Aflac

AflacAFLEarnings & Financial Report

NYSE · Financials · Insurance - Life

Aflac Incorporated is an American insurance company and is the largest provider of supplemental insurance in the United States. It was founded in 1955 and is based in Columbus, Georgia. In the U.S., it underwrites a wide range of insurance policies, but is perhaps more known for its payroll deduction insurance coverage, which pays cash benefits when a policyholder has a covered accident or illness. The company states it "provides financial protection to more than 50 million people worldwide".

AFL Q1 FY2026 Key Financial Metrics

Revenue

$4.3B

Gross Profit

N/A

Operating Profit

N/A

Net Profit

$1.0B

Gross Margin

N/A

Operating Margin

N/A

Net Margin

23.4%

YoY Growth

27.9%

EPS

$1.98

Aflac Q1 FY2026 Financial Summary

Aflac reported revenue of $4.3B (up 27.9% YoY) for Q1 FY2026, with a net profit of $1.0B (23.4% margin).

Key Financial Metrics

Total Revenue$4.3B
Net Profit$1.0B
Gross MarginN/A
Operating MarginN/A
Report PeriodQ1 FY2026

Aflac Annual Revenue by Year

Aflac annual revenue history includes year-by-year totals (for example, 2025 revenue was $17.2B).

YearAnnual Revenue
2025$17.2Bvs 2024
2024$18.9Bvs 2023
2023$18.7Bvs 2022
2022$19.5B

Aflac Quarterly Revenue & Net Profit History

Aflac results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q1 FY2026$4.3B+27.9%$1.0B23.4%
Q4 FY2025$4.9B-10.0%$1.4B28.3%
Q3 FY2025$4.7B+60.7%$1.6B34.6%
Q2 FY2025$4.2B-19.0%$599.0M14.4%
Q1 FY2025$3.4B-37.5%$29.0M0.9%
Q4 FY2024$5.4B+43.0%$1.9B35.2%
Q3 FY2024$2.9B-40.4%$-93.0M-3.2%
Q2 FY2024$5.1B-0.7%$1.8B34.2%

Income Statement

Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026
Revenue$5.14B$2.95B$5.40B$3.40B$4.16B$4.74B$4.87B$4.35B
YoY Growth-0.7%-40.4%43.0%-37.5%-19.0%60.7%-10.0%27.9%

Balance Sheet

Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026
Assets$120.17B$128.44B$117.57B$120.26B$124.74B$122.31B$116.47B$116.28B
Liabilities$94.12B$103.61B$91.47B$93.92B$97.54B$93.62B$86.98B$86.32B
Equity$26.05B$24.83B$26.10B$26.34B$27.20B$28.69B$29.49B$29.96B

Cash Flow

Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$255.0M$1.27B$333.0M$589.0M$399.0M$1.25B$315.0M