Q1 24 | $-0.07 | $0.83 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $157.0M |
| 总债务越低越好 | $279.8M | — |
| 股东权益账面价值 | $405.9M | $1.3B |
| 总资产 | $823.2M | $9.8B |
| 负债/权益比越低杠杆越低 | 0.69× | — |
8季度趋势，按日历期对齐
现金及短期投资SWIMTCBK
| Q4 25 | — | $157.0M | ||
| Q3 25 | — | $298.8M | ||
| Q2 25 | — | $314.3M | ||
| Q1 25 | — | $308.3M | ||
| Q4 24 | — | $145.0M | ||
| Q3 24 | — | $320.1M | ||
| Q2 24 | — | $206.6M | ||
| Q1 24 | — | $82.8M |
总债务SWIMTCBK
| Q4 25 | $279.8M | — | ||
| Q3 25 | $281.1M | — | ||
| Q2 25 | $281.5M | — | ||
| Q1 25 | $306.9M | — | ||
| Q4 24 | $281.5M | — | ||
| Q3 24 | $282.8M | — | ||
| Q2 24 | $282.4M | — | ||
| Q1 24 | $282.8M | — |
股东权益SWIMTCBK
| Q4 25 | $405.9M | $1.3B | ||
| Q3 25 | $408.4M | $1.3B | ||
| Q2 25 | $398.4M | $1.3B | ||
| Q1 25 | $381.1M | $1.3B | ||
| Q4 24 | $387.2M | $1.2B | ||
| Q3 24 | $416.6M | $1.2B | ||
| Q2 24 | $408.1M | $1.2B | ||
| Q1 24 | $391.8M | $1.2B |
总资产SWIMTCBK
| Q4 25 | $823.2M | $9.8B | ||
| Q3 25 | $844.4M | $9.9B | ||
| Q2 25 | $822.1M | $9.9B | ||
| Q1 25 | $824.6M | $9.8B | ||
| Q4 24 | $794.2M | $9.7B | ||
| Q3 24 | $853.4M | $9.8B | ||
| Q2 24 | $830.0M | $9.7B | ||
| Q1 24 | $808.6M | $9.8B |
负债/权益比SWIMTCBK
| Q4 25 | 0.69× | — | ||
| Q3 25 | 0.69× | — | ||
| Q2 25 | 0.71× | — | ||
| Q1 25 | 0.81× | — | ||
| Q4 24 | 0.73× | — | ||
| Q3 24 | 0.68× | — | ||
| Q2 24 | 0.69× | — | ||
| Q1 24 | 0.72× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $23.3M | $133.3M |
| 自由现金流经营现金流 - 资本支出 | $14.1M | $127.9M |
| 自由现金流率自由现金流/营收 | 14.1% | 116.9% |
| 资本支出强度资本支出/营收 | 9.2% | 4.9% |
| 现金转化率经营现金流/净利润 | — | 3.96× |
| 过去12个月自由现金流最近4个季度 | $38.0M | $222.2M |
8季度趋势，按日历期对齐
经营现金流SWIMTCBK
| Q4 25 | $23.3M | $133.3M | ||
| Q3 25 | $51.0M | $45.1M | ||
| Q2 25 | $36.0M | $29.2M | ||
| Q1 25 | $-46.9M | $24.5M | ||
| Q4 24 | $6.2M | $109.7M | ||
| Q3 24 | $37.2M | $28.6M | ||
| Q2 24 | $52.4M | $31.8M | ||
| Q1 24 | $-34.5M | $25.1M |
自由现金流SWIMTCBK
| Q4 25 | $14.1M | $127.9M | ||
| Q3 25 | $45.2M | $43.2M | ||
| Q2 25 | $29.1M | $28.2M | ||
| Q1 25 | $-50.3M | $22.8M | ||
| Q4 24 | $-98.0K | $105.2M | ||
| Q3 24 | $33.2M | $27.3M | ||
| Q2 24 | $47.9M | $30.8M | ||
| Q1 24 | $-39.9M | $24.1M |
自由现金流率SWIMTCBK
| Q4 25 | 14.1% | 116.9% | ||
| Q3 25 | 27.9% | 40.2% | ||
| Q2 25 | 16.8% | 27.2% | ||
| Q1 25 | -45.2% | 23.1% | ||
| Q4 24 | -0.1% | 104.8% | ||
| Q3 24 | 22.1% | 27.6% | ||
| Q2 24 | 29.9% | 31.5% | ||
| Q1 24 | -36.0% | 24.4% |
资本支出强度SWIMTCBK
| Q4 25 | 9.2% | 4.9% | ||
| Q3 25 | 3.6% | 1.7% | ||
| Q2 25 | 4.0% | 1.0% | ||
| Q1 25 | 3.1% | 1.7% | ||
| Q4 24 | 7.2% | 4.5% | ||
| Q3 24 | 2.7% | 1.3% | ||
| Q2 24 | 2.8% | 1.0% | ||
| Q1 24 | 4.8% | 1.0% |
现金转化率SWIMTCBK
| Q4 25 | — | 3.96× | ||
| Q3 25 | 6.29× | 1.33× | ||
| Q2 25 | 2.25× | 1.06× | ||
| Q1 25 | — | 0.93× | ||
| Q4 24 | — | 3.78× | ||
| Q3 24 | 6.32× | 0.98× | ||
| Q2 24 | 3.95× | 1.10× | ||
| Q1 24 | — | 0.90× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
SWIM
| In Ground Swimming Pools | $50.2M | 50% |
| Covers | $37.0M | 37% |
| Liners | $12.7M | 13% |
TCBK
暂无分部数据
