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ACI WORLDWIDE, INC.

ACI WORLDWIDE, INC.ACIWEarnings & Financial Report

Nasdaq

ACI Worldwide is a digital payments software company headquartered in Elkhorn, Nebraska, that processes billions of transactions daily equating to trillions of U.S. dollars for customers in 94 countries. Banks, financial institutions, merchants, billers, acquirers, issuers, and other third-party payment service providers use its intelligent solutions to deploy secure payment rails across all channels.

NextMar 31, 2026

ACIW Q3 2025 Key Financial Metrics

Revenue

$482.4M

Gross Profit

$259.2M

Operating Profit

$127.7M

Net Profit

$91.3M

Gross Margin

53.7%

Operating Margin

26.5%

Net Margin

18.9%

YoY Growth

6.8%

EPS

$0.88

Financial Flow

ACI WORLDWIDE, INC. Q3 2025 Financial Summary

ACI WORLDWIDE, INC. reported revenue of $482.4M for Q3 2025, with a net profit of $91.3M (18.9% margin). Cost of goods sold was $223.1M, operating expenses totaled $131.5M.

Key Financial Metrics

Total Revenue$482.4M
Net Profit$91.3M
Gross Margin53.7%
Operating Margin26.5%
Report PeriodQ3 2025

ACI WORLDWIDE, INC. Annual Revenue by Year

ACI WORLDWIDE, INC. annual revenue history includes year-by-year totals (for example, 2024 revenue was $1.6B).

YearAnnual Revenue
2024$1.6B
2023$1.5B
2022$1.4B

Income Statement

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$476.6M$316.0M$373.5M$451.8M$453.0M$394.6M$401.3M$482.4M
YoY Growth5.5%9.1%15.5%24.4%-4.9%24.9%7.4%6.8%

Balance Sheet

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$3.44B$3.30B$3.36B$3.09B$3.03B$3.20B$3.14B$3.16B
Liabilities$2.12B$2.04B$2.13B$1.76B$1.60B$1.72B$1.74B$1.68B
Equity$1.32B$1.26B$1.24B$1.33B$1.42B$1.48B$1.39B$1.48B

Cash Flow

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$85.7M$123.2M$55.0M$54.0M$126.5M$78.2M$49.8M$73.0M