Ameris BancorpABCBEarnings & Financial Report
Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.
ABCB Q3 2025 Key Financial Metrics
Revenue
$238.0M
Gross Profit
N/A
Operating Profit
$137.0M
Net Profit
$106.0M
Gross Margin
N/A
Operating Margin
57.6%
Net Margin
44.6%
YoY Growth
11.2%
EPS
$1.54
Financial Flow
Ameris Bancorp Q3 2025 Financial Summary
Ameris Bancorp reported revenue of $238.0M for Q3 2025, with a net profit of $106.0M (44.6% margin). Cost of goods sold was N/A, operating expenses totaled N/A.
Key Financial Metrics
| Total Revenue | $238.0M |
|---|---|
| Net Profit | $106.0M |
| Gross Margin | N/A |
| Operating Margin | 57.6% |
| Report Period | Q3 2025 |
Ameris Bancorp Annual Revenue by Year
Ameris Bancorp annual revenue history includes year-by-year totals (for example, 2024 revenue was $849.2M).
| Year | Annual Revenue |
|---|---|
| 2024 | $849.2M |
| 2023 | $835.0M |
| 2022 | $801.0M |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $206.1M | $201.4M | $211.9M | $214.1M | $221.8M | $221.8M | $231.8M | $238.0M |
| YoY Growth | -8.0% | -4.8% | 1.1% | 3.0% | 7.6% | 10.2% | 9.4% | 11.2% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $25.20B | $25.66B | $26.52B | $26.40B | $26.26B | $26.51B | $26.68B | $27.10B |
| Liabilities | $21.78B | $22.17B | $22.95B | $22.72B | $22.51B | $22.69B | $22.76B | $23.08B |
| Equity | $3.43B | $3.48B | $3.57B | $3.68B | $3.75B | $3.82B | $3.92B | $4.02B |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $212.9M | $18.6M | $-97.1M | $102.2M | $130.5M | $116.9M | $61.4M | $104.9M |
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