Capital OneCOFEarnings & Financial Report
Capital One Financial Corporation is an American bank holding company founded on July 21, 1994, and specializing in credit cards, auto loans, banking, and savings accounts, headquartered in Tysons, Virginia, with operations primarily in the United States. It is the sixth-largest bank in the United States by total assets as of June 30, 2025, the third-largest issuer of Visa and Mastercard credit cards, and one of the largest car finance companies in the United States.
COF Q4 2025 Key Financial Metrics
Revenue
$2.4B
Gross Profit
N/A
Operating Profit
$2.1B
Net Profit
$2.1B
Gross Margin
N/A
Operating Margin
85.8%
Net Margin
87.2%
YoY Growth
51.9%
EPS
$4.33
Financial Flow
Capital One Q4 2025 Financial Summary
Capital One reported revenue of $2.4B for Q4 2025, with a net profit of $2.1B (87.2% margin). Cost of goods sold was N/A, operating expenses totaled N/A.
Key Financial Metrics
| Total Revenue | $2.4B |
|---|---|
| Net Profit | $2.1B |
| Gross Margin | N/A |
| Operating Margin | 85.8% |
| Report Period | Q4 2025 |
Capital One Annual Revenue by Year
Capital One annual revenue history includes year-by-year totals (for example, 2025 revenue was $8.1B).
| Year | Annual Revenue |
|---|---|
| 2025 | $8.1B |
| 2024 | $5.9B |
| 2023 | $5.6B |
| 2022 | $5.4B |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.39B | $1.47B | $1.45B | $1.61B | $1.49B | $1.84B | $2.28B | $2.45B |
| YoY Growth | 8.8% | 3.7% | -1.9% | 9.1% | 7.1% | 25.6% | 57.8% | 51.9% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $481.72B | $480.02B | $486.43B | $490.14B | $493.60B | $658.97B | $661.88B | $669.01B |
| Liabilities | $423.92B | $422.04B | $423.51B | $429.36B | $430.06B | $548.01B | $548.06B | $555.39B |
| Equity | $57.80B | $57.98B | $62.92B | $60.78B | $63.54B | $110.96B | $113.81B | $113.62B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $3.01B | $6.24B | $6.46B | $2.45B | $4.67B | $6.07B | $9.15B | $7.83B |
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