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Ameris Bancorp

Ameris BancorpABCBEarnings & Financial Report

NYSE · bank

Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.

NextMar 31, 2026

ABCB Q3 2025 Key Financial Metrics

Revenue

$238.0M

Gross Profit

N/A

Operating Profit

$137.0M

Net Profit

$106.0M

Gross Margin

N/A

Operating Margin

57.6%

Net Margin

44.6%

YoY Growth

11.2%

EPS

$1.54

Financial Flow

Ameris Bancorp Q3 2025 Financial Summary

Ameris Bancorp reported revenue of $238.0M for Q3 2025, with a net profit of $106.0M (44.6% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$238.0M
Net Profit$106.0M
Gross MarginN/A
Operating Margin57.6%
Report PeriodQ3 2025

Ameris Bancorp Annual Revenue by Year

Ameris Bancorp annual revenue history includes year-by-year totals (for example, 2024 revenue was $849.2M).

YearAnnual Revenue
2024$849.2M
2023$835.0M
2022$801.0M

Income Statement

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$206.1M$201.4M$211.9M$214.1M$221.8M$221.8M$231.8M$238.0M
YoY Growth-8.0%-4.8%1.1%3.0%7.6%10.2%9.4%11.2%

Balance Sheet

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$25.20B$25.66B$26.52B$26.40B$26.26B$26.51B$26.68B$27.10B
Liabilities$21.78B$22.17B$22.95B$22.72B$22.51B$22.69B$22.76B$23.08B
Equity$3.43B$3.48B$3.57B$3.68B$3.75B$3.82B$3.92B$4.02B

Cash Flow

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$212.9M$18.6M$-97.1M$102.2M$130.5M$116.9M$61.4M$104.9M