CASS INFORMATION SYSTEMS INCCASSEarnings & Financial Report
Cass Information Systems Inc is a leading provider of integrated financial automation and information management solutions for enterprises. Its core services cover freight payment processing, utility expense management, commercial payment services, and supporting data analytics tools, helping clients streamline financial workflows, cut operational costs, and gain clearer cross-category spending visibility to support smarter business decisions.
Revenue
$27.7M
Gross Profit
N/A
Operating Profit
$8.9M
Net Profit
$7.2M
Gross Margin
N/A
Operating Margin
32.1%
Net Margin
25.8%
YoY Growth
-10.6%
EPS
$0.52
CASS INFORMATION SYSTEMS INC Q1 FY2024 Financial Summary
CASS INFORMATION SYSTEMS INC reported revenue of $27.7M (down 10.6% YoY) for Q1 FY2024, with a net profit of $7.2M (up 0.5% YoY) (25.8% margin).
Key Financial Metrics
| Total Revenue | $27.7M |
|---|---|
| Net Profit | $7.2M |
| Gross Margin | N/A |
| Operating Margin | 32.1% |
| Report Period | Q1 FY2024 |
Revenue Breakdown
CASS INFORMATION SYSTEMS INC Q1 FY2024 revenue of $27.7M breaks down across 2 segments, led by Processing Fees at $21.3M (76.6% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Processing Fees | $21.3M | 76.6% |
| Other | $6.5M | 23.4% |
CASS INFORMATION SYSTEMS INC Revenue by Segment — Quarterly Trend
CASS INFORMATION SYSTEMS INC revenue by segment across the last 4 reported quarters, showing how each business line (such as Processing Fees and Other) has evolved quarter over quarter.
| Segment | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 |
|---|---|---|---|---|
| Processing Fees | $15.9M | — | $17.1M | $16.5M |
CASS INFORMATION SYSTEMS INC Annual Revenue by Year
CASS INFORMATION SYSTEMS INC annual revenue history includes year-by-year totals (for example, 2025 revenue was $108.0M).
| Year | Annual Revenue |
|---|---|
| 2025 | $108.0M |
| 2024 | $109.9M |
| 2023 | $106.1M |
| 2022 | $121.7M |
CASS INFORMATION SYSTEMS INC Quarterly Revenue & Net Profit History
CASS INFORMATION SYSTEMS INC results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $26.2M | -1.3% | $8.2M | 31.3% |
| Q3 FY2025 | $27.4M | -2.2% | $9.1M | 33.2% |
| Q2 FY2025 | $27.6M | -0.0% | $8.9M | 32.1% |
| Q1 FY2025 | $26.8M | -3.5% | $9.0M | 33.5% |
| Q4 FY2024 | $26.5M | +122.0% | $4.6M | 17.3% |
| Q3 FY2024 | $28.1M | -11.7% | $2.9M | 10.5% |
| Q2 FY2024 | $27.6M | -11.8% | $4.5M | 16.2% |
| Q1 FY2024 | $27.7M | -10.6% | $7.2M | 25.8% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $27.7M | $27.6M | $28.1M | $26.5M | $26.8M | $27.6M | $27.4M | $26.2M |
| YoY Growth | -10.6% | -11.8% | -11.7% | 122.0% | -3.5% | -0.0% | -2.2% | -1.3% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $2.29B | $2.28B | $2.26B | $2.40B | $2.32B | $2.32B | $2.45B | $2.61B |
| Liabilities | $2.06B | $2.05B | $2.02B | $2.17B | $2.08B | $2.08B | $2.21B | $2.36B |
| Equity | $229.5M | $229.9M | $237.6M | $229.0M | $234.2M | $240.8M | $243.4M | $243.0M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $9.8M | $10.7M | $-198000 | $18.6M | $21.6M | $-1.3M | $12.3M | $4.8M |