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Aflac

AflacAFLEarnings & Financial Report

NYSE · Financials · Life & Health Insurance

Aflac Incorporated is an American insurance company and is the largest provider of supplemental insurance in the United States. It was founded in 1955 and is based in Columbus, Georgia. In the U.S., it underwrites a wide range of insurance policies, but is perhaps more known for its payroll deduction insurance coverage, which pays cash benefits when a policyholder has a covered accident or illness. The company states it "provides financial protection to more than 50 million people worldwide".

NextMar 31, 2026

AFL Q3 2025 Key Financial Metrics

Revenue

$4.7B

Gross Profit

N/A

Operating Profit

N/A

Net Profit

$1.6B

Gross Margin

N/A

Operating Margin

N/A

Net Margin

34.6%

YoY Growth

60.7%

EPS

$3.08

Financial Flow

Aflac Q3 2025 Financial Summary

Aflac reported revenue of $4.7B for Q3 2025, with a net profit of $1.6B (34.6% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$4.7B
Net Profit$1.6B
Gross MarginN/A
Operating MarginN/A
Report PeriodQ3 2025

Aflac Annual Revenue by Year

Aflac annual revenue history includes year-by-year totals (for example, 2024 revenue was $18.9B).

YearAnnual Revenue
2024$18.9B
2023$18.7B
2022$19.5B

Income Statement

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$3.78B$5.44B$5.14B$2.95B$5.40B$3.40B$4.16B$4.74B
YoY Growth-5.8%13.3%-0.7%-40.4%43.0%-37.5%-19.0%60.7%

Balance Sheet

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$126.72B$124.74B$120.17B$128.44B$117.57B$120.26B$124.74B$122.31B
Liabilities$104.74B$101.20B$94.12B$103.61B$91.47B$93.92B$97.54B$93.62B
Equity$21.98B$23.54B$26.05B$24.83B$26.10B$26.34B$27.20B$28.69B

Cash Flow

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$833.0M$849.0M$255.0M$1.27B$333.0M$589.0M$399.0M$1.25B