KEMPER CorpKMPREarnings & Financial Report
Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.
KMPR Q4 FY2025 Key Financial Metrics
Revenue
$1.1B
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$-8.0M
Gross Margin
N/A
Operating Margin
N/A
Net Margin
-0.7%
YoY Growth
-4.7%
EPS
$-0.03
KEMPER Corp Q4 FY2025 Financial Summary
KEMPER Corp reported revenue of $1.1B (down 4.7% YoY) for Q4 FY2025, with a net profit of $-8.0M (down 108.2% YoY) (-0.7% margin).
Key Financial Metrics
| Total Revenue | $1.1B |
|---|---|
| Net Profit | $-8.0M |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q4 FY2025 |
Revenue Breakdown
KEMPER Corp Q4 FY2025 revenue of $1.1B breaks down across 2 segments, led by Specialty Property Casualty Insurance Segment at $995.1M (88.0% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Specialty Property Casualty Insurance Segment | $995.1M | 88.0% |
| Life Insurance Segment1 | $140.7M | 12.4% |
KEMPER Corp Revenue by Segment — Quarterly Trend
KEMPER Corp revenue by segment across the last 4 reported quarters, showing how each business line (such as Specialty Property Casualty Insurance Segment and Life Insurance Segment1) has evolved quarter over quarter.
| Segment | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 |
|---|---|---|---|---|
| Specialty Property Casualty Insurance Segment | $995.1M | $1.1B | $1.1B | $1.0B |
| Life Insurance Segment1 | $140.7M | $148.2M | $145.5M | $148.8M |
KEMPER Corp Annual Revenue by Year
KEMPER Corp annual revenue history includes year-by-year totals (for example, 2025 revenue was $4.8B).
KEMPER Corp Quarterly Revenue & Net Profit History
KEMPER Corp results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $1.1B | -4.7% | $-8.0M | -0.7% |
| Q3 FY2025 | $1.2B | +5.2% | $-21.0M | -1.7% |
| Q2 FY2025 | $1.2B | +8.5% | $72.6M | 5.9% |
| Q1 FY2025 | $1.2B | +4.4% | $99.7M | 8.4% |
| Q4 FY2024 | $1.2B | -0.0% | $97.4M | 8.2% |
| Q3 FY2024 | $1.2B | -1.7% | $73.7M | 6.3% |
| Q2 FY2024 | $1.1B | -10.5% | $75.4M | 6.7% |
| Q1 FY2024 | $1.1B | -11.7% | $71.3M | 6.2% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.14B | $1.13B | $1.18B | $1.19B | $1.19B | $1.23B | $1.24B | $1.13B |
| YoY Growth | -11.7% | -10.5% | -1.7% | -0.0% | 4.4% | 8.5% | 5.2% | -4.7% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $12.63B | $12.63B | $12.63B | $12.63B | $12.47B | $12.60B | $12.44B | $12.47B |
| Liabilities | $10.04B | $9.88B | $10.10B | $9.85B | $9.56B | $9.66B | $9.72B | $9.80B |
| Equity | $2.59B | $358.0M | $2.77B | $2.79B | $366.0M | $370.0M | $2.73B | $2.68B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $43.0M | $22.9M | $141.9M | $175.1M | $180.0M | $89.6M | $139.9M | $175.0M |