First American Financial CorpFAFEarnings & Financial Report
First American Financial Corporation is an American financial services company which provides title insurance and settlement services to the real estate and mortgage industries.
FAF Q4 FY2025 Key Financial Metrics
Revenue
$2.0B
Gross Profit
N/A
Operating Profit
$287.4M
Net Profit
$211.9M
Gross Margin
N/A
Operating Margin
14.0%
Net Margin
10.3%
YoY Growth
21.6%
EPS
$2.04
First American Financial Corp Q4 FY2025 Financial Summary
First American Financial Corp reported revenue of $2.0B (up 21.6% YoY) for Q4 FY2025, with a net profit of $211.9M (up 192.7% YoY) (10.3% margin).
Key Financial Metrics
| Total Revenue | $2.0B |
|---|---|
| Net Profit | $211.9M |
| Gross Margin | N/A |
| Operating Margin | 14.0% |
| Report Period | Q4 FY2025 |
Revenue Breakdown
First American Financial Corp Q4 FY2025 revenue of $2.0B breaks down across 2 segments, led by Title Insurance And Services at $1.9B (94.4% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Title Insurance And Services | $1.9B | 94.4% |
| Home Warranty | $110.3M | 5.4% |
First American Financial Corp Revenue by Segment — Quarterly Trend
First American Financial Corp revenue by segment across the last 4 reported quarters, showing how each business line (such as Title Insurance And Services and Home Warranty) has evolved quarter over quarter.
| Segment | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 |
|---|---|---|---|---|
| Title Insurance And Services | $1.9B | $1.8B | $1.7B | $1.5B |
| Home Warranty | $110.3M | $114.6M | $110.2M | $107.8M |
First American Financial Corp Annual Revenue by Year
First American Financial Corp annual revenue history includes year-by-year totals (for example, 2025 revenue was $7.5B).
First American Financial Corp Quarterly Revenue & Net Profit History
First American Financial Corp results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $2.0B | +21.6% | $211.9M | 10.3% |
| Q3 FY2025 | $2.0B | +40.7% | $189.6M | 9.6% |
| Q2 FY2025 | $1.8B | +14.2% | $146.1M | 7.9% |
| Q1 FY2025 | $1.6B | +11.1% | $74.2M | 4.7% |
| Q4 FY2024 | $1.7B | +17.9% | $72.4M | 4.3% |
| Q3 FY2024 | $1.4B | -5.1% | $-104.0M | -7.4% |
| Q2 FY2024 | $1.6B | -2.1% | $116.0M | 7.2% |
| Q1 FY2024 | $1.4B | -1.5% | $46.7M | 3.3% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.42B | $1.61B | $1.41B | $1.69B | $1.58B | $1.84B | $1.98B | $2.05B |
| YoY Growth | -1.5% | -2.1% | -5.1% | 17.9% | 11.1% | 14.2% | 40.7% | 21.6% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $14.70B | $15.16B | $16.57B | $14.91B | $15.50B | $16.27B | $17.61B | $16.23B |
| Liabilities | $9.89B | $10.32B | $11.46B | $9.98B | $10.46B | $11.12B | $12.28B | $10.70B |
| Equity | $4.79B | $4.81B | $5.09B | $4.91B | $5.02B | $5.13B | $5.30B | $5.50B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $69.3M | $266.7M | $236.9M | $324.6M | $-52.8M | $361.8M | $272.5M | $369.3M |