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INDEPENDENT BANK CORP

INDEPENDENT BANK CORPINDBEarnings & Financial Report

Nasdaq · bank

Independent Bank is a bank headquartered in Grand Rapids, Michigan. The bank has 62 branches, all of which are in Michigan.

NextMar 13, 2026

INDB Q3 2025 Key Financial Metrics

Revenue

$203.3M

Gross Profit

N/A

Operating Profit

$44.4M

Net Profit

$34.3M

Gross Margin

N/A

Operating Margin

21.8%

Net Margin

16.8%

YoY Growth

43.5%

EPS

$0.69

Financial Flow

INDEPENDENT BANK CORP Q3 2025 Financial Summary

INDEPENDENT BANK CORP reported revenue of $203.3M for Q3 2025, with a net profit of $34.3M (16.8% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$203.3M
Net Profit$34.3M
Gross MarginN/A
Operating Margin21.8%
Report PeriodQ3 2025

INDEPENDENT BANK CORP Annual Revenue by Year

INDEPENDENT BANK CORP annual revenue history includes year-by-year totals (for example, 2024 revenue was $561.7M).

YearAnnual Revenue
2024$561.7M
2023$606.5M
2022$613.2M

Income Statement

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$145.1M$137.4M$137.9M$141.7M$144.7M$145.5M$147.5M$203.3M
YoY Growth-13.8%-13.6%-9.6%-5.5%-0.3%5.9%6.9%43.5%

Balance Sheet

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$19.35B$19.32B$19.41B$19.41B$19.37B$19.89B$20.05B$24.99B
Liabilities$16.45B$16.44B$16.49B$16.43B$16.38B$16.85B$16.97B$21.45B
Equity$2.90B$2.88B$2.92B$2.98B$2.99B$3.03B$3.07B$3.55B

Cash Flow

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$53.5M$51.1M$65.6M$70.2M$42.9M$13.3M$106.7M$52.2M