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史丹利百得（SWK）与Synchrony Financial（SYF）财务数据对比。点击上方公司名可切换其他公司
Synchrony Financial的季度营收约是史丹利百得的1.2倍（$4.8B vs $3.8B），Synchrony Financial净利率更高（15.8% vs 1.5%，领先14.2%），Synchrony Financial同比增速更快（3.7% vs 2.7%），过去两年Synchrony Financial的营收复合增速更高（4.0% vs -0.3%）
史丹利百得是美国知名的工业工具、家用五金产品制造商，同时提供安防类产品，前身为史丹利工具有限公司，由史丹利与百得于2010年3月12日合并而来，总部位于康涅狄格州大哈特福德地区的新不列颠市。
Synchrony Financial是总部位于美国康涅狄格州斯坦福德的消费金融服务企业，通过旗下全资网络银行子公司Synchrony Bank开展业务，面向各行业商户及个人消费者提供消费信贷、优惠融资、忠诚度计划、分期贷款等多元金融产品服务。
SWK vs SYF — 直观对比
营收规模更大
SYF
是对方的1.2倍
$3.8B
营收增速更快
SYF
高出1.0%
2.7%
净利率更高
SYF
高出14.2%
1.5%
两年增速更快
SYF
近两年复合增速
-0.3%
损益表 — Q1 FY2027 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $3.8B | $4.8B |
| 净利润 | $59.6M | $751.0M |
| 毛利率 | 30.1% | — |
| 营业利润率 | 4.2% | 20.0% |
| 净利率 | 1.5% | 15.8% |
| 营收同比 | 2.7% | 3.7% |
| 净利润同比 | -34.1% | -3.0% |
| 每股收益（稀释后） | $0.39 | $2.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收SWKSYF
| Q1 26 | $3.8B | — | ||
| Q4 25 | — | $4.8B | ||
| Q3 25 | $3.8B | $4.7B | ||
| Q2 25 | $3.9B | $4.5B | ||
| Q1 25 | $3.7B | $4.5B | ||
| Q4 24 | $3.7B | $4.6B | ||
| Q3 24 | $3.8B | $4.6B | ||
| Q2 24 | $4.0B | $4.4B |
净利润SWKSYF
| Q1 26 | $59.6M | — | ||
| Q4 25 | — | $751.0M | ||
| Q3 25 | $51.4M | $1.1B | ||
| Q2 25 | $101.9M | $967.0M | ||
| Q1 25 | $90.4M | $757.0M | ||
| Q4 24 | $194.9M | $774.0M | ||
| Q3 24 | $91.1M | $789.0M | ||
| Q2 24 | $-11.2M | $643.0M |
毛利率SWKSYF
| Q1 26 | 30.1% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 31.4% | — | ||
| Q2 25 | 27.0% | — | ||
| Q1 25 | 29.9% | — | ||
| Q4 24 | 30.8% | — | ||
| Q3 24 | 29.9% | — | ||
| Q2 24 | 28.4% | — |
营业利润率SWKSYF
| Q1 26 | 4.2% | — | ||
| Q4 25 | — | 20.0% | ||
| Q3 25 | — | 30.3% | ||
| Q2 25 | — | 27.8% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | 3.4% | 21.2% | ||
| Q3 24 | 10.6% | 22.3% | ||
| Q2 24 | 9.5% | 19.2% |
净利率SWKSYF
| Q1 26 | 1.5% | — | ||
| Q4 25 | — | 15.8% | ||
| Q3 25 | 1.4% | 22.8% | ||
| Q2 25 | 2.6% | 21.4% | ||
| Q1 25 | 2.4% | 17.0% | ||
| Q4 24 | 5.2% | 16.9% | ||
| Q3 24 | 2.4% | 17.1% | ||
| Q2 24 | -0.3% | 14.6% |
每股收益（稀释后）SWKSYF
| Q1 26 | $0.39 | — | ||
| Q4 25 | — | $2.03 | ||
| Q3 25 | $0.34 | $2.86 | ||
| Q2 25 | $0.67 | $2.50 | ||
| Q1 25 | $0.60 | $1.89 | ||
| Q4 24 | $1.29 | $1.92 | ||
| Q3 24 | $0.60 | $1.94 | ||
| Q2 24 | $-0.07 | $1.55 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $333.7M | $15.0B |
| 总债务越低越好 | $6.4B | $15.2B |
| 股东权益账面价值 | — | $16.8B |
| 总资产 | $21.6B | $119.1B |
| 负债/权益比越低杠杆越低 | — | 0.91× |
8季度趋势，按日历期对齐
现金及短期投资SWKSYF
| Q1 26 | $333.7M | — | ||
| Q4 25 | — | $15.0B | ||
| Q3 25 | $268.3M | $16.2B | ||
| Q2 25 | $311.8M | $19.5B | ||
| Q1 25 | $344.8M | $21.6B | ||
| Q4 24 | $290.5M | $14.7B | ||
| Q3 24 | $298.7M | $17.9B | ||
| Q2 24 | $318.5M | $18.6B |
总债务SWKSYF
| Q1 26 | $6.4B | — | ||
| Q4 25 | — | $15.2B | ||
| Q3 25 | $5.3B | $14.4B | ||
| Q2 25 | $5.6B | $16.0B | ||
| Q1 25 | $5.6B | $17.0B | ||
| Q4 24 | $6.1B | $15.5B | ||
| Q3 24 | $6.1B | $15.6B | ||
| Q2 24 | $6.1B | $15.6B |
股东权益SWKSYF
| Q1 26 | — | — | ||
| Q4 25 | — | $16.8B | ||
| Q3 25 | $9.0B | $17.1B | ||
| Q2 25 | $9.1B | $17.0B | ||
| Q1 25 | $8.8B | $16.6B | ||
| Q4 24 | $8.7B | $16.6B | ||
| Q3 24 | $8.9B | $16.0B | ||
| Q2 24 | $8.7B | $15.5B |
总资产SWKSYF
| Q1 26 | $21.6B | — | ||
| Q4 25 | — | $119.1B | ||
| Q3 25 | $21.8B | $117.0B | ||
| Q2 25 | $22.5B | $120.5B | ||
| Q1 25 | $22.5B | $122.0B | ||
| Q4 24 | $21.8B | $119.5B | ||
| Q3 24 | $22.5B | $119.2B | ||
| Q2 24 | $22.5B | $120.5B |
负债/权益比SWKSYF
| Q1 26 | — | — | ||
| Q4 25 | — | 0.91× | ||
| Q3 25 | 0.59× | 0.85× | ||
| Q2 25 | 0.62× | 0.94× | ||
| Q1 25 | 0.63× | 1.03× | ||
| Q4 24 | 0.70× | 0.93× | ||
| Q3 24 | 0.69× | 0.98× | ||
| Q2 24 | 0.70× | 1.01× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-388.8M | $2.5B |
| 自由现金流经营现金流 - 资本支出 | $-447.3M | — |
| 自由现金流率自由现金流/营收 | -11.6% | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | -6.52× | 3.27× |
| 过去12个月自由现金流最近4个季度 | $-642.3M | — |
8季度趋势，按日历期对齐
经营现金流SWKSYF
| Q1 26 | $-388.8M | — | ||
| Q4 25 | — | $2.5B | ||
| Q3 25 | $221.2M | $2.6B | ||
| Q2 25 | $214.3M | $2.6B | ||
| Q1 25 | $-420.0M | $2.2B | ||
| Q4 24 | $679.1M | $2.4B | ||
| Q3 24 | $285.8M | $2.8B | ||
| Q2 24 | $573.0M | $2.5B |
自由现金流SWKSYF
| Q1 26 | $-447.3M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $155.3M | — | ||
| Q2 25 | $134.7M | — | ||
| Q1 25 | $-485.0M | — | ||
| Q4 24 | $564.6M | — | ||
| Q3 24 | $199.3M | — | ||
| Q2 24 | $485.8M | — |
自由现金流率SWKSYF
| Q1 26 | -11.6% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 4.1% | — | ||
| Q2 25 | 3.4% | — | ||
| Q1 25 | -13.0% | — | ||
| Q4 24 | 15.2% | — | ||
| Q3 24 | 5.3% | — | ||
| Q2 24 | 12.1% | — |
资本支出强度SWKSYF
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.8% | — | ||
| Q2 25 | 2.0% | — | ||
| Q1 25 | 1.7% | — | ||
| Q4 24 | 3.1% | — | ||
| Q3 24 | 2.3% | — | ||
| Q2 24 | 2.2% | — |
现金转化率SWKSYF
| Q1 26 | -6.52× | — | ||
| Q4 25 | — | 3.27× | ||
| Q3 25 | 4.30× | 2.45× | ||
| Q2 25 | 2.10× | 2.65× | ||
| Q1 25 | -4.65× | 2.91× | ||
| Q4 24 | 3.48× | 3.04× | ||
| Q3 24 | 3.14× | 3.50× | ||
| Q2 24 | — | 3.86× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
