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Fair Isaac

Fair IsaacFICOEarnings & Financial Report

NYSE · Information Technology · Application Software

FICO, originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States.

Revenue

$380.3M

Gross Profit

$300.5M

Operating Profit

$159.8M

Net Profit

$101.5M

Gross Margin

79.0%

Operating Margin

42.0%

Net Margin

26.7%

YoY Growth

6.5%

EPS

$4.00

Financial Flow

Fair Isaac Q2 2023 Financial Summary

Fair Isaac reported revenue of $380.3M for Q2 2023, with a net profit of $101.5M (26.7% margin). Cost of goods sold was $79.8M, operating expenses totaled $140.7M.

Key Financial Metrics

Total Revenue$380.3M
Net Profit$101.5M
Gross Margin79.0%
Operating Margin42.0%
Report PeriodQ2 2023

Fair Isaac Annual Revenue by Year

Fair Isaac annual revenue history includes year-by-year totals (for example, 2025 revenue was $2.0B).

YearAnnual Revenue
2025$2.0B
2024$1.7B
2023$1.5B

Income Statement

Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026
Revenue$433.8M$447.8M$453.8M$440.0M$498.7M$536.4M$515.8M$512.0M
YoY Growth14.1%12.3%16.4%15.2%15.0%19.8%13.6%16.4%

Balance Sheet

Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026
Assets$1.70B$1.71B$1.72B$1.71B$1.84B$1.86B$1.87B$1.85B
Liabilities$2.44B$2.54B$2.68B$2.84B$2.96B$3.26B$3.61B$3.66B
Equity$-735.7M$-829.3M$-962.7M$-1.14B$-1.12B$-1.40B$-1.75B$-1.81B

Cash Flow

Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026
Operating CF$71.0M$213.3M$226.5M$194.0M$74.9M$286.2M$223.7M$174.1M