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Talkspace, Inc.（TALK）与UNITY BANCORP INC（UNTY）财务数据对比。点击上方公司名可切换其他公司
Talkspace, Inc.的季度营收约是UNITY BANCORP INC的1.8倍（$63.0M vs $35.3M），UNITY BANCORP INC净利率更高（43.9% vs 7.6%，领先36.3%），Talkspace, Inc.同比增速更快（29.3% vs 24.2%），过去两年Talkspace, Inc.的营收复合增速更高（17.8% vs 17.5%）
Talkspace, Inc.是一家提供线上与移动端心理咨询服务的美国企业，由奥伦·弗兰克与罗尼·弗兰克创立于2012年，总部位于纽约。公司依托网页与移动端平台，帮助用户对接具备执业资质的心理咨询师与精神科医师，支持文字、音频、视频消息沟通，部分场景还可提供实时视频咨询服务。
Unity Bancorp Inc是总部位于美国新泽西州的金融控股公司，旗下运营Unity Bank，面向新泽西州及宾夕法尼亚州东部的本地社区，提供商业贷款、存款账户、抵押贷款、个人银行等全系列商业及零售银行服务，核心服务客群为中小企业和个人消费者。
TALK vs UNTY — 直观对比
营收规模更大
TALK
是对方的1.8倍
$35.3M
营收增速更快
TALK
高出5.2%
24.2%
净利率更高
UNTY
高出36.3%
7.6%
两年增速更快
TALK
近两年复合增速
17.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $63.0M | $35.3M |
| 净利润 | $4.8M | $15.5M |
| 毛利率 | — | — |
| 营业利润率 | 6.1% | 55.8% |
| 净利率 | 7.6% | 43.9% |
| 营收同比 | 29.3% | 24.2% |
| 净利润同比 | 292.5% | 34.5% |
| 每股收益（稀释后） | — | $1.52 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收TALKUNTY
| Q4 25 | $63.0M | $35.3M | ||
| Q3 25 | $59.4M | $32.8M | ||
| Q2 25 | $54.3M | $34.4M | ||
| Q1 25 | $52.2M | $29.4M | ||
| Q4 24 | $48.7M | $28.4M | ||
| Q3 24 | $47.4M | $27.7M | ||
| Q2 24 | $46.1M | $25.5M | ||
| Q1 24 | $45.4M | $25.6M |
净利润TALKUNTY
| Q4 25 | $4.8M | $15.5M | ||
| Q3 25 | $3.3M | $14.4M | ||
| Q2 25 | $-541.0K | $16.5M | ||
| Q1 25 | $318.0K | $11.6M | ||
| Q4 24 | $1.2M | $11.5M | ||
| Q3 24 | $1.9M | $10.9M | ||
| Q2 24 | $-474.0K | $9.5M | ||
| Q1 24 | $-1.5M | $9.6M |
毛利率TALKUNTY
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 44.6% | — | ||
| Q4 24 | 44.2% | — | ||
| Q3 24 | 45.6% | — | ||
| Q2 24 | 45.5% | — | ||
| Q1 24 | 47.8% | — |
营业利润率TALKUNTY
| Q4 25 | 6.1% | 55.8% | ||
| Q3 25 | 3.7% | 57.5% | ||
| Q2 25 | -3.3% | 62.6% | ||
| Q1 25 | -2.1% | 52.6% | ||
| Q4 24 | 1.2% | 51.0% | ||
| Q3 24 | 0.2% | 52.7% | ||
| Q2 24 | -7.6% | 49.3% | ||
| Q1 24 | -3.7% | 50.0% |
净利率TALKUNTY
| Q4 25 | 7.6% | 43.9% | ||
| Q3 25 | 5.5% | 43.8% | ||
| Q2 25 | -1.0% | 48.0% | ||
| Q1 25 | 0.6% | 39.5% | ||
| Q4 24 | 2.5% | 40.5% | ||
| Q3 24 | 4.0% | 39.4% | ||
| Q2 24 | -1.0% | 37.1% | ||
| Q1 24 | -3.2% | 37.5% |
每股收益（稀释后）TALKUNTY
| Q4 25 | — | $1.52 | ||
| Q3 25 | $0.02 | $1.41 | ||
| Q2 25 | — | $1.61 | ||
| Q1 25 | $0.00 | $1.13 | ||
| Q4 24 | $0.01 | $1.13 | ||
| Q3 24 | $0.01 | $1.07 | ||
| Q2 24 | $0.00 | $0.92 | ||
| Q1 24 | $-0.01 | $0.94 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $37.4M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $117.0M | $345.6M |
| 总资产 | $134.9M | $3.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资TALKUNTY
| Q4 25 | $37.4M | — | ||
| Q3 25 | $39.5M | — | ||
| Q2 25 | $54.3M | — | ||
| Q1 25 | $60.1M | — | ||
| Q4 24 | $76.7M | — | ||
| Q3 24 | $119.0M | — | ||
| Q2 24 | $114.9M | — | ||
| Q1 24 | $120.3M | — |
总债务TALKUNTY
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $230.8M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益TALKUNTY
| Q4 25 | $117.0M | $345.6M | ||
| Q3 25 | $109.1M | $334.0M | ||
| Q2 25 | $112.9M | $319.8M | ||
| Q1 25 | $113.4M | $306.1M | ||
| Q4 24 | $117.4M | $295.6M | ||
| Q3 24 | $117.6M | $284.3M | ||
| Q2 24 | $114.0M | $273.4M | ||
| Q1 24 | $119.6M | $266.8M |
总资产TALKUNTY
| Q4 25 | $134.9M | $3.0B | ||
| Q3 25 | $129.1M | $2.9B | ||
| Q2 25 | $132.8M | $2.9B | ||
| Q1 25 | $134.2M | $2.8B | ||
| Q4 24 | $138.7M | $2.7B | ||
| Q3 24 | $138.2M | $2.6B | ||
| Q2 24 | $133.8M | $2.6B | ||
| Q1 24 | $138.3M | $2.6B |
负债/权益比TALKUNTY
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.78× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $5.4M | $44.9M |
| 自由现金流经营现金流 - 资本支出 | — | $44.3M |
| 自由现金流率自由现金流/营收 | — | 125.7% |
| 资本支出强度资本支出/营收 | — | 1.6% |
| 现金转化率经营现金流/净利润 | 1.13× | 2.90× |
| 过去12个月自由现金流最近4个季度 | — | $81.7M |
8季度趋势，按日历期对齐
经营现金流TALKUNTY
| Q4 25 | $5.4M | $44.9M | ||
| Q3 25 | $4.7M | $45.5M | ||
| Q2 25 | $-351.0K | $-25.3M | ||
| Q1 25 | $-1.2M | $17.9M | ||
| Q4 24 | $3.7M | $48.0M | ||
| Q3 24 | $6.2M | $17.7M | ||
| Q2 24 | $4.8M | $-8.4M | ||
| Q1 24 | $-3.4M | $15.8M |
自由现金流TALKUNTY
| Q4 25 | — | $44.3M | ||
| Q3 25 | — | $45.3M | ||
| Q2 25 | — | $-25.5M | ||
| Q1 25 | — | $17.6M | ||
| Q4 24 | — | $47.3M | ||
| Q3 24 | — | $17.5M | ||
| Q2 24 | $4.5M | $-8.6M | ||
| Q1 24 | $-3.8M | $15.7M |
自由现金流率TALKUNTY
| Q4 25 | — | 125.7% | ||
| Q3 25 | — | 138.1% | ||
| Q2 25 | — | -74.2% | ||
| Q1 25 | — | 59.9% | ||
| Q4 24 | — | 166.5% | ||
| Q3 24 | — | 63.3% | ||
| Q2 24 | 9.7% | -33.7% | ||
| Q1 24 | -8.3% | 61.4% |
资本支出强度TALKUNTY
| Q4 25 | — | 1.6% | ||
| Q3 25 | — | 0.7% | ||
| Q2 25 | — | 0.5% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 2.4% | ||
| Q3 24 | — | 0.5% | ||
| Q2 24 | 0.7% | 0.5% | ||
| Q1 24 | 0.8% | 0.3% |
现金转化率TALKUNTY
| Q4 25 | 1.13× | 2.90× | ||
| Q3 25 | 1.46× | 3.16× | ||
| Q2 25 | — | -1.54× | ||
| Q1 25 | -3.90× | 1.54× | ||
| Q4 24 | 3.02× | 4.17× | ||
| Q3 24 | 3.31× | 1.62× | ||
| Q2 24 | — | -0.89× | ||
| Q1 24 | — | 1.64× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
TALK
| Payor Revenue | $47.7M | 76% |
| Dte Revenue | $11.6M | 18% |
| Consumer | $3.7M | 6% |
UNTY
暂无分部数据
