Bogota Financial Corp.BSBKEarnings & Financial Report
Bogota Financial Corp is a U.S.-based bank holding company headquartered in New Jersey. It operates Bogota Savings Bank, offering a full range of personal and business banking services including deposit accounts, mortgage loans, consumer loans and commercial financing, primarily serving local retail customers and small business clients in New Jersey and adjacent regions.
BSBK Q4 FY2025 Key Financial Metrics
Revenue
$4.5M
Gross Profit
N/A
Operating Profit
$670.3K
Net Profit
$680.8K
Gross Margin
N/A
Operating Margin
14.8%
Net Margin
15.1%
YoY Growth
54.7%
EPS
$0.05
Bogota Financial Corp. Q4 FY2025 Financial Summary
Bogota Financial Corp. reported revenue of $4.5M (up 54.7% YoY) for Q4 FY2025, with a net profit of $680.8K (up 173.2% YoY) (15.1% margin).
Key Financial Metrics
| Total Revenue | $4.5M |
|---|---|
| Net Profit | $680.8K |
| Gross Margin | N/A |
| Operating Margin | 14.8% |
| Report Period | Q4 FY2025 |
Bogota Financial Corp. Annual Revenue by Year
Bogota Financial Corp. annual revenue history includes year-by-year totals (for example, 2025 revenue was $17.2M).
Bogota Financial Corp. Quarterly Revenue & Net Profit History
Bogota Financial Corp. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $4.5M | +54.7% | $680.8K | 15.1% |
| Q3 FY2025 | $4.2M | +41.2% | $454.6K | 10.8% |
| Q2 FY2025 | $4.0M | +32.1% | $224.4K | 5.6% |
| Q1 FY2025 | $4.5M | +51.9% | $730.9K | 16.3% |
| Q4 FY2024 | $2.9M | -9.4% | $-930.0K | -37.2% |
| Q3 FY2024 | $3.0M | -14.9% | $-367.0K | -12.3% |
| Q2 FY2024 | $3.0M | -33.4% | $-432.5K | -14.2% |
| Q1 FY2024 | $3.0M | -38.6% | $-441.0K | -14.9% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $3.0M | $3.0M | $3.0M | $2.9M | $4.5M | $4.0M | $4.2M | $4.5M |
| YoY Growth | -38.6% | -33.4% | -14.9% | -9.4% | 51.9% | 32.1% | 41.2% | 54.7% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $960.9M | $974.7M | $978.9M | $971.5M | $930.2M | $921.8M | $925.8M | $904.9M |
| Liabilities | $824.4M | $838.4M | $841.9M | $834.2M | $791.9M | $783.4M | $785.1M | $764.0M |
| Equity | $136.4M | $136.3M | $136.9M | $137.3M | $138.3M | $138.4M | $140.7M | $140.9M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $-2.9M | $1.7M | $-287878 | $-2.6M | $-16015 | $1.9M | $292485 | $3.2M |