Brighthouse Financial, Inc.BHFEarnings & Financial Report
Brighthouse Financial, Inc. is an American insurance company, headquartered in Charlotte, North Carolina, that sells annuity and life insurance. As of March 2018, Brighthouse was one of the largest providers of annuities and life insurance in the United States, with $219 billion in total assets and around 2.6 million insurance policies and annuity contracts in-force . During the same year Brighthouse Financial along with 90 additional Fortune 500 companies "paid an effective federal tax rate ...
BHF Q4 FY2025 Key Financial Metrics
Revenue
$1.7B
Gross Profit
N/A
Operating Profit
$150.0M
Net Profit
$137.0M
Gross Margin
N/A
Operating Margin
8.9%
Net Margin
8.1%
YoY Growth
40.2%
EPS
$1.84
Brighthouse Financial, Inc. Q4 FY2025 Financial Summary
Brighthouse Financial, Inc. reported revenue of $1.7B (up 40.2% YoY) for Q4 FY2025, with a net profit of $137.0M (down 79.6% YoY) (8.1% margin).
Key Financial Metrics
| Total Revenue | $1.7B |
|---|---|
| Net Profit | $137.0M |
| Gross Margin | N/A |
| Operating Margin | 8.9% |
| Report Period | Q4 FY2025 |
Revenue Breakdown
Brighthouse Financial, Inc. Q4 FY2025 revenue of $1.7B breaks down across 6 segments, led by Annuities at $926.0M (54.8% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Annuities | $926.0M | 54.8% |
| Runoff | $319.0M | 18.9% |
| Life | $298.0M | 17.6% |
| Other | $78.0M | 4.6% |
| Distribution Service | $66.0M | 3.9% |
| Accident And Health Insurance Segment | $2.0M | 0.1% |
Brighthouse Financial, Inc. Revenue by Segment — Quarterly Trend
Brighthouse Financial, Inc. revenue by segment across the last 4 reported quarters, showing how each business line (such as Annuities and Runoff) has evolved quarter over quarter.
| Segment | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 |
|---|---|---|---|---|
| Annuities | $926.0M | $920.0M | — | $1.6B |
| Runoff | $319.0M | — | $209.0M | $368.0M |
| Life | $298.0M | — | — | $281.0M |
| Other | $78.0M | — | — | — |
| Distribution Service | $66.0M | $66.0M | $64.0M | $65.0M |
Brighthouse Financial, Inc. Annual Revenue by Year
Brighthouse Financial, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $6.8B).
Brighthouse Financial, Inc. Quarterly Revenue & Net Profit History
Brighthouse Financial, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $1.7B | +40.2% | $137.0M | 8.1% |
| Q3 FY2025 | $1.8B | -10.0% | $479.0M | 26.4% |
| Q2 FY2025 | $871.0M | -39.0% | $85.0M | 9.8% |
| Q1 FY2025 | $2.4B | +3129.7% | $-268.0M | -11.2% |
| Q4 FY2024 | $1.2B | -13.9% | $671.0M | 55.7% |
| Q3 FY2024 | $2.0B | +72.5% | $176.0M | 8.7% |
| Q2 FY2024 | $1.4B | +442.6% | $34.0M | 2.4% |
| Q4 FY2023 | $1.4B | +1202.4% | $-916.0M | -65.4% |
Income Statement
| Q4 2023 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.40B | $1.43B | $2.02B | $1.21B | $2.39B | $871.0M | $1.82B | $1.69B |
| YoY Growth | 1202.4% | 442.6% | 72.5% | -13.9% | 3129.7% | -39.0% | -10.0% | 40.2% |
Balance Sheet
| Q4 2023 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $236.34B | $237.44B | $245.16B | $238.54B | $234.68B | $242.65B | $244.68B | $241.80B |
| Liabilities | $231.33B | $233.23B | $239.57B | $233.51B | $229.38B | $236.91B | $238.25B | $234.97B |
| Equity | $4.94B | $4.14B | $5.53B | $4.96B | $5.24B | $5.67B | $6.36B | $6.77B |
Cash Flow
| Q4 2023 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $152.0M | $334.0M | $24.0M | $-118.0M | $146.0M | $-1.0M | $117.0M | $-3.0M |