FRANKLIN FINANCIAL SERVICES CORPFRAFEarnings & Financial Report
Franklin Financial Services Corp (Pennsylvania) is a U.S. regional bank holding company primarily operating across Pennsylvania. It provides comprehensive retail and commercial banking services, including deposit products, personal and business loans, mortgage financing, and wealth management solutions for individual consumers, small local businesses and regional institutional clients.
Revenue
$17.7M
Gross Profit
N/A
Operating Profit
$4.0M
Net Profit
$3.4M
Gross Margin
N/A
Operating Margin
22.6%
Net Margin
18.9%
YoY Growth
10.5%
EPS
$0.77
FRANKLIN FINANCIAL SERVICES CORP Q1 FY2024 Financial Summary
FRANKLIN FINANCIAL SERVICES CORP reported revenue of $17.7M (up 10.5% YoY) for Q1 FY2024, with a net profit of $3.4M (up 2.1% YoY) (18.9% margin).
Key Financial Metrics
| Total Revenue | $17.7M |
|---|---|
| Net Profit | $3.4M |
| Gross Margin | N/A |
| Operating Margin | 22.6% |
| Report Period | Q1 FY2024 |
FRANKLIN FINANCIAL SERVICES CORP Annual Revenue by Year
FRANKLIN FINANCIAL SERVICES CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $88.8M).
| Year | Annual Revenue |
|---|---|
| 2025 | $88.8M |
| 2024 | $71.2M |
| 2023 | $53.6M |
| 2022 | $51.6M |
FRANKLIN FINANCIAL SERVICES CORP Quarterly Revenue & Net Profit History
FRANKLIN FINANCIAL SERVICES CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $23.3M | +51.5% | $6.0M | 25.9% |
| Q3 FY2025 | $23.0M | +17.9% | $5.4M | 23.3% |
| Q2 FY2025 | $22.3M | +20.4% | $5.9M | 26.4% |
| Q1 FY2025 | $20.2M | +13.7% | $3.9M | 19.4% |
| Q4 FY2024 | $15.4M | -14.4% | $487.0K | 3.2% |
| Q3 FY2024 | $19.5M | +10.1% | $4.2M | 21.6% |
| Q2 FY2024 | $18.6M | +11.0% | $3.0M | 16.3% |
| Q1 FY2024 | $17.7M | +10.5% | $3.4M | 18.9% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $17.7M | $18.6M | $19.5M | $15.4M | $20.2M | $22.3M | $23.0M | $23.3M |
| YoY Growth | 10.5% | 11.0% | 10.1% | -14.4% | 13.7% | 20.4% | 17.9% | 51.5% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $2.01B | $2.04B | $2.15B | $2.20B | $2.26B | $2.29B | $2.30B | $2.24B |
| Liabilities | $1.88B | $1.90B | $2.00B | $2.05B | $2.11B | $2.13B | $2.13B | $2.06B |
| Equity | $134.2M | $136.8M | $149.9M | $144.7M | $151.4M | $157.4M | $166.3M | $175.2M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $7.3M | $2.4M | $7.8M | $21.8M | $8.8M | $5.1M | $8.3M | $25.4M |