EAGLE FINANCIAL SERVICES INC

EAGLE FINANCIAL SERVICES INCEFSIEarnings & Financial Report

Nasdaq · Financials · State Commercial Banks

Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.

EFSI Q4 FY2025 Key Financial Metrics

Revenue

$16.4M

Gross Profit

N/A

Operating Profit

$5.5M

Net Profit

N/A

Gross Margin

N/A

Operating Margin

33.6%

Net Margin

N/A

YoY Growth

21.3%

EPS

$1.10

EAGLE FINANCIAL SERVICES INC Q4 FY2025 Financial Summary

EAGLE FINANCIAL SERVICES INC reported revenue of $16.4M (up 21.3% YoY) for Q4 FY2025, with a net profit of N/A (N/A margin).

Key Financial Metrics

Total Revenue$16.4M
Net ProfitN/A
Gross MarginN/A
Operating Margin33.6%
Report PeriodQ4 FY2025

Revenue Breakdown

EAGLE FINANCIAL SERVICES INC Q4 FY2025 revenue of $16.4M breaks down across 5 segments, led by Asset Management at $6.0M (36.9% of total).

SegmentRevenue% of Total
Asset Management$6.0M36.9%
Other$3.8M23.0%
Interchange Fees$3.5M21.6%
Overdrawn Account Fees$1.6M9.9%
Brokerage Commissions$1.4M8.6%

EAGLE FINANCIAL SERVICES INC Annual Revenue by Year

EAGLE FINANCIAL SERVICES INC annual revenue history includes year-by-year totals (for example, 2025 revenue was $64.1M).

YearAnnual Revenue
2025$64.1Mvs 2024
2024$72.8Mvs 2023

EAGLE FINANCIAL SERVICES INC Quarterly Revenue & Net Profit History

EAGLE FINANCIAL SERVICES INC results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q4 FY2025$16.4M+21.3%N/AN/A
Q3 FY2025$22.4M+21.5%$5.6M25.0%
Q2 FY2025$20.6M+25.2%$5.3M25.6%
Q1 FY2025$4.8M-69.9%$-7.0M-145.8%
Q4 FY2024$22.0M+38.3%N/AN/A
Q3 FY2024$18.4M+7.5%$3.4M18.6%
Q2 FY2024$16.5M+4.1%$3.2M19.3%
Q1 FY2024$15.9M-1.7%$2.5M16.0%

Income Statement

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue$15.9M$16.5M$18.4M$22.0M$4.8M$20.6M$22.4M$16.4M
YoY Growth-1.7%4.1%7.5%38.3%-69.9%25.2%21.5%21.3%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Assets$1.78B$1.79B$1.88B$1.87B$1.90B$2.04B$1.93B$1.89B
Liabilities$1.68B$1.68B$1.76B$1.75B$1.73B$1.86B$1.75B$1.70B
Equity$107.7M$111.1M$117.8M$119.0M$176.5M$179.6M$185.6M$188.8M

Cash Flow

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$6.8M$-1.8M$7.5M$18.8M$5.8M$2.6M$8.2M$25.8M