vs
null（SWIM）与WESTAMERICA BANCORPORATION（WABC）财务数据对比。点击上方公司名可切换其他公司
null的季度营收约是WESTAMERICA BANCORPORATION的1.6倍（$100.0M vs $63.3M），WESTAMERICA BANCORPORATION净利率更高（43.9% vs -7.0%，领先50.9%），null同比增速更快（14.5% vs -9.0%），WESTAMERICA BANCORPORATION自由现金流更多（$119.7M vs $14.1M），过去两年null的营收复合增速更高（-4.9% vs -8.6%）
该企业是一家源自美国的跨国律师事务所，1934年创立于加利福尼亚州洛杉矶，在诉讼业务、公司法务以及监管合规法律领域拥有深厚的行业积累与知名度，是全球颇具影响力的综合性律所之一。
西美银行控股公司是总部位于美国加利福尼亚州的区域性银行控股集团，通过旗下全资银行子公司提供全品类零售及商业银行业务，涵盖存款产品、个人与企业贷款、财富管理、支付服务等，主要服务加州中北部的个人消费者、中小企业及本地机构客户。
SWIM vs WABC — 直观对比
营收规模更大
SWIM
是对方的1.6倍
$63.3M
营收增速更快
SWIM
高出23.5%
-9.0%
净利率更高
WABC
高出50.9%
-7.0%
自由现金流更多
WABC
多$105.6M
$14.1M
两年增速更快
SWIM
近两年复合增速
-8.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $100.0M | $63.3M |
| 净利润 | $-7.0M | $27.8M |
| 毛利率 | 28.0% | — |
| 营业利润率 | -10.7% | 59.8% |
| 净利率 | -7.0% | 43.9% |
| 营收同比 | 14.5% | -9.0% |
| 净利润同比 | 76.0% | -12.3% |
| 每股收益（稀释后） | $-0.06 | $1.12 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收SWIMWABC
| Q4 25 | $100.0M | $63.3M | ||
| Q3 25 | $161.9M | $63.7M | ||
| Q2 25 | $172.6M | $64.6M | ||
| Q1 25 | $111.4M | $66.4M | ||
| Q4 24 | $87.3M | $69.6M | ||
| Q3 24 | $150.5M | $74.1M | ||
| Q2 24 | $160.1M | $74.3M | ||
| Q1 24 | $110.6M | $75.8M |
净利润SWIMWABC
| Q4 25 | $-7.0M | $27.8M | ||
| Q3 25 | $8.1M | $28.3M | ||
| Q2 25 | $16.0M | $29.1M | ||
| Q1 25 | $-6.0M | $31.0M | ||
| Q4 24 | $-29.2M | $31.7M | ||
| Q3 24 | $5.9M | $35.1M | ||
| Q2 24 | $13.3M | $35.5M | ||
| Q1 24 | $-7.9M | $36.4M |
毛利率SWIMWABC
| Q4 25 | 28.0% | — | ||
| Q3 25 | 35.4% | — | ||
| Q2 25 | 37.1% | — | ||
| Q1 25 | 29.5% | — | ||
| Q4 24 | 24.6% | — | ||
| Q3 24 | 32.4% | — | ||
| Q2 24 | 33.1% | — | ||
| Q1 24 | 27.7% | — |
营业利润率SWIMWABC
| Q4 25 | -10.7% | 59.8% | ||
| Q3 25 | 13.3% | 59.5% | ||
| Q2 25 | 14.3% | 60.5% | ||
| Q1 25 | -4.4% | 63.0% | ||
| Q4 24 | -14.9% | 62.8% | ||
| Q3 24 | 8.9% | 64.5% | ||
| Q2 24 | 12.5% | 64.8% | ||
| Q1 24 | -1.9% | 65.2% |
净利率SWIMWABC
| Q4 25 | -7.0% | 43.9% | ||
| Q3 25 | 5.0% | 44.3% | ||
| Q2 25 | 9.3% | 45.0% | ||
| Q1 25 | -5.4% | 46.7% | ||
| Q4 24 | -33.4% | 45.6% | ||
| Q3 24 | 3.9% | 47.3% | ||
| Q2 24 | 8.3% | 47.8% | ||
| Q1 24 | -7.1% | 48.0% |
每股收益（稀释后）SWIMWABC
| Q4 25 | $-0.06 | $1.12 | ||
| Q3 25 | $0.07 | $1.12 | ||
| Q2 25 | $0.13 | $1.12 | ||
| Q1 25 | $-0.05 | $1.16 | ||
| Q4 24 | $-0.24 | $1.19 | ||
| Q3 24 | $0.05 | $1.31 | ||
| Q2 24 | $0.11 | $1.33 | ||
| Q1 24 | $-0.07 | $1.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $279.8M | — |
| 股东权益账面价值 | $405.9M | $933.5M |
| 总资产 | $823.2M | $6.0B |
| 负债/权益比越低杠杆越低 | 0.69× | — |
8季度趋势，按日历期对齐
总债务SWIMWABC
| Q4 25 | $279.8M | — | ||
| Q3 25 | $281.1M | — | ||
| Q2 25 | $281.5M | — | ||
| Q1 25 | $306.9M | — | ||
| Q4 24 | $281.5M | — | ||
| Q3 24 | $282.8M | — | ||
| Q2 24 | $282.4M | — | ||
| Q1 24 | $282.8M | — |
股东权益SWIMWABC
| Q4 25 | $405.9M | $933.5M | ||
| Q3 25 | $408.4M | $931.6M | ||
| Q2 25 | $398.4M | $921.8M | ||
| Q1 25 | $381.1M | $923.1M | ||
| Q4 24 | $387.2M | $890.0M | ||
| Q3 24 | $416.6M | $909.0M | ||
| Q2 24 | $408.1M | $815.6M | ||
| Q1 24 | $391.8M | $791.7M |
总资产SWIMWABC
| Q4 25 | $823.2M | $6.0B | ||
| Q3 25 | $844.4M | $5.9B | ||
| Q2 25 | $822.1M | $5.8B | ||
| Q1 25 | $824.6M | $6.0B | ||
| Q4 24 | $794.2M | $6.1B | ||
| Q3 24 | $853.4M | $6.2B | ||
| Q2 24 | $830.0M | $6.3B | ||
| Q1 24 | $808.6M | $6.5B |
负债/权益比SWIMWABC
| Q4 25 | 0.69× | — | ||
| Q3 25 | 0.69× | — | ||
| Q2 25 | 0.71× | — | ||
| Q1 25 | 0.81× | — | ||
| Q4 24 | 0.73× | — | ||
| Q3 24 | 0.68× | — | ||
| Q2 24 | 0.69× | — | ||
| Q1 24 | 0.72× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $23.3M | $121.9M |
| 自由现金流经营现金流 - 资本支出 | $14.1M | $119.7M |
| 自由现金流率自由现金流/营收 | 14.1% | 189.0% |
| 资本支出强度资本支出/营收 | 9.2% | 3.5% |
| 现金转化率经营现金流/净利润 | — | 4.38× |
| 过去12个月自由现金流最近4个季度 | $38.0M | $213.4M |
8季度趋势，按日历期对齐
经营现金流SWIMWABC
| Q4 25 | $23.3M | $121.9M | ||
| Q3 25 | $51.0M | $29.4M | ||
| Q2 25 | $36.0M | $23.5M | ||
| Q1 25 | $-46.9M | $42.4M | ||
| Q4 24 | $6.2M | $141.6M | ||
| Q3 24 | $37.2M | $40.6M | ||
| Q2 24 | $52.4M | $19.0M | ||
| Q1 24 | $-34.5M | $52.2M |
自由现金流SWIMWABC
| Q4 25 | $14.1M | $119.7M | ||
| Q3 25 | $45.2M | $28.7M | ||
| Q2 25 | $29.1M | $22.8M | ||
| Q1 25 | $-50.3M | $42.2M | ||
| Q4 24 | $-98.0K | $139.8M | ||
| Q3 24 | $33.2M | $40.1M | ||
| Q2 24 | $47.9M | $18.6M | ||
| Q1 24 | $-39.9M | $52.1M |
自由现金流率SWIMWABC
| Q4 25 | 14.1% | 189.0% | ||
| Q3 25 | 27.9% | 45.1% | ||
| Q2 25 | 16.8% | 35.3% | ||
| Q1 25 | -45.2% | 63.5% | ||
| Q4 24 | -0.1% | 201.0% | ||
| Q3 24 | 22.1% | 54.1% | ||
| Q2 24 | 29.9% | 25.0% | ||
| Q1 24 | -36.0% | 68.7% |
资本支出强度SWIMWABC
| Q4 25 | 9.2% | 3.5% | ||
| Q3 25 | 3.6% | 1.1% | ||
| Q2 25 | 4.0% | 1.1% | ||
| Q1 25 | 3.1% | 0.3% | ||
| Q4 24 | 7.2% | 2.5% | ||
| Q3 24 | 2.7% | 0.7% | ||
| Q2 24 | 2.8% | 0.6% | ||
| Q1 24 | 4.8% | 0.2% |
现金转化率SWIMWABC
| Q4 25 | — | 4.38× | ||
| Q3 25 | 6.29× | 1.04× | ||
| Q2 25 | 2.25× | 0.81× | ||
| Q1 25 | — | 1.37× | ||
| Q4 24 | — | 4.47× | ||
| Q3 24 | 6.32× | 1.16× | ||
| Q2 24 | 3.95× | 0.54× | ||
| Q1 24 | — | 1.43× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
SWIM
| In Ground Swimming Pools | $50.2M | 50% |
| Covers | $37.0M | 37% |
| Liners | $12.7M | 13% |
WABC
暂无分部数据
