Cincinnati FinancialCINFEarnings & Financial Report
Cincinnati Financial Corporation offers property and casualty insurance, its main business, through The Cincinnati Insurance Company, The Cincinnati Indemnity Company and The Cincinnati Casualty Company. The company has 1.01% of the domestic property and casualty insurance premiums, which ranks it as the 20th largest insurance company by market share in the U.S.
CINF Q1 FY2026 Key Financial Metrics
Revenue
$2.8B
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$274.0M
Gross Margin
N/A
Operating Margin
N/A
Net Margin
9.6%
YoY Growth
-1.7%
Cincinnati Financial Q1 FY2026 Financial Summary
Cincinnati Financial reported revenue of $2.8B (down 1.7% YoY) for Q1 FY2026, with a net profit of $274.0M (9.6% margin).
Key Financial Metrics
| Total Revenue | $2.8B |
|---|---|
| Net Profit | $274.0M |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q1 FY2026 |
Cincinnati Financial Annual Revenue by Year
Cincinnati Financial annual revenue history includes year-by-year totals (for example, 2025 revenue was $12.6B).
Cincinnati Financial Quarterly Revenue & Net Profit History
Cincinnati Financial results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $2.8B | -1.7% | $274.0M | 9.6% |
| Q4 FY2025 | $3.1B | +21.8% | $676.0M | 21.9% |
| Q3 FY2025 | $3.7B | +12.2% | $1.1B | 30.1% |
| Q2 FY2025 | $3.2B | +27.7% | $685.0M | 21.1% |
| Q1 FY2025 | $2.6B | -12.6% | $-90.0M | -3.5% |
| Q4 FY2024 | $2.5B | -24.4% | $405.0M | 16.0% |
| Q3 FY2024 | $3.3B | +83.3% | $820.0M | 24.7% |
| Q2 FY2024 | $2.5B | -2.3% | $312.0M | 12.3% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $2.54B | $3.32B | $2.54B | $2.57B | $3.25B | $3.73B | $3.09B | $2.81B |
| YoY Growth | -2.3% | 83.3% | -24.4% | -12.6% | 27.7% | 12.2% | 21.8% | -1.7% |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $34.80B | $37.01B | $36.50B | $37.28B | $38.84B | $40.57B | $41.00B | $41.21B |
| Liabilities | $22.02B | $23.20B | $22.57B | $23.56B | $24.54B | $25.16B | $25.09B | $25.50B |
| Equity | $12.78B | $13.80B | $13.94B | $13.72B | $14.30B | $15.41B | $15.91B | $15.71B |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $742.0M | $912.0M | $642.0M | $310.0M | $741.0M | $1.11B | $947.0M |