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TRANSACT TECHNOLOGIES INC（TACT）与Usio, Inc.（USIO）财务数据对比。点击上方公司名可切换其他公司
Usio, Inc.的季度营收约是TRANSACT TECHNOLOGIES INC的1.9倍（$22.2M vs $11.5M），TRANSACT TECHNOLOGIES INC同比增速更快（11.9% vs 8.2%），Usio, Inc.自由现金流更多（$1.1M vs $589.0K），过去两年TRANSACT TECHNOLOGIES INC的营收复合增速更高（3.5% vs 3.0%）
该公司相关归属主体罗珀技术公司是一家控股集团，主要投资控股科技领域的各类企业，业务覆盖多个科技细分赛道，依托旗下子公司开展多元化科技业务布局。
Usio, Inc.是总部位于美国得克萨斯州圣安东尼奥的金融科技企业，主打综合电子支付服务，业务涵盖ACH交易处理、信用卡与借记卡收单、为软件平台提供支付便利、预付卡发行，同时还经营文件打印邮寄业务。
TACT vs USIO — 直观对比
营收规模更大
USIO
是对方的1.9倍
$11.5M
营收增速更快
TACT
高出3.8%
8.2%
自由现金流更多
USIO
多$489.7K
$589.0K
两年增速更快
TACT
近两年复合增速
3.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $11.5M | $22.2M |
| 净利润 | — | $-1.5M |
| 毛利率 | 47.6% | 21.9% |
| 营业利润率 | -10.1% | -5.7% |
| 净利率 | — | -6.7% |
| 营收同比 | 11.9% | 8.2% |
| 净利润同比 | — | -337.8% |
| 每股收益（稀释后） | $-0.11 | $-0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收TACTUSIO
| Q4 25 | $11.5M | $22.2M | ||
| Q3 25 | $13.2M | $21.2M | ||
| Q2 25 | $13.8M | $20.0M | ||
| Q1 25 | $13.1M | $22.0M | ||
| Q4 24 | $10.2M | $20.6M | ||
| Q3 24 | $10.9M | $21.3M | ||
| Q2 24 | $11.6M | $20.1M | ||
| Q1 24 | $10.7M | $21.0M |
净利润TACTUSIO
| Q4 25 | — | $-1.5M | ||
| Q3 25 | $15.0K | $-415.1K | ||
| Q2 25 | $-143.0K | $-366.7K | ||
| Q1 25 | $19.0K | $-235.0K | ||
| Q4 24 | — | $628.9K | ||
| Q3 24 | $-551.0K | $2.9M | ||
| Q2 24 | $-319.0K | $75.5K | ||
| Q1 24 | $-1.0M | $-250.2K |
毛利率TACTUSIO
| Q4 25 | 47.6% | 21.9% | ||
| Q3 25 | 49.8% | 23.0% | ||
| Q2 25 | 48.2% | 25.8% | ||
| Q1 25 | 48.7% | 21.9% | ||
| Q4 24 | 44.2% | 24.6% | ||
| Q3 24 | 48.1% | 23.0% | ||
| Q2 24 | 52.7% | 23.9% | ||
| Q1 24 | 52.6% | 23.1% |
营业利润率TACTUSIO
| Q4 25 | -10.1% | -5.7% | ||
| Q3 25 | 0.1% | -2.2% | ||
| Q2 25 | -1.9% | -2.0% | ||
| Q1 25 | -0.1% | -1.1% | ||
| Q4 24 | -10.3% | -2.9% | ||
| Q3 24 | -7.7% | -1.8% | ||
| Q2 24 | -3.8% | -1.0% | ||
| Q1 24 | -12.2% | -1.3% |
净利率TACTUSIO
| Q4 25 | — | -6.7% | ||
| Q3 25 | 0.1% | -2.0% | ||
| Q2 25 | -1.0% | -1.8% | ||
| Q1 25 | 0.1% | -1.1% | ||
| Q4 24 | — | 3.1% | ||
| Q3 24 | -5.1% | 13.4% | ||
| Q2 24 | -2.8% | 0.4% | ||
| Q1 24 | -9.7% | -1.2% |
每股收益（稀释后）TACTUSIO
| Q4 25 | $-0.11 | $-0.05 | ||
| Q3 25 | $0.00 | $-0.02 | ||
| Q2 25 | $-0.01 | $-0.01 | ||
| Q1 25 | $0.00 | $-0.01 | ||
| Q4 24 | $-0.80 | $0.03 | ||
| Q3 24 | $-0.06 | $0.10 | ||
| Q2 24 | $-0.03 | $0.00 | ||
| Q1 24 | $-0.10 | $-0.01 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $20.4M | $7.4M |
| 总债务越低越好 | — | $1.4M |
| 股东权益账面价值 | $31.1M | $17.9M |
| 总资产 | $44.8M | $134.9M |
| 负债/权益比越低杠杆越低 | — | 0.08× |
8季度趋势，按日历期对齐
现金及短期投资TACTUSIO
| Q4 25 | $20.4M | $7.4M | ||
| Q3 25 | $20.0M | $7.7M | ||
| Q2 25 | $17.7M | $8.1M | ||
| Q1 25 | $14.2M | $8.7M | ||
| Q4 24 | $14.4M | $8.1M | ||
| Q3 24 | $11.3M | $8.4M | ||
| Q2 24 | $11.1M | $7.2M | ||
| Q1 24 | $10.6M | $7.1M |
总债务TACTUSIO
| Q4 25 | — | $1.4M | ||
| Q3 25 | — | $836.7K | ||
| Q2 25 | — | $647.1K | ||
| Q1 25 | — | $683.3K | ||
| Q4 24 | — | $719.4K | ||
| Q3 24 | — | $562.9K | ||
| Q2 24 | — | $597.2K | ||
| Q1 24 | — | $630.9K |
股东权益TACTUSIO
| Q4 25 | $31.1M | $17.9M | ||
| Q3 25 | $31.8M | $18.7M | ||
| Q2 25 | $31.3M | $18.7M | ||
| Q1 25 | $30.9M | $19.0M | ||
| Q4 24 | $30.6M | $19.2M | ||
| Q3 24 | $38.4M | $18.9M | ||
| Q2 24 | $38.5M | $15.7M | ||
| Q1 24 | $38.6M | $15.3M |
总资产TACTUSIO
| Q4 25 | $44.8M | $134.9M | ||
| Q3 25 | $45.0M | $99.4M | ||
| Q2 25 | $44.5M | $108.4M | ||
| Q1 25 | $44.2M | $109.6M | ||
| Q4 24 | $44.0M | $107.2M | ||
| Q3 24 | $50.5M | $114.6M | ||
| Q2 24 | $50.4M | $108.8M | ||
| Q1 24 | $51.9M | $99.1M |
负债/权益比TACTUSIO
| Q4 25 | — | 0.08× | ||
| Q3 25 | — | 0.04× | ||
| Q2 25 | — | 0.03× | ||
| Q1 25 | — | 0.04× | ||
| Q4 24 | — | 0.04× | ||
| Q3 24 | — | 0.03× | ||
| Q2 24 | — | 0.04× | ||
| Q1 24 | — | 0.04× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $609.0K | $1.5M |
| 自由现金流经营现金流 - 资本支出 | $589.0K | $1.1M |
| 自由现金流率自由现金流/营收 | 5.1% | 4.8% |
| 资本支出强度资本支出/营收 | 0.2% | 2.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $7.6M | $1.7M |
8季度趋势，按日历期对齐
经营现金流TACTUSIO
| Q4 25 | $609.0K | $1.5M | ||
| Q3 25 | $3.6M | $303.8K | ||
| Q2 25 | $3.6M | $-263.9K | ||
| Q1 25 | $-161.0K | $1.4M | ||
| Q4 24 | $2.4M | $2.9M | ||
| Q3 24 | $327.0K | $1.4M | ||
| Q2 24 | $636.0K | $369.1K | ||
| Q1 24 | $-1.5M | $88.7K |
自由现金流TACTUSIO
| Q4 25 | $589.0K | $1.1M | ||
| Q3 25 | $3.6M | $85.2K | ||
| Q2 25 | $3.6M | $-503.2K | ||
| Q1 25 | $-171.0K | $1.1M | ||
| Q4 24 | $2.4M | $2.7M | ||
| Q3 24 | $259.0K | $1.4M | ||
| Q2 24 | $499.0K | $246.3K | ||
| Q1 24 | $-1.6M | $-88.1K |
自由现金流率TACTUSIO
| Q4 25 | 5.1% | 4.8% | ||
| Q3 25 | 27.1% | 0.4% | ||
| Q2 25 | 25.9% | -2.5% | ||
| Q1 25 | -1.3% | 4.8% | ||
| Q4 24 | 23.2% | 13.1% | ||
| Q3 24 | 2.4% | 6.4% | ||
| Q2 24 | 4.3% | 1.2% | ||
| Q1 24 | -14.9% | -0.4% |
资本支出强度TACTUSIO
| Q4 25 | 0.2% | 2.0% | ||
| Q3 25 | 0.5% | 1.0% | ||
| Q2 25 | 0.1% | 1.2% | ||
| Q1 25 | 0.1% | 1.4% | ||
| Q4 24 | 0.1% | 1.0% | ||
| Q3 24 | 0.6% | 0.3% | ||
| Q2 24 | 1.2% | 0.6% | ||
| Q1 24 | 1.0% | 0.8% |
现金转化率TACTUSIO
| Q4 25 | — | — | ||
| Q3 25 | 242.00× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | -8.47× | — | ||
| Q4 24 | — | 4.61× | ||
| Q3 24 | — | 0.50× | ||
| Q2 24 | — | 4.89× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
TACT
暂无分部数据
USIO
| Credit Card Revenue | $7.7M | 35% |
| ACH And Complementary Service Revenue | $6.1M | 28% |
| Output Solutions | $5.4M | 24% |
| Prepaid Card Services Revenue | $2.6M | 12% |
