FIRST COMMUNITY BANKSHARES INCFCBCEarnings & Financial Report
First Community Bankshares, Inc. is a $2.43 billion bank holding company and the parent company of First Community Bank of Bluefield, Virginia, in the United States. As of 2012 First Community Bank had 45 locations in Virginia, West Virginia, and North Carolina, and two locations operating as Peoples Community Bank in Tennessee. As of April 21, 2023, First Community had $3.6 billion in assets.
FCBC Q4 FY2025 Key Financial Metrics
Revenue
$43.8M
Gross Profit
N/A
Operating Profit
$16.1M
Net Profit
$12.5M
Gross Margin
N/A
Operating Margin
36.8%
Net Margin
28.5%
YoY Growth
5.1%
EPS
$0.67
FIRST COMMUNITY BANKSHARES INC Q4 FY2025 Financial Summary
FIRST COMMUNITY BANKSHARES INC reported revenue of $43.8M (up 5.1% YoY) for Q4 FY2025, with a net profit of $12.5M (down 4.4% YoY) (28.5% margin).
Key Financial Metrics
| Total Revenue | $43.8M |
|---|---|
| Net Profit | $12.5M |
| Gross Margin | N/A |
| Operating Margin | 36.8% |
| Report Period | Q4 FY2025 |
FIRST COMMUNITY BANKSHARES INC Annual Revenue by Year
FIRST COMMUNITY BANKSHARES INC annual revenue history includes year-by-year totals (for example, 2025 revenue was $167.5M).
FIRST COMMUNITY BANKSHARES INC Quarterly Revenue & Net Profit History
FIRST COMMUNITY BANKSHARES INC results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $43.8M | +5.1% | $12.5M | 28.5% |
| Q3 FY2025 | $42.2M | +0.3% | $12.3M | 29.1% |
| Q2 FY2025 | $41.0M | -0.6% | $12.2M | 29.9% |
| Q1 FY2025 | $40.5M | -0.9% | $11.8M | 29.2% |
| Q4 FY2024 | $41.7M | -2.0% | $13.0M | 31.3% |
| Q3 FY2024 | $42.0M | -2.1% | $13.0M | 31.0% |
| Q2 FY2024 | $41.3M | -0.9% | $12.7M | 30.8% |
| Q1 FY2024 | $40.9M | +7.6% | $12.8M | 31.4% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $40.9M | $41.3M | $42.0M | $41.7M | $40.5M | $41.0M | $42.2M | $43.8M |
| YoY Growth | 7.6% | -0.9% | -2.1% | -2.0% | -0.9% | -0.6% | 0.3% | 5.1% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $3.24B | $3.23B | $3.22B | $3.26B | $3.23B | $3.18B | $3.19B | $3.26B |
| Liabilities | $2.73B | $2.72B | $2.70B | $2.73B | $2.73B | $2.68B | $2.68B | $2.76B |
| Equity | $506.9M | $508.9M | $520.7M | $526.4M | $496.4M | $502.8M | $510.7M | $500.5M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $16.9M | $14.5M | $11.4M | $57.7M | $13.2M | $10.2M | $18.9M | $62.7M |