FB Financial Corp

FB Financial CorpFBKEarnings & Financial Report

NYSE · Financials · State Commercial Banks

Fubon Financial Holding Co., Ltd. is a financial investment holding company consists of the following key subsidiaries: Fubon Asset Management, Fubon Insurance Co. Ltd., Fubon Securities, Fubon Bank, Fubon Life, Fubon Bank (China) and Fubon Bank Limited. The holding company was setup on 19 December 2001.

FBK Q4 FY2025 Key Financial Metrics

Revenue

$178.6M

Gross Profit

N/A

Operating Profit

$69.8M

Net Profit

$57.0M

Gross Margin

N/A

Operating Margin

39.1%

Net Margin

31.9%

YoY Growth

37.0%

EPS

$1.12

FB Financial Corp Q4 FY2025 Financial Summary

FB Financial Corp reported revenue of $178.6M (up 37.0% YoY) for Q4 FY2025, with a net profit of $57.0M (up 50.4% YoY) (31.9% margin).

Key Financial Metrics

Total Revenue$178.6M
Net Profit$57.0M
Gross MarginN/A
Operating Margin39.1%
Report PeriodQ4 FY2025

FB Financial Corp Annual Revenue by Year

FB Financial Corp annual revenue history includes year-by-year totals (for example, 2025 revenue was $560.0M).

YearAnnual Revenue
2025$560.0Mvs 2024
2024$455.6Mvs 2023

FB Financial Corp Quarterly Revenue & Net Profit History

FB Financial Corp results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q4 FY2025$178.6M+37.0%$57.0M31.9%
Q3 FY2025$173.9M+94.2%$23.4M13.4%
Q2 FY2025$76.9M-40.1%$2.9M3.8%
Q1 FY2025$130.7M+21.6%$39.4M30.1%
Q4 FY2024$130.4M+12.0%$37.9M29.1%
Q3 FY2024$89.5M-17.8%$10.2M11.4%
Q2 FY2024$128.2M+2.3%$40.0M31.2%
Q1 FY2024$107.5M-15.4%$27.9M26.0%

Income Statement

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue$107.5M$128.2M$89.5M$130.4M$130.7M$76.9M$173.9M$178.6M
YoY Growth-15.4%2.3%-17.8%12.0%21.6%-40.1%94.2%37.0%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Assets$12.55B$12.54B$12.92B$13.16B$13.14B$13.35B$16.24B$16.30B
Liabilities$11.07B$11.03B$11.36B$11.59B$11.53B$11.74B$14.26B$14.35B
Equity$1.48B$1.50B$1.56B$1.57B$1.60B$1.61B$1.98B$1.95B

Cash Flow

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$36.3M$30.6M$57.8M$138.8M$-16.5M$71.8M$47.7M$155.9M