CIVISTA BANCSHARES, INC.CIVBEarnings & Financial Report
Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.
Revenue
$41.4M
Gross Profit
N/A
Operating Profit
$12.9M
Net Profit
$11.0M
Gross Margin
N/A
Operating Margin
31.1%
Net Margin
26.6%
YoY Growth
8.6%
EPS
$0.71
CIVISTA BANCSHARES, INC. Q2 FY2025 Financial Summary
CIVISTA BANCSHARES, INC. reported revenue of $41.4M (up 8.6% YoY) for Q2 FY2025, with a net profit of $11.0M (up 55.9% YoY) (26.6% margin).
Key Financial Metrics
| Total Revenue | $41.4M |
|---|---|
| Net Profit | $11.0M |
| Gross Margin | N/A |
| Operating Margin | 31.1% |
| Report Period | Q2 FY2025 |
CIVISTA BANCSHARES, INC. Annual Revenue by Year
CIVISTA BANCSHARES, INC. annual revenue history includes year-by-year totals (for example, 2025 revenue was $172.6M).
| Year | Annual Revenue |
|---|---|
| 2025 | $172.6M |
| 2024 | $154.5M |
| 2023 | $30.4M |
| 2022 | $24.5M |
CIVISTA BANCSHARES, INC. Quarterly Revenue & Net Profit History
CIVISTA BANCSHARES, INC. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $47.3M | — | $15.0M | 31.7% |
| Q4 FY2025 | $46.3M | +14.8% | N/A | N/A |
| Q3 FY2025 | $44.2M | +12.3% | $12.8M | 28.9% |
| Q2 FY2025 | $41.4M | +8.6% | $11.0M | 26.6% |
| Q1 FY2025 | $40.6M | +10.9% | $10.2M | 25.0% |
| Q4 FY2024 | $40.4M | +3.9% | N/A | N/A |
| Q3 FY2024 | $39.3M | -0.7% | $8.4M | 21.3% |
| Q2 FY2024 | $38.1M | -5.8% | $7.1M | 18.5% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $38.1M | $39.3M | $40.4M | $40.6M | $41.4M | $44.2M | $46.3M | $47.3M |
| YoY Growth | -5.8% | -0.7% | 3.9% | 10.9% | 8.6% | 12.3% | 14.8% | N/A |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $4.01B | $4.06B | $4.10B | $4.15B | $4.19B | $4.11B | $4.34B | $4.31B |
| Liabilities | $3.64B | $3.67B | $3.71B | $3.75B | $3.78B | $3.61B | $3.79B | $3.75B |
| Equity | $373.8M | $394.4M | $388.5M | $397.4M | $404.1M | $499.0M | $543.5M | $553.9M |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $12.2M | $12.9M | $48.2M | $3.6M | $11.1M | $19.0M | $43.3M |