U.S. BancorpUSBEarnings & Financial Report
U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...
USB Q4 FY2025 Key Financial Metrics
Revenue
$7.4B
Gross Profit
N/A
Operating Profit
$2.5B
Net Profit
$2.0B
Gross Margin
N/A
Operating Margin
34.4%
Net Margin
27.8%
YoY Growth
5.1%
EPS
$1.26
U.S. Bancorp Q4 FY2025 Financial Summary
U.S. Bancorp reported revenue of $7.4B (up 5.1% YoY) for Q4 FY2025, with a net profit of $2.0B (up 23.0% YoY) (27.8% margin).
Key Financial Metrics
| Total Revenue | $7.4B |
|---|---|
| Net Profit | $2.0B |
| Gross Margin | N/A |
| Operating Margin | 34.4% |
| Report Period | Q4 FY2025 |
U.S. Bancorp Annual Revenue by Year
U.S. Bancorp annual revenue history includes year-by-year totals (for example, 2025 revenue was $28.7B).
U.S. Bancorp Quarterly Revenue & Net Profit History
U.S. Bancorp results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $7.4B | +5.1% | $2.0B | 27.8% |
| Q3 FY2025 | $7.3B | +6.8% | $2.0B | 27.3% |
| Q2 FY2025 | $7.0B | +2.0% | $1.8B | 25.9% |
| Q1 FY2025 | $7.0B | +3.6% | $1.7B | 24.6% |
| Q4 FY2024 | $7.0B | +3.7% | $1.7B | 23.7% |
| Q3 FY2024 | $6.9B | -2.4% | $1.7B | 25.0% |
| Q2 FY2024 | $6.9B | -4.3% | $1.6B | 23.3% |
| Q1 FY2024 | $6.7B | -6.4% | $1.3B | 19.6% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $6.71B | $6.87B | $6.86B | $7.01B | $6.96B | $7.00B | $7.33B | $7.37B |
| YoY Growth | -6.4% | -4.3% | -2.4% | 3.7% | 3.6% | 2.0% | 6.8% | 5.1% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $683.61B | $680.06B | $686.47B | $678.32B | $676.49B | $686.37B | $695.36B | $692.35B |
| Liabilities | $627.57B | $623.17B | $627.15B | $619.28B | $615.93B | $624.47B | $631.56B | $626.69B |
| Equity | $55.57B | $56.42B | $58.86B | $58.58B | $60.10B | $61.44B | $63.34B | $65.19B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $2.66B | $2.87B | $972.0M | $4.77B | $-285.0M | $2.03B | $3.39B | $2.84B |