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TEXAS CAPITAL BANCSHARES INC（TCBI）与世纪互联（VNET）财务数据对比。点击上方公司名可切换其他公司
世纪互联的季度营收约是TEXAS CAPITAL BANCSHARES INC的1.1倍（$362.7M vs $324.0M），TEXAS CAPITAL BANCSHARES INC净利率更高（22.8% vs -10.7%，领先33.4%），过去两年世纪互联的营收复合增速更高（17.4% vs 10.2%）
德克萨斯资本银行总部位于美国得克萨斯州达拉斯，是得克萨斯资本 Bancshares 旗下的银行主体，在得州所有主要城市均设有线下网点，同时运营纯线上银行品牌Bask Bank，为客户提供多元便捷的金融服务。
VNET Group即世纪互联，是中国领先的第三方中立数据中心服务商，提供机柜托管、云基础设施、混合云部署及网络管理等解决方案，服务覆盖科技、金融、零售等多领域企业客户，为企业数字化运营提供稳定的算力与网络支撑。
TCBI vs VNET — 直观对比
营收规模更大
VNET
是对方的1.1倍
$324.0M
净利率更高
TCBI
高出33.4%
-10.7%
两年增速更快
VNET
近两年复合增速
10.2%
损益表 — Q1 FY2026 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $324.0M | $362.7M |
| 净利润 | $73.8M | $-38.7M |
| 毛利率 | — | 20.9% |
| 营业利润率 | — | 0.5% |
| 净利率 | 22.8% | -10.7% |
| 营收同比 | 15.5% | — |
| 净利润同比 | 56.8% | — |
| 每股收益（稀释后） | $1.56 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收TCBIVNET
| Q1 26 | $324.0M | — | ||
| Q4 25 | $327.5M | — | ||
| Q3 25 | $340.4M | $362.7M | ||
| Q2 25 | $307.5M | — | ||
| Q1 25 | $280.5M | $309.5M | ||
| Q4 24 | $229.6M | — | ||
| Q3 24 | $125.3M | $302.2M | ||
| Q2 24 | $267.0M | $274.4M |
净利润TCBIVNET
| Q1 26 | $73.8M | — | ||
| Q4 25 | $100.7M | — | ||
| Q3 25 | $105.2M | $-38.7M | ||
| Q2 25 | $77.3M | — | ||
| Q1 25 | $47.0M | $-2.4M | ||
| Q4 24 | $71.0M | — | ||
| Q3 24 | $-61.3M | $-2.1M | ||
| Q2 24 | $41.7M | $-1.1M |
毛利率TCBIVNET
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 20.9% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 25.2% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 23.2% | ||
| Q2 24 | — | 21.3% |
营业利润率TCBIVNET
| Q1 26 | — | — | ||
| Q4 25 | 40.4% | — | ||
| Q3 25 | 40.5% | 0.5% | ||
| Q2 25 | 33.2% | — | ||
| Q1 25 | 21.6% | 0.1% | ||
| Q4 24 | 40.7% | — | ||
| Q3 24 | -63.8% | 24.5% | ||
| Q2 24 | 21.9% | 0.2% |
净利率TCBIVNET
| Q1 26 | 22.8% | — | ||
| Q4 25 | 30.7% | — | ||
| Q3 25 | 30.9% | -10.7% | ||
| Q2 25 | 25.2% | — | ||
| Q1 25 | 16.8% | -0.8% | ||
| Q4 24 | 30.9% | — | ||
| Q3 24 | -48.9% | -0.7% | ||
| Q2 24 | 15.6% | -0.4% |
每股收益（稀释后）TCBIVNET
| Q1 26 | $1.56 | — | ||
| Q4 25 | $2.11 | — | ||
| Q3 25 | $2.18 | — | ||
| Q2 25 | $1.58 | — | ||
| Q1 25 | $0.92 | — | ||
| Q4 24 | $1.43 | — | ||
| Q3 24 | $-1.41 | — | ||
| Q2 24 | $0.80 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $492.1M |
| 总债务越低越好 | $878.3M | — |
| 股东权益账面价值 | $3.6B | $890.8M |
| 总资产 | $33.5B | $6.1B |
| 负债/权益比越低杠杆越低 | 0.24× | — |
8季度趋势，按日历期对齐
现金及短期投资TCBIVNET
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $492.1M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $544.3M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $219.5M | ||
| Q2 24 | — | $247.2M |
总债务TCBIVNET
| Q1 26 | $878.3M | — | ||
| Q4 25 | $620.6M | — | ||
| Q3 25 | $620.4M | — | ||
| Q2 25 | $620.3M | — | ||
| Q1 25 | $660.5M | — | ||
| Q4 24 | $660.3M | — | ||
| Q3 24 | $660.2M | $1.2B | ||
| Q2 24 | $660.0M | — |
股东权益TCBIVNET
| Q1 26 | $3.6B | — | ||
| Q4 25 | $3.6B | — | ||
| Q3 25 | $3.6B | $890.8M | ||
| Q2 25 | $3.5B | — | ||
| Q1 25 | $3.4B | $927.8M | ||
| Q4 24 | $3.4B | — | ||
| Q3 24 | $3.4B | $902.9M | ||
| Q2 24 | $3.2B | $900.6M |
总资产TCBIVNET
| Q1 26 | $33.5B | — | ||
| Q4 25 | $31.5B | — | ||
| Q3 25 | $32.5B | $6.1B | ||
| Q2 25 | $31.9B | — | ||
| Q1 25 | $31.4B | $5.4B | ||
| Q4 24 | $30.7B | — | ||
| Q3 24 | $31.6B | $4.3B | ||
| Q2 24 | $29.9B | $4.0B |
负债/权益比TCBIVNET
| Q1 26 | 0.24× | — | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.18× | — | ||
| Q1 25 | 0.19× | — | ||
| Q4 24 | 0.20× | — | ||
| Q3 24 | 0.20× | 1.28× | ||
| Q2 24 | 0.21× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $113.8M |
| 自由现金流经营现金流 - 资本支出 | — | $-193.1M |
| 自由现金流率自由现金流/营收 | — | -53.2% |
| 资本支出强度资本支出/营收 | — | 84.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-589.7M |
8季度趋势，按日历期对齐
经营现金流TCBIVNET
| Q1 26 | — | — | ||
| Q4 25 | $360.2M | — | ||
| Q3 25 | $166.3M | $113.8M | ||
| Q2 25 | $63.0M | — | ||
| Q1 25 | $368.0K | $27.0M | ||
| Q4 24 | $480.1M | — | ||
| Q3 24 | $332.8M | $108.3M | ||
| Q2 24 | $33.3M | $55.8M |
自由现金流TCBIVNET
| Q1 26 | — | — | ||
| Q4 25 | $347.6M | — | ||
| Q3 25 | $161.3M | $-193.1M | ||
| Q2 25 | $57.5M | — | ||
| Q1 25 | $-2.0M | $-220.0M | ||
| Q4 24 | $415.2M | — | ||
| Q3 24 | $317.6M | $-95.0M | ||
| Q2 24 | $11.1M | $-81.6M |
自由现金流率TCBIVNET
| Q1 26 | — | — | ||
| Q4 25 | 106.1% | — | ||
| Q3 25 | 47.4% | -53.2% | ||
| Q2 25 | 18.7% | — | ||
| Q1 25 | -0.7% | -71.1% | ||
| Q4 24 | 180.9% | — | ||
| Q3 24 | 253.4% | -31.4% | ||
| Q2 24 | 4.1% | -29.8% |
资本支出强度TCBIVNET
| Q1 26 | — | — | ||
| Q4 25 | 3.8% | — | ||
| Q3 25 | 1.5% | 84.6% | ||
| Q2 25 | 1.8% | — | ||
| Q1 25 | 0.9% | 79.8% | ||
| Q4 24 | 28.2% | — | ||
| Q3 24 | 12.1% | 67.3% | ||
| Q2 24 | 8.3% | 50.1% |
现金转化率TCBIVNET
| Q1 26 | — | — | ||
| Q4 25 | 3.58× | — | ||
| Q3 25 | 1.58× | — | ||
| Q2 25 | 0.81× | — | ||
| Q1 25 | 0.01× | — | ||
| Q4 24 | 6.76× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 0.80× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
