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TOMPKINS FINANCIAL CORP（TMP）与WD 40 CO（WDFC）财务数据对比。点击上方公司名可切换其他公司
TOMPKINS FINANCIAL CORP的季度营收约是WD 40 CO的1.3倍（$194.8M vs $154.4M），TOMPKINS FINANCIAL CORP净利率更高（49.4% vs 11.3%，领先38.1%），TOMPKINS FINANCIAL CORP同比增速更快（152.7% vs 0.6%），TOMPKINS FINANCIAL CORP自由现金流更多（$31.9M vs $9.1M），过去两年TOMPKINS FINANCIAL CORP的营收复合增速更高（63.6% vs 5.4%）
汤普金斯金融公司是一家小型多元化金融服务企业，总部位于纽约州伊萨卡，是汤普金斯信托银行及其他多家银行、一家保险代理机构和财富管理部门的母公司。
WD-40公司是全球知名的消费及工业维护用品生产商，核心产品为同名多功能防锈润滑剂，同时布局清洁剂、除油剂、特殊润滑产品等品类，业务覆盖全球170余个国家和地区，服务零售、工业、汽车后市场等多个领域。
TMP vs WDFC — 直观对比
营收规模更大
TMP
是对方的1.3倍
$154.4M
营收增速更快
TMP
高出152.1%
0.6%
净利率更高
TMP
高出38.1%
11.3%
自由现金流更多
TMP
多$22.9M
$9.1M
两年增速更快
TMP
近两年复合增速
5.4%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $194.8M | $154.4M |
| 净利润 | $96.2M | $17.5M |
| 毛利率 | — | 56.2% |
| 营业利润率 | 71.7% | 15.1% |
| 净利率 | 49.4% | 11.3% |
| 营收同比 | 152.7% | 0.6% |
| 净利润同比 | 388.9% | -7.8% |
| 每股收益（稀释后） | $6.72 | $1.28 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收TMPWDFC
| Q4 25 | $194.8M | $154.4M | ||
| Q3 25 | $87.4M | $163.5M | ||
| Q2 25 | $82.6M | $156.9M | ||
| Q1 25 | $81.7M | $146.1M | ||
| Q4 24 | $77.1M | $153.5M | ||
| Q3 24 | $76.6M | $156.0M | ||
| Q2 24 | $72.7M | $155.0M | ||
| Q1 24 | $72.8M | $139.1M |
净利润TMPWDFC
| Q4 25 | $96.2M | $17.5M | ||
| Q3 25 | $23.7M | $21.2M | ||
| Q2 25 | $21.5M | $21.0M | ||
| Q1 25 | $19.7M | $29.9M | ||
| Q4 24 | $19.7M | $18.9M | ||
| Q3 24 | $18.6M | $16.8M | ||
| Q2 24 | $15.7M | $19.8M | ||
| Q1 24 | $16.9M | $15.5M |
毛利率TMPWDFC
| Q4 25 | — | 56.2% | ||
| Q3 25 | — | 54.7% | ||
| Q2 25 | — | 56.2% | ||
| Q1 25 | — | 54.6% | ||
| Q4 24 | — | 54.8% | ||
| Q3 24 | — | 54.1% | ||
| Q2 24 | — | 53.1% | ||
| Q1 24 | — | 52.4% |
营业利润率TMPWDFC
| Q4 25 | 71.7% | 15.1% | ||
| Q3 25 | 35.6% | 17.1% | ||
| Q2 25 | 34.2% | 17.4% | ||
| Q1 25 | 31.6% | 15.9% | ||
| Q4 24 | 33.4% | 16.4% | ||
| Q3 24 | 32.0% | 15.4% | ||
| Q2 24 | 28.3% | 17.5% | ||
| Q1 24 | 30.4% | 15.1% |
净利率TMPWDFC
| Q4 25 | 49.4% | 11.3% | ||
| Q3 25 | 27.1% | 13.0% | ||
| Q2 25 | 26.0% | 13.4% | ||
| Q1 25 | 24.1% | 20.4% | ||
| Q4 24 | 25.5% | 12.3% | ||
| Q3 24 | 24.3% | 10.8% | ||
| Q2 24 | 21.6% | 12.8% | ||
| Q1 24 | 23.2% | 11.2% |
每股收益（稀释后）TMPWDFC
| Q4 25 | $6.72 | $1.28 | ||
| Q3 25 | $1.65 | $1.57 | ||
| Q2 25 | $1.50 | $1.54 | ||
| Q1 25 | $1.37 | $2.19 | ||
| Q4 24 | $1.39 | $1.39 | ||
| Q3 24 | $1.30 | $1.23 | ||
| Q2 24 | $1.10 | $1.46 | ||
| Q1 24 | $1.18 | $1.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $132.8M | $48.6M |
| 总债务越低越好 | — | $85.7M |
| 股东权益账面价值 | $938.4M | $264.1M |
| 总资产 | $8.7B | $459.7M |
| 负债/权益比越低杠杆越低 | — | 0.32× |
8季度趋势，按日历期对齐
现金及短期投资TMPWDFC
| Q4 25 | $132.8M | $48.6M | ||
| Q3 25 | $193.5M | $58.1M | ||
| Q2 25 | $212.6M | $51.7M | ||
| Q1 25 | $193.1M | $53.0M | ||
| Q4 24 | $134.4M | $54.9M | ||
| Q3 24 | $132.3M | $46.7M | ||
| Q2 24 | $70.9M | $45.3M | ||
| Q1 24 | $57.1M | $55.4M |
总债务TMPWDFC
| Q4 25 | — | $85.7M | ||
| Q3 25 | — | $86.2M | ||
| Q2 25 | — | $85.6M | ||
| Q1 25 | — | $84.4M | ||
| Q4 24 | — | $84.6M | ||
| Q3 24 | — | $86.0M | ||
| Q2 24 | — | $85.5M | ||
| Q1 24 | — | $85.9M |
股东权益TMPWDFC
| Q4 25 | $938.4M | $264.1M | ||
| Q3 25 | $788.8M | $268.2M | ||
| Q2 25 | $761.8M | $257.1M | ||
| Q1 25 | $741.4M | $242.1M | ||
| Q4 24 | $713.4M | $226.3M | ||
| Q3 24 | $719.9M | $230.5M | ||
| Q2 24 | $674.6M | $222.2M | ||
| Q1 24 | $667.9M | $216.3M |
总资产TMPWDFC
| Q4 25 | $8.7B | $459.7M | ||
| Q3 25 | $8.5B | $475.8M | ||
| Q2 25 | $8.4B | $456.0M | ||
| Q1 25 | $8.2B | $458.3M | ||
| Q4 24 | $8.1B | $447.3M | ||
| Q3 24 | $8.0B | $449.0M | ||
| Q2 24 | $7.9B | $443.6M | ||
| Q1 24 | $7.8B | $442.0M |
负债/权益比TMPWDFC
| Q4 25 | — | 0.32× | ||
| Q3 25 | — | 0.32× | ||
| Q2 25 | — | 0.33× | ||
| Q1 25 | — | 0.35× | ||
| Q4 24 | — | 0.37× | ||
| Q3 24 | — | 0.37× | ||
| Q2 24 | — | 0.38× | ||
| Q1 24 | — | 0.40× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $38.9M | $10.0M |
| 自由现金流经营现金流 - 资本支出 | $31.9M | $9.1M |
| 自由现金流率自由现金流/营收 | 16.4% | 5.9% |
| 资本支出强度资本支出/营收 | 3.6% | 0.6% |
| 现金转化率经营现金流/净利润 | 0.40× | 0.57× |
| 过去12个月自由现金流最近4个季度 | $105.0M | $78.2M |
8季度趋势，按日历期对齐
经营现金流TMPWDFC
| Q4 25 | $38.9M | $10.0M | ||
| Q3 25 | $34.9M | $29.9M | ||
| Q2 25 | $18.9M | $35.1M | ||
| Q1 25 | $22.2M | $8.0M | ||
| Q4 24 | $95.0M | $14.9M | ||
| Q3 24 | $21.2M | $27.2M | ||
| Q2 24 | $27.3M | $19.9M | ||
| Q1 24 | $23.2M | $18.0M |
自由现金流TMPWDFC
| Q4 25 | $31.9M | $9.1M | ||
| Q3 25 | $33.9M | $28.6M | ||
| Q2 25 | $18.3M | $34.0M | ||
| Q1 25 | $20.9M | $6.6M | ||
| Q4 24 | $88.8M | $14.2M | ||
| Q3 24 | $18.9M | $26.4M | ||
| Q2 24 | $26.3M | $18.7M | ||
| Q1 24 | $21.9M | $16.7M |
自由现金流率TMPWDFC
| Q4 25 | 16.4% | 5.9% | ||
| Q3 25 | 38.8% | 17.5% | ||
| Q2 25 | 22.1% | 21.6% | ||
| Q1 25 | 25.5% | 4.5% | ||
| Q4 24 | 115.1% | 9.3% | ||
| Q3 24 | 24.7% | 16.9% | ||
| Q2 24 | 36.2% | 12.0% | ||
| Q1 24 | 30.0% | 12.0% |
资本支出强度TMPWDFC
| Q4 25 | 3.6% | 0.6% | ||
| Q3 25 | 1.1% | 0.8% | ||
| Q2 25 | 0.8% | 0.7% | ||
| Q1 25 | 1.7% | 0.9% | ||
| Q4 24 | 8.1% | 0.5% | ||
| Q3 24 | 2.9% | 0.5% | ||
| Q2 24 | 1.3% | 0.8% | ||
| Q1 24 | 1.9% | 0.9% |
现金转化率TMPWDFC
| Q4 25 | 0.40× | 0.57× | ||
| Q3 25 | 1.47× | 1.41× | ||
| Q2 25 | 0.88× | 1.67× | ||
| Q1 25 | 1.13× | 0.27× | ||
| Q4 24 | 4.82× | 0.79× | ||
| Q3 24 | 1.14× | 1.62× | ||
| Q2 24 | 1.74× | 1.00× | ||
| Q1 24 | 1.38× | 1.16× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
TMP
暂无分部数据
WDFC
| Other | $82.6M | 53% |
| WD40Multi Use Product | $56.0M | 36% |
| WD40Specialist | $9.0M | 6% |
| Other Maintenance Products | $4.0M | 3% |
| Homecare And Cleaning Products | $2.7M | 2% |
