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史丹利百得（SWK）与Unum Group（UNM）财务数据对比。点击上方公司名可切换其他公司
史丹利百得的季度营收约是Unum Group的1.1倍（$3.8B vs $3.4B），Unum Group净利率更高（6.9% vs 1.4%，领先5.5%），Unum Group同比增速更快（8.5% vs 0.1%），过去两年Unum Group的营收复合增速更高（1.9% vs 0.3%）
史丹利百得是美国知名的工业工具、家用五金产品制造商，同时提供安防类产品，前身为史丹利工具有限公司，由史丹利与百得于2010年3月12日合并而来，总部位于康涅狄格州大哈特福德地区的新不列颠市。
Unum Group是美国财富500强保险企业，总部位于田纳西州查塔努加，前身为1848年成立的联合相互保险公司，1999年合并后曾用名UnumProvident至2007年。集团现设四大业务板块，覆盖美、英、波兰市场，旗下承保主体包括保罗里维尔人寿保险、普罗维登斯人伤意外险公司等。
SWK vs UNM — 直观对比
营收规模更大
SWK
是对方的1.1倍
$3.4B
营收增速更快
UNM
高出8.4%
0.1%
净利率更高
UNM
高出5.5%
1.4%
两年增速更快
UNM
近两年复合增速
0.3%
损益表 — Q3 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $3.8B | $3.4B |
| 净利润 | $51.4M | $232.0M |
| 毛利率 | 31.4% | — |
| 营业利润率 | — | — |
| 净利率 | 1.4% | 6.9% |
| 营收同比 | 0.1% | 8.5% |
| 净利润同比 | -43.6% | 22.7% |
| 每股收益（稀释后） | $0.34 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收SWKUNM
| Q1 26 | — | $3.4B | ||
| Q4 25 | — | $3.2B | ||
| Q3 25 | $3.8B | $3.4B | ||
| Q2 25 | $3.9B | $3.4B | ||
| Q1 25 | $3.7B | $3.1B | ||
| Q4 24 | $3.7B | $3.2B | ||
| Q3 24 | $3.8B | $3.2B | ||
| Q2 24 | $4.0B | $3.2B |
净利润SWKUNM
| Q1 26 | — | $232.0M | ||
| Q4 25 | — | $174.1M | ||
| Q3 25 | $51.4M | $39.7M | ||
| Q2 25 | $101.9M | $335.6M | ||
| Q1 25 | $90.4M | $189.1M | ||
| Q4 24 | $194.9M | $348.7M | ||
| Q3 24 | $91.1M | $645.7M | ||
| Q2 24 | $-11.2M | $389.5M |
毛利率SWKUNM
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 31.4% | — | ||
| Q2 25 | 27.0% | — | ||
| Q1 25 | 29.9% | — | ||
| Q4 24 | 30.8% | — | ||
| Q3 24 | 29.9% | — | ||
| Q2 24 | 28.4% | — |
营业利润率SWKUNM
| Q1 26 | — | — | ||
| Q4 25 | — | 6.7% | ||
| Q3 25 | — | 1.6% | ||
| Q2 25 | — | 12.4% | ||
| Q1 25 | — | 7.9% | ||
| Q4 24 | 3.4% | 13.8% | ||
| Q3 24 | 10.6% | 15.6% | ||
| Q2 24 | 9.5% | 15.3% |
净利率SWKUNM
| Q1 26 | — | 6.9% | ||
| Q4 25 | — | 5.4% | ||
| Q3 25 | 1.4% | 1.2% | ||
| Q2 25 | 2.6% | 10.0% | ||
| Q1 25 | 2.4% | 6.1% | ||
| Q4 24 | 5.2% | 10.8% | ||
| Q3 24 | 2.4% | 20.1% | ||
| Q2 24 | -0.3% | 12.0% |
每股收益（稀释后）SWKUNM
| Q1 26 | — | — | ||
| Q4 25 | — | $1.06 | ||
| Q3 25 | $0.34 | $0.23 | ||
| Q2 25 | $0.67 | $1.92 | ||
| Q1 25 | $0.60 | $1.06 | ||
| Q4 24 | $1.29 | $1.91 | ||
| Q3 24 | $0.60 | $3.46 | ||
| Q2 24 | $-0.07 | $2.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $268.3M | $2.1M |
| 总债务越低越好 | $5.3B | $3.8M |
| 股东权益账面价值 | $9.0B | $10.9M |
| 总资产 | $21.8B | $62.7M |
| 负债/权益比越低杠杆越低 | 0.59× | 0.35× |
8季度趋势，按日历期对齐
现金及短期投资SWKUNM
| Q1 26 | — | $2.1M | ||
| Q4 25 | — | — | ||
| Q3 25 | $268.3M | — | ||
| Q2 25 | $311.8M | — | ||
| Q1 25 | $344.8M | — | ||
| Q4 24 | $290.5M | — | ||
| Q3 24 | $298.7M | — | ||
| Q2 24 | $318.5M | — |
总债务SWKUNM
| Q1 26 | — | $3.8M | ||
| Q4 25 | — | $3.8B | ||
| Q3 25 | $5.3B | $3.5B | ||
| Q2 25 | $5.6B | $3.5B | ||
| Q1 25 | $5.6B | $3.5B | ||
| Q4 24 | $6.1B | $3.5B | ||
| Q3 24 | $6.1B | $3.5B | ||
| Q2 24 | $6.1B | $3.5B |
股东权益SWKUNM
| Q1 26 | — | $10.9M | ||
| Q4 25 | — | $11.1B | ||
| Q3 25 | $9.0B | $10.9B | ||
| Q2 25 | $9.1B | $11.3B | ||
| Q1 25 | $8.8B | $11.2B | ||
| Q4 24 | $8.7B | $11.0B | ||
| Q3 24 | $8.9B | $11.0B | ||
| Q2 24 | $8.7B | $10.5B |
总资产SWKUNM
| Q1 26 | — | $62.7M | ||
| Q4 25 | — | $63.5B | ||
| Q3 25 | $21.8B | $63.7B | ||
| Q2 25 | $22.5B | $62.8B | ||
| Q1 25 | $22.5B | $62.5B | ||
| Q4 24 | $21.8B | $62.0B | ||
| Q3 24 | $22.5B | $64.1B | ||
| Q2 24 | $22.5B | $62.0B |
负债/权益比SWKUNM
| Q1 26 | — | 0.35× | ||
| Q4 25 | — | 0.34× | ||
| Q3 25 | 0.59× | 0.32× | ||
| Q2 25 | 0.62× | 0.31× | ||
| Q1 25 | 0.63× | 0.31× | ||
| Q4 24 | 0.70× | 0.32× | ||
| Q3 24 | 0.69× | 0.32× | ||
| Q2 24 | 0.70× | 0.33× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $221.2M | — |
| 自由现金流经营现金流 - 资本支出 | $155.3M | — |
| 自由现金流率自由现金流/营收 | 4.1% | — |
| 资本支出强度资本支出/营收 | 1.8% | — |
| 现金转化率经营现金流/净利润 | 4.30× | — |
| 过去12个月自由现金流最近4个季度 | $369.6M | — |
8季度趋势，按日历期对齐
经营现金流SWKUNM
| Q1 26 | — | — | ||
| Q4 25 | — | $357.9M | ||
| Q3 25 | $221.2M | $-371.8M | ||
| Q2 25 | $214.3M | $348.0M | ||
| Q1 25 | $-420.0M | $353.6M | ||
| Q4 24 | $679.1M | $485.8M | ||
| Q3 24 | $285.8M | $390.0M | ||
| Q2 24 | $573.0M | $339.1M |
自由现金流SWKUNM
| Q1 26 | — | — | ||
| Q4 25 | — | $320.1M | ||
| Q3 25 | $155.3M | $-402.6M | ||
| Q2 25 | $134.7M | $320.1M | ||
| Q1 25 | $-485.0M | $317.8M | ||
| Q4 24 | $564.6M | $453.8M | ||
| Q3 24 | $199.3M | $352.3M | ||
| Q2 24 | $485.8M | $311.4M |
自由现金流率SWKUNM
| Q1 26 | — | — | ||
| Q4 25 | — | 9.9% | ||
| Q3 25 | 4.1% | -11.9% | ||
| Q2 25 | 3.4% | 9.5% | ||
| Q1 25 | -13.0% | 10.3% | ||
| Q4 24 | 15.2% | 14.0% | ||
| Q3 24 | 5.3% | 11.0% | ||
| Q2 24 | 12.1% | 9.6% |
资本支出强度SWKUNM
| Q1 26 | — | — | ||
| Q4 25 | — | 1.2% | ||
| Q3 25 | 1.8% | 0.9% | ||
| Q2 25 | 2.0% | 0.8% | ||
| Q1 25 | 1.7% | 1.2% | ||
| Q4 24 | 3.1% | 1.0% | ||
| Q3 24 | 2.3% | 1.2% | ||
| Q2 24 | 2.2% | 0.9% |
现金转化率SWKUNM
| Q1 26 | — | — | ||
| Q4 25 | — | 2.06× | ||
| Q3 25 | 4.30× | -9.37× | ||
| Q2 25 | 2.10× | 1.04× | ||
| Q1 25 | -4.65× | 1.87× | ||
| Q4 24 | 3.48× | 1.39× | ||
| Q3 24 | 3.14× | 0.60× | ||
| Q2 24 | — | 0.87× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
SWK
| Tools And Outdoor Segment | $3.3B | 87% |
| Engineered Fastening Segment | $500.5M | 13% |
UNM
| Premium Income | $2.8B | 83% |
| Other | $561.2M | 17% |
