ACI WORLDWIDE, INC.ACIWEarnings & Financial Report
ACI Worldwide is a digital payments software company headquartered in Elkhorn, Nebraska, that processes billions of transactions daily equating to trillions of U.S. dollars for customers in 94 countries. Banks, financial institutions, merchants, billers, acquirers, issuers, and other third-party payment service providers use its intelligent solutions to deploy secure payment rails across all channels.
ACIW Q1 FY2026 Key Financial Metrics
Revenue
$425.7M
Gross Profit
N/A
Operating Profit
$57.5M
Net Profit
$38.3M
Gross Margin
N/A
Operating Margin
13.5%
Net Margin
9.0%
YoY Growth
7.9%
EPS
$0.37
ACI WORLDWIDE, INC. Q1 FY2026 Financial Summary
ACI WORLDWIDE, INC. reported revenue of $425.7M (up 7.9% YoY) for Q1 FY2026, with a net profit of $38.3M (9.0% margin).
Key Financial Metrics
| Total Revenue | $425.7M |
|---|---|
| Net Profit | $38.3M |
| Gross Margin | N/A |
| Operating Margin | 13.5% |
| Report Period | Q1 FY2026 |
Revenue Breakdown
ACI WORLDWIDE, INC. Q1 FY2026 revenue of $425.7M breaks down across 4 segments, led by Software as a service and platform as a service at $262.0M (61.5% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Software as a service and platform as a service | $262.0M | 61.5% |
| License | $88.0M | 20.7% |
| Maintenance | $50.9M | 12.0% |
| Services | $24.8M | 5.8% |
ACI WORLDWIDE, INC. Revenue by Segment — Quarterly Trend
ACI WORLDWIDE, INC. revenue by segment across the last 4 reported quarters, showing how each business line (such as Software as a service and platform as a service and License) has evolved quarter over quarter.
| Segment | Q1 FY2026 | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 |
|---|---|---|---|---|
| Software as a service and platform as a service | $262.0M | — | — | — |
| License | $88.0M | $158.3M | $162.0M | — |
| Maintenance | $50.9M | $50.8M | — | $50.4M |
| Services | $24.8M | — | — | — |
ACI WORLDWIDE, INC. Annual Revenue by Year
ACI WORLDWIDE, INC. annual revenue history includes year-by-year totals (for example, 2025 revenue was $1.8B).
ACI WORLDWIDE, INC. Quarterly Revenue & Net Profit History
ACI WORLDWIDE, INC. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $425.7M | +7.9% | $38.3M | 9.0% |
| Q4 FY2025 | $481.6M | +6.3% | $64.3M | 13.4% |
| Q3 FY2025 | $482.4M | +6.8% | $91.3M | 18.9% |
| Q2 FY2025 | $401.3M | +7.4% | $12.2M | 3.0% |
| Q1 FY2025 | $394.6M | +24.9% | $58.9M | 14.9% |
| Q4 FY2024 | $453.0M | -4.9% | $98.6M | 21.8% |
| Q3 FY2024 | $451.8M | +24.4% | $81.4M | 18.0% |
| Q2 FY2024 | $373.5M | +15.5% | $30.9M | 8.3% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $373.5M | $451.8M | $453.0M | $394.6M | $401.3M | $482.4M | $481.6M | $425.7M |
| YoY Growth | 15.5% | 24.4% | -4.9% | 24.9% | 7.4% | 6.8% | 6.3% | 7.9% |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $3.36B | $3.09B | $3.03B | $3.20B | $3.14B | $3.16B | $3.10B | $3.10B |
| Liabilities | $2.13B | $1.76B | $1.60B | $1.72B | $1.74B | $1.68B | $1.59B | $1.60B |
| Equity | $1.24B | $1.33B | $1.42B | $1.48B | $1.39B | $1.48B | $1.52B | $1.50B |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $55.0M | $54.0M | $126.5M | $78.2M | $49.8M | $73.0M | $121.8M |